Sacramento, CA · standard
ZIP Code 95820
Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 34,480
- 2,563/sq mi High-density area
- $78,436
- Median income Near-median income area
- $416,900
- Median home value Above-median home value
- 30.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sacramento pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- Top 40%
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 2,563
- people per sq mi
- 59%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95820 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95820 (Sacramento, CA) rose +2.1% from 2023 to 2024. The all-transactions index moved from 412.9 in 2023 to 421.8 in 2024 (2000 = 100).
ZIP code 95820 is a densely settled ZIP (a standard USPS delivery area) in Sacramento, Sacramento County, California, with 34,480 residents across 13.5 square miles, a density of 2,563 people per square mile, in the Los Angeles time zone.
ZIP 95820 lands in the middle-income range, with a median household income of $78,436 (23% below the average California ZIP), while per-capita income is $38,646. The poverty rate is 17.1%, with unemployment at 7.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $416,900 (46% below the average California ZIP), and median rent is $1,750; owner occupancy is 58.8%.
A solid share of residents have a four-year degree: 30.5% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sacramento County, so 95820 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95820
Top 5 sectors by establishment count in Sacramento, CA
Which industries have the most business establishments in ZIP 95820.
- Retail trade
Retail trade
93 establishments
- Other services (except public administration)
Other services (except public administration)
79 establishments
- Accommodation and food services
Accommodation and food services
61 establishments
- Health care and social assistance
Health care and social assistance
49 establishments
- Construction
Construction
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95820, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
34,480
Population
13.5
Area (sq mi)
2,563
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95820?
37.2
Median Age
47.6%
Male
52.4%
Female
20.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$78,436
Median Household Income
-23% vs state ZIP avg
$38,646
Per Capita Income
17.1%
Poverty Rate
7.1%
Unemployment Rate
25.1 min
Mean Commute Time
How ZIP 95820 ranks nationally
Sacramento, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$78,436 Top 40% higher than 60% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,136housing units
14,136
Total Housing Units
13,511
Occupied Units
625
Vacant Units
2.59
Avg Household Size
Occupancy Type
$416,900
Median Home Value
-46% vs state ZIP avg
$1,750
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.1%
YoY Change (2024)
422
HPI Index (2000 = 100)
+322%
Total Change Since 2000
Home values in ZIP 95820 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +322% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 309 |
| 2021 | +17.8% | 364 |
| 2022 | +13.3% | 413 |
| 2023 | -0.0% | 413 |
| 2024 | +2.1% | 422 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 480 business establishments in ZIP 95820, employing approximately 6,498 people with a combined annual payroll of $452,102,000.
480
Businesses
6,498
Employees
$452.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 93 | 19.4% |
| Other services (except public administration) | 79 | 16.5% |
| Accommodation and food services | 61 | 12.7% |
| Health care and social assistance | 49 | 10.2% |
| Construction | 42 | 8.8% |
| Administrative and support and waste management and remediation services | 30 | 6.3% |
| Professional, scientific, and technical services | 27 | 5.6% |
| Manufacturing | 19 | 4.0% |
| Finance and insurance | 17 | 3.5% |
| Wholesale trade | 16 | 3.3% |
| Real estate and rental and leasing | 16 | 3.3% |
| Educational services | 12 | 2.5% |
| Transportation and warehousing | 11 | 2.3% |
| Information | 4 | 0.8% |
| Arts, entertainment, and recreation | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95820 vs 95824 →
ZIP 95820 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95823
Sacramento (95823)
73,985 residents
- 95822
Sacramento (95822)
42,347 residents
- 95826
Sacramento (95826)
36,628 residents
- 95820
Sacramento (95820)
34,480 residents
- 95824
Sacramento (95824)
30,221 residents
- 95815 24,680
Sacramento (95815)
24,680 residents
- 95818 19,811
Sacramento (95818)
19,811 residents
- 95819 17,141
Sacramento (95819)
17,141 residents
- 95816 15,579
Sacramento (95816)
15,579 residents
What this shows Among its immediate neighbors, ZIP 95820 ranks #4 by population - useful context the national average alone can't give.
ZIP 95820 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95819
Sacramento (95819)
$136,306 median income
- 95818
Sacramento (95818)
$118,196 median income
- 95816
Sacramento (95816)
$90,839 median income
- 95822
Sacramento (95822)
$86,801 median income
- 95826
Sacramento (95826)
$82,127 median income
- 95811
Sacramento (95811)
$80,827 median income
- 95820
Sacramento (95820)
$78,436 median income
- 95823
Sacramento (95823)
$66,895 median income
- 95817
Sacramento (95817)
$64,212 median income
What this shows By household income, ZIP 95820 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95824 | Sacramento, CA | 30,221 | 1.2 mi |
| 95817 | Sacramento, CA | 13,534 | 1.3 mi |
| 95819 | Sacramento, CA | 17,141 | 2.4 mi |
| 95816 | Sacramento, CA | 15,579 | 2.8 mi |
| 95823 | Sacramento, CA | 73,985 | 4.2 mi |
| 95818 | Sacramento, CA | 19,811 | 3.2 mi |
| 95822 | Sacramento, CA | 42,347 | 3.2 mi |
| 95815 | Sacramento, CA | 24,680 | 4.9 mi |
| 95826 | Sacramento, CA | 36,628 | 3.6 mi |
| 95811 | Sacramento, CA | 7,595 | 4.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95820, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (34,480 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sacramento County
Related Areas
Frequently Asked Questions
What county is ZIP code 95820 in?
ZIP code 95820 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95820?
ZIP code 95820 in Sacramento, CA has a population of 34,480 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95820?
The median household income in ZIP 95820 is $78,436, which is 3% above the national average of $76,288.
What is the average home value in ZIP 95820?
The median home value in ZIP 95820 is $416,900, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 95820?
The largest racial group in ZIP 95820 is White at 35.2%. Hispanic or Latino residents make up 40.2% of the population.
How many businesses are in ZIP code 95820?
ZIP code 95820 has 480 business establishments employing approximately 6,498 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95820?
The top industries by establishment count in ZIP 95820 are: Retail trade (93), Other services (except public administration) (79), Accommodation and food services (61). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95820?
According to the FHFA House Price Index, home values in ZIP 95820 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 322%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95820?
In ZIP code 95820, 49.1% of residents aged 25+ have a high school diploma or higher, and 30.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95820?
The mean commute time for workers in ZIP code 95820 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95820?
In ZIP code 95820, approximately 58.8% of occupied housing units are owner-occupied and 41.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95820?
The poverty rate in ZIP code 95820 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95820's numbers, next.
- See how ZIP 95820 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sacramento, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.