ZIP 95650 vs ZIP 95663

This side-by-side compares ZIP 95650 (Loomis, CA) and ZIP 95663 (Penryn, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95650 has a population of 12,447 at 195 people per square mile, while ZIP 95663 has 2,377 at 115 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95650 reports a median household income of $117,912 against $155,917 in ZIP 95663, with per-capita income of $72,985 vs $62,143. The share of adults holding a bachelor's degree or higher is 46.6% in 95650 and 44.4% in 95663. Poverty rate reads 8.4% vs 9.8%, and unemployment 6.7% vs 2.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $751,700 in 95650 versus $960,800 in 95663, with median rent of $1,817 and — per month respectively. Homeownership rate is 90.6% vs 89.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.