Sacramento, CA · standard

ZIP Code 95822

Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,347
1,934/sq mi
$86,801
Median income
$466,000
Median home value
29.7%
Bachelor's or higher

The verdict

Sacramento pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 30%
household income, US ZIPs
Top 15%
home value, US ZIPs
1,934
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95822 against every reporting US ZIP.

ZIP code 95822 is classified by USPS as a standard delivery area and covers roughly 21.9 square miles in Sacramento, Sacramento County, California. The area is home to 42,347 residents, producing a population density of 1,934 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95822 against California and the nation.

On the economic side, the median household income for ZIP 95822 sits at $86,801 (15% below the California average), while per-capita income is $39,569. The poverty rate stands at 11.9% and the unemployment rate at 6.1%. On housing, the median home value is $466,000 (40% below the state average) with median rent at $1,717 per month, and 63.2% of occupied units are owner-occupied, a direct signal of whether 95822 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.7% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95822 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95822

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95822.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95822, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

42,347

Population

21.9

Area (sq mi)

1,934

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95822?

38.1

Median Age

49.3%

Male

50.7%

Female

19.9%

Foreign-Born

White 32.0%
African American 12.6%
Asian 17.6%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 2.5%
Two or More Ethnicities 17.8%
Hispanic or Latino 33.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,801

Median Household Income

-15% vs state

$39,569

Per Capita Income

11.9%

Poverty Rate

6.1%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 95822 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$86,801 Top 30% higher than 70% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.7%
Bachelor's Degree or Higher 29.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,407

Total Housing Units

16,695

Occupied Units

712

Vacant Units

2.76

Avg Household Size

Occupancy Type

Owner 63.2%
Renter 36.8%

$466,000

Median Home Value

-40% vs state

$1,717

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.1%

YoY Change (2024)

373

HPI Index (2000 = 100)

+273%

Total Change Since 2000

Home values in ZIP 95822 have increased 7.1% over the past year (2024). Since 2000, this ZIP has seen +273% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.3% 271
2021 +16.1% 315
2022 +14.0% 359
2023 -2.9% 349
2024 +7.1% 373

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 621 business establishments in ZIP 95822, employing approximately 5,958 people with a combined annual payroll of $261,525,000.

621

Businesses

5,958

Employees

$261.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 92 14.8%
Other services (except public administration) 83 13.4%
Retail trade 74 11.9%
Construction 70 11.3%
Health care and social assistance 68 10.9%
Professional, scientific, and technical services 61 9.8%
Administrative and support and waste management and remediation services 36 5.8%
Real estate and rental and leasing 30 4.8%
Finance and insurance 24 3.9%
Transportation and warehousing 20 3.2%
Manufacturing 15 2.4%
Arts, entertainment, and recreation 12 1.9%
Wholesale trade 11 1.8%
Educational services 11 1.8%
Information 9 1.4%
Industries not classified 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95822 vs 95818 →

ZIP 95822 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95822 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95822 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95822 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95818 Sacramento, CA 19,811 3.0 mi
95831 Sacramento, CA 41,321 2.2 mi
95824 Sacramento, CA 30,221 3.0 mi
95814 Sacramento, CA 9,922 4.7 mi
95832 Sacramento, CA 11,924 4.7 mi
95820 Sacramento, CA 34,480 3.2 mi
95817 Sacramento, CA 13,534 3.4 mi
95811 Sacramento, CA 7,595 5.2 mi
95816 Sacramento, CA 15,579 4.4 mi
95823 Sacramento, CA 73,985 3.9 mi

More ZIP Codes in Sacramento County

Frequently Asked Questions

What county is ZIP code 95822 in?
ZIP code 95822 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95822?
ZIP code 95822 in Sacramento, CA has a population of 42,347 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95822?
The median household income in ZIP 95822 is $86,801, which is 14% above the national average of $76,288.
What is the average home value in ZIP 95822?
The median home value in ZIP 95822 is $466,000, which is 68% above the national average of $278,155.
What is the demographic makeup of ZIP 95822?
The largest racial group in ZIP 95822 is White at 32.0%. Hispanic or Latino residents make up 33.2% of the population.
How many businesses are in ZIP code 95822?
ZIP code 95822 has 621 business establishments employing approximately 5,958 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95822?
The top industries by establishment count in ZIP 95822 are: Accommodation and food services (92), Other services (except public administration) (83), Retail trade (74). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95822?
According to the FHFA House Price Index, home values in ZIP 95822 increased by 7.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 273%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95822?
In ZIP code 95822, 56.7% of residents aged 25+ have a high school diploma or higher, and 29.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95822?
The mean commute time for workers in ZIP code 95822 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95822?
In ZIP code 95822, approximately 63.2% of occupied housing units are owner-occupied and 36.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95822?
The poverty rate in ZIP code 95822 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Sacramento, CA

Verify and explore additional data for this area using these official government sources.