Carmichael, CA · standard
ZIP Code 95608
Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 59,418
- 1,763/sq mi
- $86,563
- Median income
- $599,100
- Median home value
- 37.7%
- Bachelor's or higher
The verdict
Carmichael pairs an above-median household income with top-decile home values, in a low-density, mixed-tenure and unusually populous area.
- Top 30%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 1,763
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95608 against every reporting US ZIP.
ZIP code 95608 is classified by USPS as a standard delivery area and covers roughly 33.7 square miles in Carmichael, Sacramento County, California. The area is home to 59,418 residents, producing a population density of 1,763 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95608 against California and the nation.
On the economic side, the median household income for ZIP 95608 sits at $86,563 (15% below the California average), while per-capita income is $50,386. The poverty rate stands at 12.8% and the unemployment rate at 7.1%. On housing, the median home value is $599,100 (22% below the state average) with median rent at $1,659 per month, and 52.7% of occupied units are owner-occupied, a direct signal of whether 95608 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.7% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95608 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95608
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95608.
- Health care and social assistance
Health care and social assistance
236 establishments
- Construction
Construction
147 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
132 establishments
- Retail trade
Retail trade
110 establishments
- Other services (except public administration)
Other services (except public administration)
107 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95608, Carmichael, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
59,418
Population
33.7
Area (sq mi)
1,763
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95608?
42.9
Median Age
48.2%
Male
51.8%
Female
16.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,563
Median Household Income
-15% vs state
$50,386
Per Capita Income
12.8%
Poverty Rate
7.1%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 95608 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$86,563 Top 30% higher than 70% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
27,195
Total Housing Units
25,577
Occupied Units
1,618
Vacant Units
2.34
Avg Household Size
Occupancy Type
$599,100
Median Home Value
-22% vs state
$1,659
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.7%
YoY Change (2024)
289
HPI Index (2000 = 100)
+189%
Total Change Since 2000
Home values in ZIP 95608 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 217 |
| 2021 | +14.3% | 248 |
| 2022 | +13.1% | 280 |
| 2023 | -0.5% | 279 |
| 2024 | +3.7% | 289 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,136 business establishments in ZIP 95608, employing approximately 13,099 people with a combined annual payroll of $806,281,000.
1,136
Businesses
13,099
Employees
$806.3M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 236 | 20.8% |
| Construction | 147 | 12.9% |
| Professional, scientific, and technical services | 132 | 11.6% |
| Retail trade | 110 | 9.7% |
| Other services (except public administration) | 107 | 9.4% |
| Accommodation and food services | 92 | 8.1% |
| Real estate and rental and leasing | 77 | 6.8% |
| Administrative and support and waste management and remediation services | 61 | 5.4% |
| Transportation and warehousing | 40 | 3.5% |
| Finance and insurance | 40 | 3.5% |
| Educational services | 22 | 1.9% |
| Arts, entertainment, and recreation | 22 | 1.9% |
| Manufacturing | 21 | 1.9% |
| Wholesale trade | 20 | 1.8% |
| Information | 4 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95608 vs 95841 →
ZIP 95608 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95608
Carmichael (95608)
59,418 residents
- 95670
Rancho Cordova (95670)
52,973 residents
- 95628
Fair Oaks (95628)
40,196 residents
- 95621
Citrus Heights (95621)
39,819 residents
- 95821
Sacramento (95821)
33,550 residents
- 95842
Sacramento (95842)
31,806 residents
- 95660
North Highlands (95660)
30,714 residents
- 95864 22,447
Sacramento (95864)
22,447 residents
- 95827 20,269
Sacramento (95827)
20,269 residents
What this shows Among its immediate neighbors, ZIP 95608 ranks the most populous — useful context the national average alone can't give.
ZIP 95608 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95864
Sacramento (95864)
$127,953 median income
- 95628
Fair Oaks (95628)
$115,803 median income
- 95670
Rancho Cordova (95670)
$89,484 median income
- 95608
Carmichael (95608)
$86,563 median income
- 95827
Sacramento (95827)
$85,841 median income
- 95621
Citrus Heights (95621)
$80,901 median income
- 95842
Sacramento (95842)
$68,276 median income
- 95660
North Highlands (95660)
$68,235 median income
- 95821
Sacramento (95821)
$64,963 median income
What this shows By household income, ZIP 95608 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95841 | Sacramento, CA | 19,448 | 2.6 mi |
| 95821 | Sacramento, CA | 33,550 | 3.0 mi |
| 95670 | Rancho Cordova, CA | 52,973 | 3.0 mi |
| 95827 | Sacramento, CA | 20,269 | 4.9 mi |
| 95842 | Sacramento, CA | 31,806 | 4.4 mi |
| 95864 | Sacramento, CA | 22,447 | 3.8 mi |
| 95621 | Citrus Heights, CA | 39,819 | 4.9 mi |
| 95628 | Fair Oaks, CA | 40,196 | 4.4 mi |
| 95660 | North Highlands, CA | 30,714 | 4.6 mi |
| 95652 | Mcclellan, CA | 739 | 4.7 mi |
More ZIP Codes in Sacramento County
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Frequently Asked Questions
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How many businesses are in ZIP code 95608? ▼
What are the main industries in ZIP code 95608? ▼
How have home values changed in ZIP code 95608? ▼
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What percentage of residents own vs. rent in ZIP 95608? ▼
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ZIP Code Research Guides
Official Data Resources for Carmichael, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.