Sacramento, CA · standard
ZIP Code 95823
Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 73,985
- 2,420/sq mi High-density area
- $66,895
- Median income Near-median income area
- $401,500
- Median home value Above-median home value
- 16.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Sacramento pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure and unusually populous area.
- 42nd pct
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 2,420
- people per sq mi
- 48%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95823 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95823 (Sacramento, CA) rose +4.2% from 2023 to 2024. The all-transactions index moved from 360.3 in 2023 to 375.4 in 2024 (2000 = 100).
ZIP code 95823 is a densely settled ZIP (a standard USPS delivery area) in Sacramento, Sacramento County, California, with 73,985 residents across 30.6 square miles, a density of 2,420 people per square mile, in the Los Angeles time zone.
ZIP 95823 reports a modest median household income of $66,895 (34% below the average California ZIP), while per-capita income is $25,397. The poverty rate is 19.5%, with unemployment at 8.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $401,500 (48% below the average California ZIP), and median rent is $1,621; owner occupancy is 47.6%.
Educational attainment sits below the national norm: 16.7% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sacramento County, so 95823 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95823
Top 5 sectors by establishment count in Sacramento, CA
Which industries have the most business establishments in ZIP 95823.
- Health care and social assistance
Health care and social assistance
219 establishments
- Retail trade
Retail trade
202 establishments
- Accommodation and food services
Accommodation and food services
191 establishments
- Other services (except public administration)
Other services (except public administration)
122 establishments
- Construction 79
Construction
79 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95823, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
73,985
Population
30.6
Area (sq mi)
2,420
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95823?
33.3
Median Age
50.2%
Male
49.8%
Female
31.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,895
Median Household Income
-34% vs state ZIP avg
$25,397
Per Capita Income
19.5%
Poverty Rate
8.3%
Unemployment Rate
27.2 min
Mean Commute Time
How ZIP 95823 ranks nationally
Sacramento, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$66,895 42nd percentile higher than 42% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
25,255housing units
25,255
Total Housing Units
24,323
Occupied Units
932
Vacant Units
3.41
Avg Household Size
Occupancy Type
$401,500
Median Home Value
-48% vs state ZIP avg
$1,621
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.2%
YoY Change (2024)
375
HPI Index (2000 = 100)
+275%
Total Change Since 2000
Home values in ZIP 95823 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +275% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.4% | 263 |
| 2021 | +19.0% | 313 |
| 2022 | +14.3% | 357 |
| 2023 | +0.8% | 360 |
| 2024 | +4.2% | 375 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,108 business establishments in ZIP 95823, employing approximately 18,749 people with a combined annual payroll of $1,425,328,000.
1,108
Businesses
18,749
Employees
$1.4B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 219 | 19.8% |
| Retail trade | 202 | 18.2% |
| Accommodation and food services | 191 | 17.2% |
| Other services (except public administration) | 122 | 11.0% |
| Construction | 79 | 7.1% |
| Transportation and warehousing | 54 | 4.9% |
| Real estate and rental and leasing | 52 | 4.7% |
| Administrative and support and waste management and remediation services | 47 | 4.2% |
| Finance and insurance | 36 | 3.3% |
| Professional, scientific, and technical services | 34 | 3.1% |
| Wholesale trade | 24 | 2.2% |
| Manufacturing | 20 | 1.8% |
| Information | 11 | 1.0% |
| Educational services | 10 | 0.9% |
| Arts, entertainment, and recreation | 6 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95823 vs 95824 →
ZIP 95823 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95823
Sacramento (95823)
73,985 residents
- 95758
Elk Grove (95758)
60,435 residents
- 95828
Sacramento (95828)
57,862 residents
- 95822
Sacramento (95822)
42,347 residents
- 95831
Sacramento (95831)
41,321 residents
- 95820
Sacramento (95820)
34,480 residents
- 95824
Sacramento (95824)
30,221 residents
- 95819 17,141
Sacramento (95819)
17,141 residents
- 95816 15,579
Sacramento (95816)
15,579 residents
What this shows Among its immediate neighbors, ZIP 95823 ranks the most populous - useful context the national average alone can't give.
ZIP 95823 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95819
Sacramento (95819)
$136,306 median income
- 95758
Elk Grove (95758)
$117,017 median income
- 95831
Sacramento (95831)
$100,751 median income
- 95816
Sacramento (95816)
$90,839 median income
- 95822
Sacramento (95822)
$86,801 median income
- 95832
Sacramento (95832)
$82,318 median income
- 95828
Sacramento (95828)
$81,778 median income
- 95820
Sacramento (95820)
$78,436 median income
- 95823
Sacramento (95823)
$66,895 median income
What this shows By household income, ZIP 95823 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95824 | Sacramento, CA | 30,221 | 3.0 mi |
| 95758 | Elk Grove, CA | 60,435 | 3.2 mi |
| 95820 | Sacramento, CA | 34,480 | 4.2 mi |
| 95828 | Sacramento, CA | 57,862 | 2.8 mi |
| 95832 | Sacramento, CA | 11,924 | 3.5 mi |
| 95817 | Sacramento, CA | 13,534 | 5.3 mi |
| 95822 | Sacramento, CA | 42,347 | 3.9 mi |
| 95819 | Sacramento, CA | 17,141 | 6.6 mi |
| 95831 | Sacramento, CA | 41,321 | 4.9 mi |
| 95816 | Sacramento, CA | 15,579 | 6.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95823, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (73,985 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sacramento County
Related Areas
Frequently Asked Questions
What county is ZIP code 95823 in?
ZIP code 95823 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95823?
ZIP code 95823 in Sacramento, CA has a population of 73,985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95823?
The median household income in ZIP 95823 is $66,895, which is 12% below the national average of $76,288.
What is the average home value in ZIP 95823?
The median home value in ZIP 95823 is $401,500, which is 44% above the national average of $278,155.
What is the demographic makeup of ZIP 95823?
The largest racial group in ZIP 95823 is Asian at 26.8%. Hispanic or Latino residents make up 35.0% of the population.
How many businesses are in ZIP code 95823?
ZIP code 95823 has 1,108 business establishments employing approximately 18,749 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95823?
The top industries by establishment count in ZIP 95823 are: Health care and social assistance (219), Retail trade (202), Accommodation and food services (191). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95823?
According to the FHFA House Price Index, home values in ZIP 95823 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 275%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95823?
In ZIP code 95823, 45.9% of residents aged 25+ have a high school diploma or higher, and 16.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95823?
The mean commute time for workers in ZIP code 95823 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95823?
In ZIP code 95823, approximately 47.6% of occupied housing units are owner-occupied and 52.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95823?
The poverty rate in ZIP code 95823 is 19.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95823's numbers, next.
- See how ZIP 95823 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sacramento, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.