ZIP 95655 vs ZIP 95827

This side-by-side compares ZIP 95655 (Mather, CA) and ZIP 95827 (Sacramento, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95655 has a population of 4,314 at 175 people per square mile, while ZIP 95827 has 20,269 at 1,015 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95655 reports a median household income of $143,958 against $85,841 in ZIP 95827, with per-capita income of $46,632 vs $35,215. The share of adults holding a bachelor's degree or higher is 38.2% in 95655 and 26.2% in 95827. Poverty rate reads 11.8% vs 14.0%, and unemployment 9.6% vs 6.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $587,800 in 95655 versus $437,300 in 95827, with median rent of — and $1,901 per month respectively. Homeownership rate is 77.3% vs 63.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.