PlainZIP

Sacramento, CA · standard

ZIP Code 95817

Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,534
2,281/sq mi
$64,212
Median income
$543,900
Median home value
48.5%
Bachelor's or higher

The verdict

Sacramento pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.

37th pct
household income, US ZIPs
Top 11%
home value, US ZIPs
2,281
people per sq mi
37%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95817 against every reporting US ZIP.

ZIP code 95817 is a mid-sized community (a standard USPS delivery area) in Sacramento, Sacramento County, California, home to 13,534 residents across 5.9 square miles, a density of 2,281 people per square mile, in the Los Angeles time zone.

ZIP 95817 reports a modest median household income of $64,212 (37% below the California average), while per-capita income is $48,091. 22.1% of residents live below the poverty line, and the unemployment rate reads 7.9%. On housing, the median home value is $543,900 (30% below the state average) with median rent at $1,588 per month, and 37.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 48.5% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 20 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 95817, plus 6 more within Sacramento County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95817

Top 5 sectors by establishment count in Sacramento, CA

Which industries have the most business establishments in ZIP 95817.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95817, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,534

Population

5.9

Area (sq mi)

2,281

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95817?

34.8

Median Age

46.9%

Male

53.1%

Female

13.3%

Foreign-Born

White 48.8%
African American 12.9%
Asian 12.6%
American Indian or Alaska Native 2.1%
Native Hawaiian or Pacific Islander 1.5%
Two or More Ethnicities 12.2%
Hispanic or Latino 22.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,212

Median Household Income

-37% vs state

$48,091

Per Capita Income

22.1%

Poverty Rate

7.9%

Unemployment Rate

19.8 min

Mean Commute Time

How ZIP 95817 ranks nationally

Sacramento, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,212 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.1%
Bachelor's Degree or Higher 48.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,195

Total Housing Units

6,754

Occupied Units

441

Vacant Units

2.06

Avg Household Size

Occupancy Type

Owner 37.3%
Renter 62.7%

$543,900

Median Home Value

-30% vs state

$1,588

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.8%

YoY Change (2024)

483

HPI Index (2000 = 100)

+383%

Total Change Since 2000

Home values in ZIP 95817 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +383% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 359
2021 +16.2% 417
2022 +11.5% 465
2023 -0.9% 461
2024 +4.8% 483

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 224 business establishments in ZIP 95817, employing approximately 15,409 people with a combined annual payroll of $1,747,170,000.

224

Businesses

15,409

Employees

$1.7B

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 48 21.4%
Professional, scientific, and technical services 32 14.3%
Accommodation and food services 31 13.8%
Other services (except public administration) 26 11.6%
Retail trade 20 8.9%
Construction 15 6.7%
Administrative and support and waste management and remediation services 14 6.3%
Finance and insurance 8 3.6%
Real estate and rental and leasing 8 3.6%
Educational services 7 3.1%
Arts, entertainment, and recreation 5 2.2%
Wholesale trade 3 1.3%
Information 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95817 vs 95820 →

ZIP 95817 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95817 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95817 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95817 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95820 Sacramento, CA 34,480 1.3 mi
95816 Sacramento, CA 15,579 1.6 mi
95819 Sacramento, CA 17,141 1.6 mi
95818 Sacramento, CA 19,811 2.2 mi
95824 Sacramento, CA 30,221 2.4 mi
95815 Sacramento, CA 24,680 3.8 mi
95811 Sacramento, CA 7,595 3.0 mi
95814 Sacramento, CA 9,922 2.9 mi
95822 Sacramento, CA 42,347 3.4 mi
95826 Sacramento, CA 36,628 4.2 mi

More ZIP Codes in Sacramento County

95823 standard
Sacramento, CA
Pop: 73,985
95630 standard
Folsom, CA
Pop: 72,180
95624 standard
Elk Grove, CA
Pop: 61,989
95758 standard
Elk Grove, CA
Pop: 60,435
95608 standard
Carmichael, CA
Pop: 59,418
95828 standard
Sacramento, CA
Pop: 57,862

Related Areas

Sacramento County Sacramento, CA California

Frequently Asked Questions

What county is ZIP code 95817 in? ▼
ZIP code 95817 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95817? ▼
ZIP code 95817 in Sacramento, CA has a population of 13,534 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95817? ▼
The median household income in ZIP 95817 is $64,212, which is 16% below the national average of $76,288.
What is the average home value in ZIP 95817? ▼
The median home value in ZIP 95817 is $543,900, which is 96% above the national average of $278,155.
What is the demographic makeup of ZIP 95817? ▼
The largest racial group in ZIP 95817 is White at 48.8%. Hispanic or Latino residents make up 22.3% of the population.
How many businesses are in ZIP code 95817? ▼
ZIP code 95817 has 224 business establishments employing approximately 15,409 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95817? ▼
The top industries by establishment count in ZIP 95817 are: Health care and social assistance (48), Professional, scientific, and technical services (32), Accommodation and food services (31). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 95817? ▼
According to the FHFA House Price Index, home values in ZIP 95817 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 383%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95817? ▼
In ZIP code 95817, 63.1% of residents aged 25+ have a high school diploma or higher, and 48.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95817? ▼
The mean commute time for workers in ZIP code 95817 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95817? ▼
In ZIP code 95817, approximately 37.3% of occupied housing units are owner-occupied and 62.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95817? ▼
The poverty rate in ZIP code 95817 is 22.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.