Sacramento, CA · standard
ZIP Code 95823
Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 73,985
- 2,420/sq mi
- $66,895
- Median income
- $401,500
- Median home value
- 16.7%
- Bachelor's or higher
The verdict
Sacramento pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure and unusually populous area.
- 42th pct
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 2,420
- people per sq mi
- 48%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95823 against every reporting US ZIP.
ZIP code 95823 is classified by USPS as a standard delivery area and covers roughly 30.6 square miles in Sacramento, Sacramento County, California. The area is home to 73,985 residents, producing a population density of 2,420 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95823 against California and the nation.
On the economic side, the median household income for ZIP 95823 sits at $66,895 (34% below the California average), while per-capita income is $25,397. The poverty rate stands at 19.5% and the unemployment rate at 8.3%. On housing, the median home value is $401,500 (48% below the state average) with median rent at $1,621 per month, and 47.6% of occupied units are owner-occupied, a direct signal of whether 95823 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.7% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95823 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95823
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95823.
- Health care and social assistance
Health care and social assistance
219 establishments
- Retail trade
Retail trade
202 establishments
- Accommodation and food services
Accommodation and food services
191 establishments
- Other services (except public administration)
Other services (except public administration)
122 establishments
- Construction 79
Construction
79 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95823, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
73,985
Population
30.6
Area (sq mi)
2,420
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95823?
33.3
Median Age
50.2%
Male
49.8%
Female
31.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,895
Median Household Income
-34% vs state
$25,397
Per Capita Income
19.5%
Poverty Rate
8.3%
Unemployment Rate
27.2 min
Mean Commute Time
How ZIP 95823 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$66,895 42nd percentile higher than 42% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
25,255
Total Housing Units
24,323
Occupied Units
932
Vacant Units
3.41
Avg Household Size
Occupancy Type
$401,500
Median Home Value
-48% vs state
$1,621
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.2%
YoY Change (2024)
375
HPI Index (2000 = 100)
+275%
Total Change Since 2000
Home values in ZIP 95823 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +275% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.4% | 263 |
| 2021 | +19.0% | 313 |
| 2022 | +14.3% | 357 |
| 2023 | +0.8% | 360 |
| 2024 | +4.2% | 375 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,108 business establishments in ZIP 95823, employing approximately 18,749 people with a combined annual payroll of $1,425,328,000.
1,108
Businesses
18,749
Employees
$1.4B
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 219 | 19.8% |
| Retail trade | 202 | 18.2% |
| Accommodation and food services | 191 | 17.2% |
| Other services (except public administration) | 122 | 11.0% |
| Construction | 79 | 7.1% |
| Transportation and warehousing | 54 | 4.9% |
| Real estate and rental and leasing | 52 | 4.7% |
| Administrative and support and waste management and remediation services | 47 | 4.2% |
| Finance and insurance | 36 | 3.3% |
| Professional, scientific, and technical services | 34 | 3.1% |
| Wholesale trade | 24 | 2.2% |
| Manufacturing | 20 | 1.8% |
| Information | 11 | 1.0% |
| Educational services | 10 | 0.9% |
| Arts, entertainment, and recreation | 6 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95823 vs 95824 →
ZIP 95823 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95823
Sacramento (95823)
73,985 residents
- 95758
Elk Grove (95758)
60,435 residents
- 95828
Sacramento (95828)
57,862 residents
- 95822
Sacramento (95822)
42,347 residents
- 95831
Sacramento (95831)
41,321 residents
- 95820
Sacramento (95820)
34,480 residents
- 95824
Sacramento (95824)
30,221 residents
- 95819 17,141
Sacramento (95819)
17,141 residents
- 95816 15,579
Sacramento (95816)
15,579 residents
What this shows Among its immediate neighbors, ZIP 95823 ranks the most populous — useful context the national average alone can't give.
ZIP 95823 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95819
Sacramento (95819)
$136,306 median income
- 95758
Elk Grove (95758)
$117,017 median income
- 95831
Sacramento (95831)
$100,751 median income
- 95816
Sacramento (95816)
$90,839 median income
- 95822
Sacramento (95822)
$86,801 median income
- 95832
Sacramento (95832)
$82,318 median income
- 95828
Sacramento (95828)
$81,778 median income
- 95820
Sacramento (95820)
$78,436 median income
- 95823
Sacramento (95823)
$66,895 median income
What this shows By household income, ZIP 95823 ranks #9 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95824 | Sacramento, CA | 30,221 | 3.0 mi |
| 95758 | Elk Grove, CA | 60,435 | 3.2 mi |
| 95820 | Sacramento, CA | 34,480 | 4.2 mi |
| 95828 | Sacramento, CA | 57,862 | 2.8 mi |
| 95832 | Sacramento, CA | 11,924 | 3.5 mi |
| 95817 | Sacramento, CA | 13,534 | 5.3 mi |
| 95822 | Sacramento, CA | 42,347 | 3.9 mi |
| 95819 | Sacramento, CA | 17,141 | 6.6 mi |
| 95831 | Sacramento, CA | 41,321 | 4.9 mi |
| 95816 | Sacramento, CA | 15,579 | 6.9 mi |
More ZIP Codes in Sacramento County
Related Areas
Frequently Asked Questions
What county is ZIP code 95823 in? ▼
What is the population of ZIP code 95823? ▼
What is the median household income in ZIP 95823? ▼
What is the average home value in ZIP 95823? ▼
What is the demographic makeup of ZIP 95823? ▼
How many businesses are in ZIP code 95823? ▼
What are the main industries in ZIP code 95823? ▼
How have home values changed in ZIP code 95823? ▼
What is the education level in ZIP code 95823? ▼
What is the average commute time in ZIP 95823? ▼
What percentage of residents own vs. rent in ZIP 95823? ▼
What is the poverty rate in ZIP code 95823? ▼
ZIP Code Research Guides
Official Data Resources for Sacramento, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.