Residential delivery area · California
ZIP Code 95864: Arden-Arcade (Sacramento), CA
ZIP code 95864 is in Arden-Arcade (postal name Sacramento), California, entirely in Sacramento County (Census 2020 ZIP-county file). About 26,000 people live there (Census Bureau, ACS 2020-2024), the 17th most populous of Sacramento's 28 residential ZIP codes. Median household income is $127,953 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Arden-Arcade (a census-designated place), and 3% in smaller places.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Sacramento · 28 residential ZIPs
- County
- Sacramento County
- Census places
- Arden-Arcade census-designated place
- Metro area
- Sacramento-Roseville-Folsom, CA
- House districts
- CA-6 (97%), CA-7 (3%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 6.3 sq mi · 4,061 people per sq mi
- PO Box ZIPs
- 72 more ZIP codes use the name Sacramento for PO boxes or single organizations
Where is ZIP code 95864?
95864 centers on 38.584°, -121.376° and covers 6.3 square miles of land plus 0.2 of water. It borders 5 ZIP codes: 95825, 95826, 95821, 95827, 95608.
The map draws ZIP code areas only. For the streets inside 95864, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95864 compare with the rest of Sacramento?
| Measure | 95864 | In Sacramento | In Sacramento County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 25,500 | 17th of 28 | 30th of 56 | 715th of 1,802 |
| Median household income | $128k | 2nd of 25 | 7th of 45 | 290th of 1,189 |
| Median home value | $810k | 2nd of 26 | 3rd of 47 | 551st of 1,317 |
Its median household income is higher than in 93% of U.S. residential ZIP codes, and it is denser than 92% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95864?
The 2020 Census counted 24,249 people in 95864; the ACS, which samples households over 2020-2024, estimates 25,500. Between the 2010 and 2020 censuses its population grew 8.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 25,500
- 2020 Census count
- 24,249+8.0% since 2010 (22,447)
- Households
- 10,041
- Median age
- 44.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95864?
Of the 25,500 people the ACS estimates in 95864, 21.9% are under 18 and 23.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (66.4%), then Hispanic or Latino (14.5%).
- Under 1821.9%
- 18 to 6455.1%
- 65 and older23.0%
- White, not Hispanic66.4%
- Hispanic or Latino14.5%
- Asian, not Hispanic7.7%
- Other or two or more7.7%
- Black, not Hispanic3.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95864 earn?
Median household income is $127,953 (ACS 2020-2024), the 7th highest of the 45 ranked ZIP codes in Sacramento County. It is not measurably different from 2015-2019 ($129,876 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $127,953
- Income per person
- $77,040
- Below the poverty line
- 6.6%
- Unemployed (of the labor force)
- 5.7%
- Adults 25+ with a bachelor's degree
- 59.7%
- Adjusted gross income per tax return, 2022
- $207,11311,750 returns; wages 49% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95864?
FHFA's house price index for 95864, built from repeat sales and appraisals of the same homes, rose 75% from 2015 to 2025 and rose 35% from 2020 to 2025, and moved +1.8% in 2025.
- Median home value (owners' estimate)
- $810,400
- Median gross rent
- $1,736
- Homes owned by their occupants
- 75.1%
- Housing units
- 10,530
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95864?
441 business establishments had a location in this ZIP code in 2023, 17 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services112
- Real estate and rental and leasing60
- Health care and social assistance58
- Finance and insurance39
- Construction37
- Retail trade29
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95864?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95825 | Sacramento | 36,156 | $65k | 1.8 mi |
| 95826 | Sacramento | 40,165 | $82k | 2.8 mi |
| 95821 | Sacramento | 38,064 | $65k | 2.9 mi |
| 95827 | Sacramento | 21,742 | $86k | 3.6 mi |
| 95608 | Carmichael | 61,440 | $87k | 3.8 mi |
| 95819 | Sacramento | 19,737 | $136k | 3.5 mi (near) |
| 95815 | Sacramento | 26,658 | $60k | 4.0 mi (near) |
| 95816 | Sacramento | 19,225 | $91k | 4.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.