Sacramento, CA · standard

ZIP Code 95838

Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,764
1,563/sq mi
$68,349
Median income
$389,200
Median home value
14.2%
Bachelor's or higher

The verdict

Sacramento pairs a below-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

44th pct
household income, US ZIPs
Top 22%
home value, US ZIPs
1,563
people per sq mi
56%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95838 against every reporting US ZIP.

ZIP code 95838 is classified by USPS as a standard delivery area and covers roughly 23.5 square miles in Sacramento, Sacramento County, California. The area is home to 36,764 residents, producing a population density of 1,563 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95838 against California and the nation.

On the economic side, the median household income for ZIP 95838 sits at $68,349 (33% below the California average), while per-capita income is $25,598. The poverty rate stands at 18.1% and the unemployment rate at 8.1%. On housing, the median home value is $389,200 (50% below the state average) with median rent at $1,684 per month, and 56.2% of occupied units are owner-occupied, a direct signal of whether 95838 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.2% of adults hold a bachelor's degree or higher, the median age is 32.9, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95838 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95838

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95838.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95838, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

36,764

Population

23.5

Area (sq mi)

1,563

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95838?

32.9

Median Age

49.4%

Male

50.6%

Female

24.4%

Foreign-Born

White 24.5%
African American 13.8%
Asian 19.1%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.6%
Two or More Ethnicities 19.1%
Hispanic or Latino 38.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,349

Median Household Income

-33% vs state

$25,598

Per Capita Income

18.1%

Poverty Rate

8.1%

Unemployment Rate

25.2 min

Mean Commute Time

How ZIP 95838 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$68,349 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 44.5%
Bachelor's Degree or Higher 14.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,315

Total Housing Units

12,016

Occupied Units

299

Vacant Units

3.36

Avg Household Size

Occupancy Type

Owner 56.2%
Renter 43.8%

$389,200

Median Home Value

-50% vs state

$1,684

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.4%

YoY Change (2024)

429

HPI Index (2000 = 100)

+329%

Total Change Since 2000

Home values in ZIP 95838 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +329% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.1% 297
2021 +19.1% 354
2022 +13.4% 401
2023 +2.4% 411
2024 +4.4% 429

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 467 business establishments in ZIP 95838, employing approximately 8,409 people with a combined annual payroll of $554,734,000.

467

Businesses

8,409

Employees

$554.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 103 22.1%
Wholesale trade 75 16.1%
Transportation and warehousing 45 9.6%
Other services (except public administration) 45 9.6%
Retail trade 42 9.0%
Health care and social assistance 33 7.1%
Administrative and support and waste management and remediation services 26 5.6%
Professional, scientific, and technical services 23 4.9%
Manufacturing 21 4.5%
Accommodation and food services 18 3.9%
Real estate and rental and leasing 16 3.4%
Finance and insurance 6 1.3%
Educational services 4 0.9%
Arts, entertainment, and recreation 4 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95838 vs 95815 →

ZIP 95838 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95838 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95838 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95838 ranks #6 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95815 Sacramento, CA 24,680 2.9 mi
95673 Rio Linda, CA 15,455 3.1 mi
95652 Mcclellan, CA 739 2.6 mi
95834 Sacramento, CA 25,899 4.1 mi
95821 Sacramento, CA 33,550 3.6 mi
95819 Sacramento, CA 17,141 5.3 mi
95825 Sacramento, CA 31,084 4.4 mi
95660 North Highlands, CA 30,714 4.1 mi
95816 Sacramento, CA 15,579 5.3 mi
95811 Sacramento, CA 7,595 4.6 mi

More ZIP Codes in Sacramento County

Frequently Asked Questions

What county is ZIP code 95838 in?
ZIP code 95838 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95838?
ZIP code 95838 in Sacramento, CA has a population of 36,764 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95838?
The median household income in ZIP 95838 is $68,349, which is 10% below the national average of $76,288.
What is the average home value in ZIP 95838?
The median home value in ZIP 95838 is $389,200, which is 40% above the national average of $278,155.
What is the demographic makeup of ZIP 95838?
The largest racial group in ZIP 95838 is White at 24.5%. Hispanic or Latino residents make up 38.2% of the population.
How many businesses are in ZIP code 95838?
ZIP code 95838 has 467 business establishments employing approximately 8,409 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95838?
The top industries by establishment count in ZIP 95838 are: Construction (103), Wholesale trade (75), Transportation and warehousing (45). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 95838?
According to the FHFA House Price Index, home values in ZIP 95838 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 329%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95838?
In ZIP code 95838, 44.5% of residents aged 25+ have a high school diploma or higher, and 14.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95838?
The mean commute time for workers in ZIP code 95838 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95838?
In ZIP code 95838, approximately 56.2% of occupied housing units are owner-occupied and 43.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95838?
The poverty rate in ZIP code 95838 is 18.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Sacramento, CA

Verify and explore additional data for this area using these official government sources.