Residential delivery area · California

ZIP Code 95820: Sacramento, CA

ZIP code 95820 is in Sacramento, California, entirely in Sacramento County (Census 2020 ZIP-county file). About 35,000 people live there (Census Bureau, ACS 2020-2024), the 12th most populous of Sacramento's 28 residential ZIP codes. Median household income is $78,436 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Sacramento (89%) and Fruitridge Pocket (11%).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
958sectional center: Sacramento, CA (SCF 956)
20delivery area within it
Town
Sacramento · 28 residential ZIPs
Census places
Sacramento (89%); Fruitridge Pocket (11%) census-designated place
Metro area
Sacramento-Roseville-Folsom, CA
House district
CA-7 119th Congress
Time zone
Pacific
Land area
5.3 sq mi · 6,723 people per sq mi
PO Box ZIPs
72 more ZIP codes use the name Sacramento for PO boxes or single organizations

Where is ZIP code 95820?

95820 centers on 38.535°, -121.444° and covers 5.3 square miles of land. It borders 6 ZIP codes: 95824, 95817, 95819, 95822, 95818, 95826.

95817 · Sacramento95818 · Sacramento95819 · Sacramento95822 · Sacramento95824 · Sacramento95826 · Sacramento95820 · Sacramento (this ZIP)9582095822958269581895824958199581795817 · Sacramento95818 · Sacramento95819 · Sacramento95822 · Sacramento95824 · Sacramento95826 · Sacramento95820 · Sacramento (this ZIP)9582095822958269581895824958199581795817 · Sacramento95818 · Sacramento95819 · Sacramento95822 · Sacramento95824 · Sacramento95826 · Sacramento95820 · Sacramento (this ZIP)95820958229582695818958249581995817
Shaded by median household income, in national fifths (ACS 2020-2024); 95820 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 95820, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 95820 compare with the rest of Sacramento?

Rank of 95820 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure95820In SacramentoIn Sacramento CountyIn CA
People (ACS 2020-2024)35,41012th of 2823rd of 56479th of 1,802
Median household income$78k15th of 2533rd of 45863rd of 1,189
Median home value$417k19th of 2639th of 471,059th of 1,317

Its median household income is higher than in 60% of U.S. residential ZIP codes, and it is denser than 96% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 95820?

The 2020 Census counted 36,848 people in 95820; the ACS, which samples households over 2020-2024, estimates 35,410. Between the 2010 and 2020 censuses its population grew 6.9% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
35,410
2020 Census count
36,848+6.9% since 2010 (34,480)
Households
13,511
Median age
37.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 95820?

Of the 35,410 people the ACS estimates in 95820, 18.6% are under 18 and 14.2% are 65 or older. The largest group by race and Hispanic origin is Hispanic or Latino (40.2%), then White (not Hispanic) (29.8%).

  • Under 1818.6%
  • 18 to 6467.2%
  • 65 and older14.2%
Age of the people of 95820 (ACS 2020-2024, B01001)
  • Hispanic or Latino40.2%
  • White, not Hispanic29.8%
  • Asian, not Hispanic11.5%
  • Black, not Hispanic10.7%
  • Other or two or more7.8%
Race and Hispanic origin in 95820 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 95820 earn?

Median household income is $78,436 (ACS 2020-2024), the 33rd highest of the 45 ranked ZIP codes in Sacramento County. It rose from $62,660 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$78,436
Income per person
$38,646
Below the poverty line
17.1%
Unemployed (of the labor force)
7.2%
Adults 25+ with a bachelor's degree
30.5%
Adjusted gross income per tax return, 2022
$60,49315,870 returns; wages 81% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 95820?

FHFA's house price index for 95820, built from repeat sales and appraisals of the same homes, rose 118% from 2015 to 2025 and rose 37% from 2020 to 2025, and moved +0.7% in 2025.

Median home value (owners' estimate)
$416,900
Median gross rent
$1,750
Homes owned by their occupants
58.8%
Housing units
14,136
0 400 800 1200 197819902000201020202025 0 400 800 1200 197819902000201020202025 0 400 800 1200 197819902000201020202025
Index = 100 in 1978, the first year FHFA reports for 95820; 2025: 1361.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 95820?

480 business establishments had a location in this ZIP code in 2023, 18 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade93
  • Other services (except public administration)79
  • Accommodation and food services61
  • Health care and social assistance49
  • Construction42
  • Administrative and support and waste management and remediation services30

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 95820?

ZIP codes that share a boundary with 95820, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
95824Sacramento33,083$57k1.2 mi
95817Sacramento14,219$64k1.3 mi
95819Sacramento19,737$136k2.2 mi
95822Sacramento46,569$87k3.1 mi
95818Sacramento22,581$118k3.2 mi
95826Sacramento40,165$82k3.6 mi
95816Sacramento19,225$91k3.0 mi (near)
95828Sacramento61,686$82k4.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.