PlainZIP

Sacramento, CA · standard

ZIP Code 95823

Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

73,985
2,420/sq mi
$66,895
Median income
$401,500
Median home value
16.7%
Bachelor's or higher

The verdict

Sacramento pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure and unusually populous area.

42th pct
household income, US ZIPs
Top 20%
home value, US ZIPs
2,420
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95823 against every reporting US ZIP.

ZIP code 95823 is a densely settled ZIP (a standard USPS delivery area) in Sacramento, Sacramento County, California, with 73,985 residents across 30.6 square miles, a density of 2,420 people per square mile, in the Los Angeles time zone.

ZIP 95823 reports a modest median household income of $66,895 (34% below the California average), while per-capita income is $25,397. 19.5% of residents live below the poverty line, and the unemployment rate reads 8.3%. The typical home here is valued at $401,500 (48% below the state average); renters pay a median of $1,621 monthly, and 47.6% of units are owner-occupied.

Educational attainment sits below the national norm: 16.7% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 27 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Sacramento County, letting you compare 95823 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95823

Top 5 sectors by establishment count in Sacramento, CA

Which industries have the most business establishments in ZIP 95823.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95823, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

73,985

Population

30.6

Area (sq mi)

2,420

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95823?

33.3

Median Age

50.2%

Male

49.8%

Female

31.7%

Foreign-Born

White 14.2%
African American 16.9%
Asian 26.8%
American Indian or Alaska Native 1.4%
Native Hawaiian or Pacific Islander 3.9%
Two or More Ethnicities 16.7%
Hispanic or Latino 35.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,895

Median Household Income

-34% vs state

$25,397

Per Capita Income

19.5%

Poverty Rate

8.3%

Unemployment Rate

27.2 min

Mean Commute Time

How ZIP 95823 ranks nationally

Sacramento, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,895 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.9%
Bachelor's Degree or Higher 16.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

25,255

Total Housing Units

24,323

Occupied Units

932

Vacant Units

3.41

Avg Household Size

Occupancy Type

Owner 47.6%
Renter 52.4%

$401,500

Median Home Value

-48% vs state

$1,621

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

375

HPI Index (2000 = 100)

+275%

Total Change Since 2000

Home values in ZIP 95823 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +275% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.4% 263
2021 +19.0% 313
2022 +14.3% 357
2023 +0.8% 360
2024 +4.2% 375

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,108 business establishments in ZIP 95823, employing approximately 18,749 people with a combined annual payroll of $1,425,328,000.

1,108

Businesses

18,749

Employees

$1.4B

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 219 19.8%
Retail trade 202 18.2%
Accommodation and food services 191 17.2%
Other services (except public administration) 122 11.0%
Construction 79 7.1%
Transportation and warehousing 54 4.9%
Real estate and rental and leasing 52 4.7%
Administrative and support and waste management and remediation services 47 4.2%
Finance and insurance 36 3.3%
Professional, scientific, and technical services 34 3.1%
Wholesale trade 24 2.2%
Manufacturing 20 1.8%
Information 11 1.0%
Educational services 10 0.9%
Arts, entertainment, and recreation 6 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95823 vs 95824 →

ZIP 95823 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95823 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95823 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95823 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95824 Sacramento, CA 30,221 3.0 mi
95758 Elk Grove, CA 60,435 3.2 mi
95820 Sacramento, CA 34,480 4.2 mi
95828 Sacramento, CA 57,862 2.8 mi
95832 Sacramento, CA 11,924 3.5 mi
95817 Sacramento, CA 13,534 5.3 mi
95822 Sacramento, CA 42,347 3.9 mi
95819 Sacramento, CA 17,141 6.6 mi
95831 Sacramento, CA 41,321 4.9 mi
95816 Sacramento, CA 15,579 6.9 mi

More ZIP Codes in Sacramento County

95630 standard
Folsom, CA
Pop: 72,180
95624 standard
Elk Grove, CA
Pop: 61,989
95758 standard
Elk Grove, CA
Pop: 60,435
95608 standard
Carmichael, CA
Pop: 59,418
95828 standard
Sacramento, CA
Pop: 57,862
95670 standard
Rancho Cordova, CA
Pop: 52,973

Related Areas

Sacramento County Sacramento, CA California

Frequently Asked Questions

What county is ZIP code 95823 in? ▼
ZIP code 95823 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95823? ▼
ZIP code 95823 in Sacramento, CA has a population of 73,985 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95823? ▼
The median household income in ZIP 95823 is $66,895, which is 12% below the national average of $76,288.
What is the average home value in ZIP 95823? ▼
The median home value in ZIP 95823 is $401,500, which is 44% above the national average of $278,155.
What is the demographic makeup of ZIP 95823? ▼
The largest racial group in ZIP 95823 is Asian at 26.8%. Hispanic or Latino residents make up 35.0% of the population.
How many businesses are in ZIP code 95823? ▼
ZIP code 95823 has 1,108 business establishments employing approximately 18,749 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95823? ▼
The top industries by establishment count in ZIP 95823 are: Health care and social assistance (219), Retail trade (202), Accommodation and food services (191). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95823? ▼
According to the FHFA House Price Index, home values in ZIP 95823 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 275%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95823? ▼
In ZIP code 95823, 45.9% of residents aged 25+ have a high school diploma or higher, and 16.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95823? ▼
The mean commute time for workers in ZIP code 95823 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95823? ▼
In ZIP code 95823, approximately 47.6% of occupied housing units are owner-occupied and 52.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95823? ▼
The poverty rate in ZIP code 95823 is 19.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.