Sacramento, CA · standard
ZIP Code 95817
Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,534
- 2,281/sq mi High-density area
- $64,212
- Median income Near-median income area
- $543,900
- Median home value Above-median home value
- 48.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sacramento pairs a below-median household income with upper-quartile home values, in a suburban-density, renter-heavy area.
- 37th pct
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 2,281
- people per sq mi
- 37%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95817 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95817 (Sacramento, CA) rose +4.8% from 2023 to 2024. The all-transactions index moved from 460.9 in 2023 to 483.1 in 2024 (2000 = 100).
ZIP code 95817 is a mid-sized community (a standard USPS delivery area) in Sacramento, Sacramento County, California, home to 13,534 residents across 5.9 square miles, a density of 2,281 people per square mile, in the Los Angeles time zone.
ZIP 95817 reports a modest median household income of $64,212 (37% below the average California ZIP), while per-capita income is $48,091. The poverty rate is 22.1%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $543,900 (30% below the average California ZIP), and median rent is $1,588; owner occupancy is 37.3%.
A solid share of residents have a four-year degree: 48.5% of adults hold a bachelor's degree or higher, the median age is 34.8, and the average commute is 20 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sacramento County, so 95817 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95817
Top 5 sectors by establishment count in Sacramento, CA
Which industries have the most business establishments in ZIP 95817.
- Health care and social assistance
Health care and social assistance
48 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
32 establishments
- Accommodation and food services
Accommodation and food services
31 establishments
- Other services (except public administration)
Other services (except public administration)
26 establishments
- Retail trade
Retail trade
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95817, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,534
Population
5.9
Area (sq mi)
2,281
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95817?
34.8
Median Age
46.9%
Male
53.1%
Female
13.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,212
Median Household Income
-37% vs state ZIP avg
$48,091
Per Capita Income
22.1%
Poverty Rate
7.9%
Unemployment Rate
19.8 min
Mean Commute Time
How ZIP 95817 ranks among California ZIPs
Sacramento, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$64,212 19th percentile higher than 19% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,195housing units
7,195
Total Housing Units
6,754
Occupied Units
441
Vacant Units
2.06
Avg Household Size
Occupancy Type
$543,900
Median Home Value
-30% vs state ZIP avg
$1,588
Median Rent
1955
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.8%
YoY Change (2024)
483
HPI Index (2000 = 100)
+383%
Total Change Since 2000
Home values in ZIP 95817 have increased 4.8% over the past year (2024). Since 2000, this ZIP has seen +383% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 359 |
| 2021 | +16.2% | 417 |
| 2022 | +11.5% | 465 |
| 2023 | -0.9% | 461 |
| 2024 | +4.8% | 483 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 224 business establishments in ZIP 95817, employing approximately 15,409 people with a combined annual payroll of $1,747,170,000.
224
Businesses
15,409
Employees
$1.7B
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 48 | 21.4% |
| Professional, scientific, and technical services | 32 | 14.3% |
| Accommodation and food services | 31 | 13.8% |
| Other services (except public administration) | 26 | 11.6% |
| Retail trade | 20 | 8.9% |
| Construction | 15 | 6.7% |
| Administrative and support and waste management and remediation services | 14 | 6.3% |
| Finance and insurance | 8 | 3.6% |
| Real estate and rental and leasing | 8 | 3.6% |
| Educational services | 7 | 3.1% |
| Arts, entertainment, and recreation | 5 | 2.2% |
| Wholesale trade | 3 | 1.3% |
| Information | 3 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95817 vs 95820 →
ZIP 95817 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95822
Sacramento (95822)
42,347 residents
- 95826
Sacramento (95826)
36,628 residents
- 95820
Sacramento (95820)
34,480 residents
- 95824
Sacramento (95824)
30,221 residents
- 95815
Sacramento (95815)
24,680 residents
- 95818
Sacramento (95818)
19,811 residents
- 95819
Sacramento (95819)
17,141 residents
- 95816 15,579
Sacramento (95816)
15,579 residents
- 95817 13,534
Sacramento (95817)
13,534 residents
What this shows Among its immediate neighbors, ZIP 95817 ranks #9 by population - useful context the national average alone can't give.
ZIP 95817 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95819
Sacramento (95819)
$136,306 median income
- 95818
Sacramento (95818)
$118,196 median income
- 95816
Sacramento (95816)
$90,839 median income
- 95822
Sacramento (95822)
$86,801 median income
- 95826
Sacramento (95826)
$82,127 median income
- 95811
Sacramento (95811)
$80,827 median income
- 95820
Sacramento (95820)
$78,436 median income
- 95817
Sacramento (95817)
$64,212 median income
- 95815
Sacramento (95815)
$60,097 median income
What this shows By household income, ZIP 95817 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95820 | Sacramento, CA | 34,480 | 1.3 mi |
| 95816 | Sacramento, CA | 15,579 | 1.6 mi |
| 95819 | Sacramento, CA | 17,141 | 1.6 mi |
| 95818 | Sacramento, CA | 19,811 | 2.2 mi |
| 95824 | Sacramento, CA | 30,221 | 2.4 mi |
| 95815 | Sacramento, CA | 24,680 | 3.8 mi |
| 95811 | Sacramento, CA | 7,595 | 3.0 mi |
| 95814 | Sacramento, CA | 9,922 | 2.9 mi |
| 95822 | Sacramento, CA | 42,347 | 3.4 mi |
| 95826 | Sacramento, CA | 36,628 | 4.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95817, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,534 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sacramento County
Related Areas
Frequently Asked Questions
What county is ZIP code 95817 in?
ZIP code 95817 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95817?
ZIP code 95817 in Sacramento, CA has a population of 13,534 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95817?
The median household income in ZIP 95817 is $64,212, which is 16% below the national average of $76,288.
What is the average home value in ZIP 95817?
The median home value in ZIP 95817 is $543,900, which is 96% above the national average of $278,155.
What is the demographic makeup of ZIP 95817?
The largest racial group in ZIP 95817 is White at 48.8%. Hispanic or Latino residents make up 22.3% of the population.
How many businesses are in ZIP code 95817?
ZIP code 95817 has 224 business establishments employing approximately 15,409 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95817?
The top industries by establishment count in ZIP 95817 are: Health care and social assistance (48), Professional, scientific, and technical services (32), Accommodation and food services (31). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 95817?
According to the FHFA House Price Index, home values in ZIP 95817 increased by 4.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 383%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95817?
In ZIP code 95817, 63.1% of residents aged 25+ have a high school diploma or higher, and 48.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95817?
The mean commute time for workers in ZIP code 95817 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95817?
In ZIP code 95817, approximately 37.3% of occupied housing units are owner-occupied and 62.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95817?
The poverty rate in ZIP code 95817 is 22.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95817's numbers, next.
- See how ZIP 95817 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sacramento, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.