Mather, CA · standard

ZIP Code 95655

Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,314
175/sq mi
$143,958
Median income
$587,800
Median home value
38.2%
Bachelor's or higher

The verdict

Mather pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 10%
home value, US ZIPs
175
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95655 against every reporting US ZIP.

ZIP code 95655 is classified by USPS as a standard delivery area and covers roughly 24.7 square miles in Mather, Sacramento County, California. The area is home to 4,314 residents, producing a population density of 175 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95655 against California and the nation.

On the economic side, the median household income for ZIP 95655 sits at $143,958 (42% above the California average), while per-capita income is $46,632. The poverty rate stands at 11.8% and the unemployment rate at 9.6%. On housing, the median home value is $587,800 (24% below the state average) with median rent at per month, and 77.3% of occupied units are owner-occupied, a direct signal of whether 95655 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 38.2% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95655 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95655

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95655.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95655, Mather, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,314

Population

24.7

Area (sq mi)

175

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95655?

35.3

Median Age

44.1%

Male

55.9%

Female

10.4%

Foreign-Born

White 64.7%
African American 6.5%
Asian 8.8%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.7%
Hispanic or Latino 16.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$143,958

Median Household Income

+42% vs state

$46,632

Per Capita Income

11.8%

Poverty Rate

9.6%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 95655 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$143,958 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 38.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,570

Total Housing Units

1,570

Occupied Units

0

Vacant Units

2.96

Avg Household Size

Occupancy Type

Owner 77.3%
Renter 22.7%

$587,800

Median Home Value

-24% vs state

2006

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 80 business establishments in ZIP 95655, employing approximately 4,381 people with a combined annual payroll of $438,454,000.

80

Businesses

4,381

Employees

$438.5M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 14 17.5%
Construction 13 16.3%
Professional, scientific, and technical services 13 16.3%
Health care and social assistance 8 10.0%
Wholesale trade 6 7.5%
Other services (except public administration) 6 7.5%
Administrative and support and waste management and remediation services 5 6.3%
Retail trade 4 5.0%
Information 3 3.8%
Educational services 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95655 vs 95827 →

ZIP 95655 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95655 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95655 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95655 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95827 Sacramento, CA 20,269 2.5 mi
95670 Rancho Cordova, CA 52,973 3.8 mi
95830 Sacramento, CA 934 3.8 mi
95826 Sacramento, CA 36,628 5.4 mi
95742 Rancho Cordova, CA 7,749 4.7 mi
95829 Sacramento, CA 24,755 5.1 mi
95608 Carmichael, CA 59,418 5.9 mi
95628 Fair Oaks, CA 40,196 7.2 mi
95864 Sacramento, CA 22,447 5.8 mi
95624 Elk Grove, CA 61,989 8.4 mi

More ZIP Codes in Sacramento County

Frequently Asked Questions

What county is ZIP code 95655 in?
ZIP code 95655 (Mather) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95655?
ZIP code 95655 in Mather, CA has a population of 4,314 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95655?
The median household income in ZIP 95655 is $143,958, which is 89% above the national average of $76,288.
What is the average home value in ZIP 95655?
The median home value in ZIP 95655 is $587,800, which is 111% above the national average of $278,155.
What is the demographic makeup of ZIP 95655?
The largest racial group in ZIP 95655 is White at 64.7%. Hispanic or Latino residents make up 16.8% of the population.
How many businesses are in ZIP code 95655?
ZIP code 95655 has 80 business establishments employing approximately 4,381 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95655?
The top industries by establishment count in ZIP 95655 are: Transportation and warehousing (14), Construction (13), Professional, scientific, and technical services (13). There are 10 industry sectors represented in total.
What is the education level in ZIP code 95655?
In ZIP code 95655, 57.1% of residents aged 25+ have a high school diploma or higher, and 38.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95655?
The mean commute time for workers in ZIP code 95655 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95655?
In ZIP code 95655, approximately 77.3% of occupied housing units are owner-occupied and 22.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95655?
The poverty rate in ZIP code 95655 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Mather, CA

Verify and explore additional data for this area using these official government sources.