ZIP Code 95820

ZIP code 95820 is classified by USPS as a standard delivery area and covers roughly 13.5 square miles in Sacramento, Sacramento County, California. The area is home to 34,480 residents, producing a population density of 2,563 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95820 against California and the nation.

On the economic side, the median household income for ZIP 95820 sits at $78,436 (23% below the California average), while per-capita income is $38,646. The poverty rate stands at 17.1% and the unemployment rate at 7.1%. On housing, the median home value is $416,900 (46% below the state average) with median rent at $1,750 per month, and 58.8% of occupied units are owner-occupied, a direct signal of whether 95820 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.5% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95820 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →