PlainZIP

Sacramento, CA · standard

ZIP Code 95820

Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

34,480
2,563/sq mi
$78,436
Median income
$416,900
Median home value
30.5%
Bachelor's or higher

The verdict

Sacramento pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.

Top 40%
household income, US ZIPs
Top 19%
home value, US ZIPs
2,563
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95820 against every reporting US ZIP.

ZIP code 95820 is a densely settled ZIP (a standard USPS delivery area) in Sacramento, Sacramento County, California, with 34,480 residents across 13.5 square miles, a density of 2,563 people per square mile, in the Los Angeles time zone.

ZIP 95820 lands in the middle-income range, with a median household income of $78,436 (23% below the California average), while per-capita income is $38,646. Poverty here runs at 17.1%, with unemployment measured at 7.1%. Housing costs here run $416,900 for a typical home value (46% below the state average), with rent averaging $1,750 a month; 58.8% of homes are owner-occupied.

A solid share of residents have a four-year degree: 30.5% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 25 minutes. To put 95820 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Sacramento County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95820

Top 5 sectors by establishment count in Sacramento, CA

Which industries have the most business establishments in ZIP 95820.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95820, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

34,480

Population

13.5

Area (sq mi)

2,563

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95820?

37.2

Median Age

47.6%

Male

52.4%

Female

20.2%

Foreign-Born

White 35.2%
African American 11.1%
Asian 11.8%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 1.7%
Two or More Ethnicities 18.8%
Hispanic or Latino 40.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,436

Median Household Income

-23% vs state

$38,646

Per Capita Income

17.1%

Poverty Rate

7.1%

Unemployment Rate

25.1 min

Mean Commute Time

How ZIP 95820 ranks nationally

Sacramento, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,436 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.1%
Bachelor's Degree or Higher 30.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,136

Total Housing Units

13,511

Occupied Units

625

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 58.8%
Renter 41.2%

$416,900

Median Home Value

-46% vs state

$1,750

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

422

HPI Index (2000 = 100)

+322%

Total Change Since 2000

Home values in ZIP 95820 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +322% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 309
2021 +17.8% 364
2022 +13.3% 413
2023 -0.0% 413
2024 +2.1% 422

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 480 business establishments in ZIP 95820, employing approximately 6,498 people with a combined annual payroll of $452,102,000.

480

Businesses

6,498

Employees

$452.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 93 19.4%
Other services (except public administration) 79 16.5%
Accommodation and food services 61 12.7%
Health care and social assistance 49 10.2%
Construction 42 8.8%
Administrative and support and waste management and remediation services 30 6.3%
Professional, scientific, and technical services 27 5.6%
Manufacturing 19 4.0%
Finance and insurance 17 3.5%
Wholesale trade 16 3.3%
Real estate and rental and leasing 16 3.3%
Educational services 12 2.5%
Transportation and warehousing 11 2.3%
Information 4 0.8%
Arts, entertainment, and recreation 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95820 vs 95824 →

ZIP 95820 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95820 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95820 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95820 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95824 Sacramento, CA 30,221 1.2 mi
95817 Sacramento, CA 13,534 1.3 mi
95819 Sacramento, CA 17,141 2.4 mi
95816 Sacramento, CA 15,579 2.8 mi
95823 Sacramento, CA 73,985 4.2 mi
95818 Sacramento, CA 19,811 3.2 mi
95822 Sacramento, CA 42,347 3.2 mi
95815 Sacramento, CA 24,680 4.9 mi
95826 Sacramento, CA 36,628 3.6 mi
95811 Sacramento, CA 7,595 4.3 mi

More ZIP Codes in Sacramento County

95823 standard
Sacramento, CA
Pop: 73,985
95630 standard
Folsom, CA
Pop: 72,180
95624 standard
Elk Grove, CA
Pop: 61,989
95758 standard
Elk Grove, CA
Pop: 60,435
95608 standard
Carmichael, CA
Pop: 59,418
95828 standard
Sacramento, CA
Pop: 57,862

Related Areas

Sacramento County Sacramento, CA California

Frequently Asked Questions

What county is ZIP code 95820 in? ▼
ZIP code 95820 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95820? ▼
ZIP code 95820 in Sacramento, CA has a population of 34,480 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95820? ▼
The median household income in ZIP 95820 is $78,436, which is 3% above the national average of $76,288.
What is the average home value in ZIP 95820? ▼
The median home value in ZIP 95820 is $416,900, which is 50% above the national average of $278,155.
What is the demographic makeup of ZIP 95820? ▼
The largest racial group in ZIP 95820 is White at 35.2%. Hispanic or Latino residents make up 40.2% of the population.
How many businesses are in ZIP code 95820? ▼
ZIP code 95820 has 480 business establishments employing approximately 6,498 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95820? ▼
The top industries by establishment count in ZIP 95820 are: Retail trade (93), Other services (except public administration) (79), Accommodation and food services (61). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95820? ▼
According to the FHFA House Price Index, home values in ZIP 95820 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 322%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95820? ▼
In ZIP code 95820, 49.1% of residents aged 25+ have a high school diploma or higher, and 30.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95820? ▼
The mean commute time for workers in ZIP code 95820 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95820? ▼
In ZIP code 95820, approximately 58.8% of occupied housing units are owner-occupied and 41.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95820? ▼
The poverty rate in ZIP code 95820 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.