Carmichael, CA · standard

ZIP Code 95608

Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

59,418
1,763/sq mi
$86,563
Median income
$599,100
Median home value
37.7%
Bachelor's or higher

The verdict

Carmichael pairs an above-median household income with top-decile home values, in a low-density, mixed-tenure and unusually populous area.

Top 30%
household income, US ZIPs
Top 9%
home value, US ZIPs
1,763
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95608 against every reporting US ZIP.

ZIP code 95608 is classified by USPS as a standard delivery area and covers roughly 33.7 square miles in Carmichael, Sacramento County, California. The area is home to 59,418 residents, producing a population density of 1,763 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95608 against California and the nation.

On the economic side, the median household income for ZIP 95608 sits at $86,563 (15% below the California average), while per-capita income is $50,386. The poverty rate stands at 12.8% and the unemployment rate at 7.1%. On housing, the median home value is $599,100 (22% below the state average) with median rent at $1,659 per month, and 52.7% of occupied units are owner-occupied, a direct signal of whether 95608 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 37.7% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95608 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95608

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95608.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95608, Carmichael, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

59,418

Population

33.7

Area (sq mi)

1,763

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95608?

42.9

Median Age

48.2%

Male

51.8%

Female

16.9%

Foreign-Born

White 66.7%
African American 6.1%
Asian 8.4%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 13.0%
Hispanic or Latino 15.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,563

Median Household Income

-15% vs state

$50,386

Per Capita Income

12.8%

Poverty Rate

7.1%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 95608 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$86,563 Top 30% higher than 70% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.0%
Bachelor's Degree or Higher 37.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

27,195

Total Housing Units

25,577

Occupied Units

1,618

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 52.7%
Renter 47.3%

$599,100

Median Home Value

-22% vs state

$1,659

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.7%

YoY Change (2024)

289

HPI Index (2000 = 100)

+189%

Total Change Since 2000

Home values in ZIP 95608 have increased 3.7% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 217
2021 +14.3% 248
2022 +13.1% 280
2023 -0.5% 279
2024 +3.7% 289

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,136 business establishments in ZIP 95608, employing approximately 13,099 people with a combined annual payroll of $806,281,000.

1,136

Businesses

13,099

Employees

$806.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 236 20.8%
Construction 147 12.9%
Professional, scientific, and technical services 132 11.6%
Retail trade 110 9.7%
Other services (except public administration) 107 9.4%
Accommodation and food services 92 8.1%
Real estate and rental and leasing 77 6.8%
Administrative and support and waste management and remediation services 61 5.4%
Transportation and warehousing 40 3.5%
Finance and insurance 40 3.5%
Educational services 22 1.9%
Arts, entertainment, and recreation 22 1.9%
Manufacturing 21 1.9%
Wholesale trade 20 1.8%
Information 4 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95608 vs 95841 →

ZIP 95608 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95608 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95608 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95608 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95841 Sacramento, CA 19,448 2.6 mi
95821 Sacramento, CA 33,550 3.0 mi
95670 Rancho Cordova, CA 52,973 3.0 mi
95827 Sacramento, CA 20,269 4.9 mi
95842 Sacramento, CA 31,806 4.4 mi
95864 Sacramento, CA 22,447 3.8 mi
95621 Citrus Heights, CA 39,819 4.9 mi
95628 Fair Oaks, CA 40,196 4.4 mi
95660 North Highlands, CA 30,714 4.6 mi
95652 Mcclellan, CA 739 4.7 mi

More ZIP Codes in Sacramento County

Frequently Asked Questions

What county is ZIP code 95608 in?
ZIP code 95608 (Carmichael) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95608?
ZIP code 95608 in Carmichael, CA has a population of 59,418 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95608?
The median household income in ZIP 95608 is $86,563, which is 13% above the national average of $76,288.
What is the average home value in ZIP 95608?
The median home value in ZIP 95608 is $599,100, which is 115% above the national average of $278,155.
What is the demographic makeup of ZIP 95608?
The largest racial group in ZIP 95608 is White at 66.7%. Hispanic or Latino residents make up 15.9% of the population.
How many businesses are in ZIP code 95608?
ZIP code 95608 has 1,136 business establishments employing approximately 13,099 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95608?
The top industries by establishment count in ZIP 95608 are: Health care and social assistance (236), Construction (147), Professional, scientific, and technical services (132). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95608?
According to the FHFA House Price Index, home values in ZIP 95608 increased by 3.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95608?
In ZIP code 95608, 58.0% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95608?
The mean commute time for workers in ZIP code 95608 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95608?
In ZIP code 95608, approximately 52.7% of occupied housing units are owner-occupied and 47.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95608?
The poverty rate in ZIP code 95608 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Carmichael, CA

Verify and explore additional data for this area using these official government sources.