Sacramento, CA · standard

ZIP Code 95828

Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

57,862
1,813/sq mi
$81,778
Median income
$409,700
Median home value
17.0%
Bachelor's or higher

The verdict

Sacramento pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.

Top 36%
household income, US ZIPs
Top 20%
home value, US ZIPs
1,813
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95828 against every reporting US ZIP.

ZIP code 95828 is classified by USPS as a standard delivery area and covers roughly 31.9 square miles in Sacramento, Sacramento County, California. The area is home to 57,862 residents, producing a population density of 1,813 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95828 against California and the nation.

On the economic side, the median household income for ZIP 95828 sits at $81,778 (20% below the California average), while per-capita income is $29,116. The poverty rate stands at 14.1% and the unemployment rate at 7.3%. On housing, the median home value is $409,700 (47% below the state average) with median rent at $1,819 per month, and 64.1% of occupied units are owner-occupied, a direct signal of whether 95828 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.0% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95828 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95828

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95828.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95828, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

57,862

Population

31.9

Area (sq mi)

1,813

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95828?

36.6

Median Age

50.9%

Male

49.1%

Female

36.0%

Foreign-Born

White 17.2%
African American 10.5%
Asian 37.6%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 4.0%
Two or More Ethnicities 13.7%
Hispanic or Latino 28.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,778

Median Household Income

-20% vs state

$29,116

Per Capita Income

14.1%

Poverty Rate

7.3%

Unemployment Rate

26.8 min

Mean Commute Time

How ZIP 95828 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$81,778 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.3%
Bachelor's Degree or Higher 17.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,462

Total Housing Units

17,912

Occupied Units

550

Vacant Units

3.42

Avg Household Size

Occupancy Type

Owner 64.1%
Renter 35.9%

$409,700

Median Home Value

-47% vs state

$1,819

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.2%

YoY Change (2024)

354

HPI Index (2000 = 100)

+254%

Total Change Since 2000

Home values in ZIP 95828 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +254% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 252
2021 +17.5% 296
2022 +16.2% 344
2023 -0.3% 343
2024 +3.2% 354

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 877 business establishments in ZIP 95828, employing approximately 18,645 people with a combined annual payroll of $1,291,061,000.

877

Businesses

18,645

Employees

$1.3B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 145 16.5%
Transportation and warehousing 97 11.1%
Retail trade 95 10.8%
Wholesale trade 88 10.0%
Other services (except public administration) 85 9.7%
Administrative and support and waste management and remediation services 75 8.6%
Health care and social assistance 65 7.4%
Manufacturing 64 7.3%
Accommodation and food services 57 6.5%
Real estate and rental and leasing 41 4.7%
Professional, scientific, and technical services 29 3.3%
Finance and insurance 18 2.0%
Management of companies and enterprises 6 0.7%
Information 5 0.6%
Educational services 5 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95828 vs 95823 →

ZIP 95828 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95828 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95828 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95828 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95823 Sacramento, CA 73,985 2.8 mi
95829 Sacramento, CA 24,755 3.4 mi
95826 Sacramento, CA 36,628 4.0 mi
95824 Sacramento, CA 30,221 3.1 mi
95820 Sacramento, CA 34,480 4.1 mi
95758 Elk Grove, CA 60,435 4.9 mi
95825 Sacramento, CA 31,084 7.0 mi
95864 Sacramento, CA 22,447 6.8 mi
95817 Sacramento, CA 13,534 5.4 mi
95822 Sacramento, CA 42,347 5.6 mi

More ZIP Codes in Sacramento County

Frequently Asked Questions

What county is ZIP code 95828 in?
ZIP code 95828 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95828?
ZIP code 95828 in Sacramento, CA has a population of 57,862 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95828?
The median household income in ZIP 95828 is $81,778, which is 7% above the national average of $76,288.
What is the average home value in ZIP 95828?
The median home value in ZIP 95828 is $409,700, which is 47% above the national average of $278,155.
What is the demographic makeup of ZIP 95828?
The largest racial group in ZIP 95828 is Asian at 37.6%. Hispanic or Latino residents make up 28.3% of the population.
How many businesses are in ZIP code 95828?
ZIP code 95828 has 877 business establishments employing approximately 18,645 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95828?
The top industries by establishment count in ZIP 95828 are: Construction (145), Transportation and warehousing (97), Retail trade (95). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95828?
According to the FHFA House Price Index, home values in ZIP 95828 increased by 3.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 254%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95828?
In ZIP code 95828, 44.3% of residents aged 25+ have a high school diploma or higher, and 17.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95828?
The mean commute time for workers in ZIP code 95828 is 26.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95828?
In ZIP code 95828, approximately 64.1% of occupied housing units are owner-occupied and 35.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95828?
The poverty rate in ZIP code 95828 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Sacramento, CA

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