Sacramento, CA · standard
ZIP Code 95828
Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 57,862
- 1,813/sq mi
- $81,778
- Median income
- $409,700
- Median home value
- 17.0%
- Bachelor's or higher
The verdict
Sacramento pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated and unusually populous area.
- Top 36%
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 1,813
- people per sq mi
- 64%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95828 against every reporting US ZIP.
ZIP code 95828 is classified by USPS as a standard delivery area and covers roughly 31.9 square miles in Sacramento, Sacramento County, California. The area is home to 57,862 residents, producing a population density of 1,813 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95828 against California and the nation.
On the economic side, the median household income for ZIP 95828 sits at $81,778 (20% below the California average), while per-capita income is $29,116. The poverty rate stands at 14.1% and the unemployment rate at 7.3%. On housing, the median home value is $409,700 (47% below the state average) with median rent at $1,819 per month, and 64.1% of occupied units are owner-occupied, a direct signal of whether 95828 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.0% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95828 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95828
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95828.
- Construction
Construction
145 establishments
- Transportation and warehousing
Transportation and warehousing
97 establishments
- Retail trade
Retail trade
95 establishments
- Wholesale trade
Wholesale trade
88 establishments
- Other services (except public administration)
Other services (except public administration)
85 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95828, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
57,862
Population
31.9
Area (sq mi)
1,813
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95828?
36.6
Median Age
50.9%
Male
49.1%
Female
36.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,778
Median Household Income
-20% vs state
$29,116
Per Capita Income
14.1%
Poverty Rate
7.3%
Unemployment Rate
26.8 min
Mean Commute Time
How ZIP 95828 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$81,778 Top 36% higher than 64% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
18,462
Total Housing Units
17,912
Occupied Units
550
Vacant Units
3.42
Avg Household Size
Occupancy Type
$409,700
Median Home Value
-47% vs state
$1,819
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.2%
YoY Change (2024)
354
HPI Index (2000 = 100)
+254%
Total Change Since 2000
Home values in ZIP 95828 have increased 3.2% over the past year (2024). Since 2000, this ZIP has seen +254% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 252 |
| 2021 | +17.5% | 296 |
| 2022 | +16.2% | 344 |
| 2023 | -0.3% | 343 |
| 2024 | +3.2% | 354 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 877 business establishments in ZIP 95828, employing approximately 18,645 people with a combined annual payroll of $1,291,061,000.
877
Businesses
18,645
Employees
$1.3B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 145 | 16.5% |
| Transportation and warehousing | 97 | 11.1% |
| Retail trade | 95 | 10.8% |
| Wholesale trade | 88 | 10.0% |
| Other services (except public administration) | 85 | 9.7% |
| Administrative and support and waste management and remediation services | 75 | 8.6% |
| Health care and social assistance | 65 | 7.4% |
| Manufacturing | 64 | 7.3% |
| Accommodation and food services | 57 | 6.5% |
| Real estate and rental and leasing | 41 | 4.7% |
| Professional, scientific, and technical services | 29 | 3.3% |
| Finance and insurance | 18 | 2.0% |
| Management of companies and enterprises | 6 | 0.7% |
| Information | 5 | 0.6% |
| Educational services | 5 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95828 vs 95823 →
ZIP 95828 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95823
Sacramento (95823)
73,985 residents
- 95758
Elk Grove (95758)
60,435 residents
- 95828
Sacramento (95828)
57,862 residents
- 95822
Sacramento (95822)
42,347 residents
- 95826
Sacramento (95826)
36,628 residents
- 95820
Sacramento (95820)
34,480 residents
- 95825
Sacramento (95825)
31,084 residents
- 95824
Sacramento (95824)
30,221 residents
- 95829 24,755
Sacramento (95829)
24,755 residents
What this shows Among its immediate neighbors, ZIP 95828 ranks #3 by population — useful context the national average alone can't give.
ZIP 95828 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95864
Sacramento (95864)
$127,953 median income
- 95758
Elk Grove (95758)
$117,017 median income
- 95829
Sacramento (95829)
$105,395 median income
- 95822
Sacramento (95822)
$86,801 median income
- 95826
Sacramento (95826)
$82,127 median income
- 95828
Sacramento (95828)
$81,778 median income
- 95820
Sacramento (95820)
$78,436 median income
- 95823
Sacramento (95823)
$66,895 median income
- 95825
Sacramento (95825)
$64,602 median income
What this shows By household income, ZIP 95828 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95823 | Sacramento, CA | 73,985 | 2.8 mi |
| 95829 | Sacramento, CA | 24,755 | 3.4 mi |
| 95826 | Sacramento, CA | 36,628 | 4.0 mi |
| 95824 | Sacramento, CA | 30,221 | 3.1 mi |
| 95820 | Sacramento, CA | 34,480 | 4.1 mi |
| 95758 | Elk Grove, CA | 60,435 | 4.9 mi |
| 95825 | Sacramento, CA | 31,084 | 7.0 mi |
| 95864 | Sacramento, CA | 22,447 | 6.8 mi |
| 95817 | Sacramento, CA | 13,534 | 5.4 mi |
| 95822 | Sacramento, CA | 42,347 | 5.6 mi |
More ZIP Codes in Sacramento County
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Frequently Asked Questions
What county is ZIP code 95828 in? ▼
What is the population of ZIP code 95828? ▼
What is the median household income in ZIP 95828? ▼
What is the average home value in ZIP 95828? ▼
What is the demographic makeup of ZIP 95828? ▼
How many businesses are in ZIP code 95828? ▼
What are the main industries in ZIP code 95828? ▼
How have home values changed in ZIP code 95828? ▼
What is the education level in ZIP code 95828? ▼
What is the average commute time in ZIP 95828? ▼
What percentage of residents own vs. rent in ZIP 95828? ▼
What is the poverty rate in ZIP code 95828? ▼
ZIP Code Research Guides
Official Data Resources for Sacramento, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.