Sacramento, CA · standard
ZIP Code 95815
Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,680
- 1,206/sq mi
- $60,097
- Median income
- $346,500
- Median home value
- 18.3%
- Bachelor's or higher
The verdict
Sacramento pairs a below-median household income with above-median home values, in a low-density, renter-heavy area.
- 29th pct
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 1,206
- people per sq mi
- 40%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95815 against every reporting US ZIP.
ZIP code 95815 is classified by USPS as a standard delivery area and covers roughly 20.5 square miles in Sacramento, Sacramento County, California. The area is home to 24,680 residents, producing a population density of 1,206 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95815 against California and the nation.
On the economic side, the median household income for ZIP 95815 sits at $60,097 (41% below the California average), while per-capita income is $31,084. The poverty rate stands at 21.6% and the unemployment rate at 11.1%. On housing, the median home value is $346,500 (55% below the state average) with median rent at $1,527 per month, and 39.8% of occupied units are owner-occupied, a direct signal of whether 95815 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 18.3% of adults hold a bachelor's degree or higher, the median age is 33.7, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95815 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95815
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95815.
- Retail trade
Retail trade
190 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
121 establishments
- Other services (except public administration)
Other services (except public administration)
113 establishments
- Health care and social assistance
Health care and social assistance
109 establishments
- Finance and insurance
Finance and insurance
86 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95815, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
24,680
Population
20.5
Area (sq mi)
1,206
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95815?
33.7
Median Age
51.0%
Male
49.0%
Female
23.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,097
Median Household Income
-41% vs state
$31,084
Per Capita Income
21.6%
Poverty Rate
11.1%
Unemployment Rate
24.6 min
Mean Commute Time
How ZIP 95815 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$60,097 29th percentile higher than 29% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
10,603
Total Housing Units
9,668
Occupied Units
935
Vacant Units
2.72
Avg Household Size
Occupancy Type
$346,500
Median Home Value
-55% vs state
$1,527
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.7%
YoY Change (2024)
407
HPI Index (2000 = 100)
+307%
Total Change Since 2000
Home values in ZIP 95815 have increased 0.7% over the past year (2024). Since 2000, this ZIP has seen +307% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.4% | 300 |
| 2021 | +18.7% | 356 |
| 2022 | +12.7% | 402 |
| 2023 | +0.7% | 404 |
| 2024 | +0.7% | 407 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,108 business establishments in ZIP 95815, employing approximately 21,756 people with a combined annual payroll of $1,115,710,000.
1,108
Businesses
21,756
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 190 | 17.1% |
| Professional, scientific, and technical services | 121 | 10.9% |
| Other services (except public administration) | 113 | 10.2% |
| Health care and social assistance | 109 | 9.8% |
| Finance and insurance | 86 | 7.8% |
| Administrative and support and waste management and remediation services | 86 | 7.8% |
| Construction | 77 | 7.0% |
| Accommodation and food services | 75 | 6.8% |
| Real estate and rental and leasing | 61 | 5.5% |
| Wholesale trade | 49 | 4.4% |
| Transportation and warehousing | 37 | 3.3% |
| Manufacturing | 36 | 3.3% |
| Information | 34 | 3.1% |
| Educational services | 15 | 1.4% |
| Arts, entertainment, and recreation | 9 | 0.8% |
| Management of companies and enterprises | 8 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95815 vs 95819 →
ZIP 95815 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95833
Sacramento (95833)
37,293 residents
- 95838
Sacramento (95838)
36,764 residents
- 95820
Sacramento (95820)
34,480 residents
- 95821
Sacramento (95821)
33,550 residents
- 95825
Sacramento (95825)
31,084 residents
- 95815
Sacramento (95815)
24,680 residents
- 95819
Sacramento (95819)
17,141 residents
- 95816
Sacramento (95816)
15,579 residents
- 95817 13,534
Sacramento (95817)
13,534 residents
What this shows Among its immediate neighbors, ZIP 95815 ranks #6 by population — useful context the national average alone can't give.
ZIP 95815 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95819
Sacramento (95819)
$136,306 median income
- 95833
Sacramento (95833)
$97,792 median income
- 95816
Sacramento (95816)
$90,839 median income
- 95811
Sacramento (95811)
$80,827 median income
- 95820
Sacramento (95820)
$78,436 median income
- 95838
Sacramento (95838)
$68,349 median income
- 95821
Sacramento (95821)
$64,963 median income
- 95825
Sacramento (95825)
$64,602 median income
- 95817
Sacramento (95817)
$64,212 median income
What this shows By household income, ZIP 95815 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95819 | Sacramento, CA | 17,141 | 2.5 mi |
| 95838 | Sacramento, CA | 36,764 | 2.9 mi |
| 95816 | Sacramento, CA | 15,579 | 2.6 mi |
| 95811 | Sacramento, CA | 7,595 | 2.4 mi |
| 95825 | Sacramento, CA | 31,084 | 2.4 mi |
| 95817 | Sacramento, CA | 13,534 | 3.8 mi |
| 95814 | Sacramento, CA | 9,922 | 3.1 mi |
| 95820 | Sacramento, CA | 34,480 | 4.9 mi |
| 95833 | Sacramento, CA | 37,293 | 3.8 mi |
| 95821 | Sacramento, CA | 33,550 | 3.7 mi |
More ZIP Codes in Sacramento County
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Frequently Asked Questions
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How have home values changed in ZIP code 95815? ▼
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What percentage of residents own vs. rent in ZIP 95815? ▼
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ZIP Code Research Guides
Official Data Resources for Sacramento, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.