PlainZIP

Sacramento, CA · standard

ZIP Code 95831

Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

41,321
2,270/sq mi
$100,751
Median income
$642,700
Median home value
51.4%
Bachelor's or higher

The verdict

Sacramento pairs an upper-quartile household income with top-decile home values, in a suburban-density, mixed-tenure area.

Top 19%
household income, US ZIPs
Top 8%
home value, US ZIPs
2,270
people per sq mi
57%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95831 against every reporting US ZIP.

ZIP code 95831 is a densely settled ZIP (a standard USPS delivery area) in Sacramento, Sacramento County, California, with 41,321 residents across 18.2 square miles, a density of 2,270 people per square mile, in the Los Angeles time zone.

ZIP 95831 lands in the middle-income range, with a median household income of $100,751 (1% below the California average), while per-capita income is $56,600. Poverty here runs at 9.6%, with unemployment measured at 5.0%. Housing costs here run $642,700 for a typical home value (17% below the state average), with rent averaging $1,982 a month; 56.7% of homes are owner-occupied.

This is a highly-educated ZIP: 51.4% of adults hold a bachelor's degree or higher, the median age is 41.9, and the average commute is 26 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Sacramento County, letting you compare 95831 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95831

Top 5 sectors by establishment count in Sacramento, CA

Which industries have the most business establishments in ZIP 95831.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95831, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

41,321

Population

18.2

Area (sq mi)

2,270

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95831?

41.9

Median Age

48.4%

Male

51.6%

Female

15.2%

Foreign-Born

White 32.3%
African American 14.4%
Asian 28.8%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 15.8%
Hispanic or Latino 21.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,751

Median Household Income

-1% vs state

$56,600

Per Capita Income

9.6%

Poverty Rate

5.0%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 95831 ranks nationally

Sacramento, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,751 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.2%
Bachelor's Degree or Higher 51.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,038

Total Housing Units

19,059

Occupied Units

979

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 56.7%
Renter 43.3%

$642,700

Median Home Value

-17% vs state

$1,982

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.6%

YoY Change (2024)

321

HPI Index (2000 = 100)

+221%

Total Change Since 2000

Home values in ZIP 95831 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +221% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 237
2021 +14.2% 271
2022 +11.4% 301
2023 -0.2% 301
2024 +6.6% 321

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 549 business establishments in ZIP 95831, employing approximately 5,181 people with a combined annual payroll of $236,522,000.

549

Businesses

5,181

Employees

$236.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 131 23.9%
Professional, scientific, and technical services 83 15.1%
Accommodation and food services 56 10.2%
Real estate and rental and leasing 48 8.7%
Other services (except public administration) 43 7.8%
Finance and insurance 42 7.7%
Retail trade 37 6.7%
Construction 31 5.7%
Administrative and support and waste management and remediation services 22 4.0%
Educational services 16 2.9%
Transportation and warehousing 15 2.7%
Arts, entertainment, and recreation 9 1.6%
Wholesale trade 7 1.3%
Manufacturing 4 0.7%
Information 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95831 vs 95822 →

ZIP 95831 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95831 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95831 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95831 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95822 Sacramento, CA 42,347 2.2 mi
95832 Sacramento, CA 11,924 3.9 mi
95818 Sacramento, CA 19,811 4.5 mi
95605 West Sacramento, CA 14,179 6.7 mi
95823 Sacramento, CA 73,985 4.9 mi
95824 Sacramento, CA 30,221 5.0 mi
95814 Sacramento, CA 9,922 6.1 mi
95820 Sacramento, CA 34,480 5.3 mi
95817 Sacramento, CA 13,534 5.5 mi
95833 Sacramento, CA 37,293 8.3 mi

More ZIP Codes in Sacramento County

95823 standard
Sacramento, CA
Pop: 73,985
95630 standard
Folsom, CA
Pop: 72,180
95624 standard
Elk Grove, CA
Pop: 61,989
95758 standard
Elk Grove, CA
Pop: 60,435
95608 standard
Carmichael, CA
Pop: 59,418
95828 standard
Sacramento, CA
Pop: 57,862

Related Areas

Sacramento County Sacramento, CA California

Frequently Asked Questions

What county is ZIP code 95831 in? ▼
ZIP code 95831 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95831? ▼
ZIP code 95831 in Sacramento, CA has a population of 41,321 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95831? ▼
The median household income in ZIP 95831 is $100,751, which is 32% above the national average of $76,288.
What is the average home value in ZIP 95831? ▼
The median home value in ZIP 95831 is $642,700, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 95831? ▼
The largest racial group in ZIP 95831 is White at 32.3%. Hispanic or Latino residents make up 21.6% of the population.
How many businesses are in ZIP code 95831? ▼
ZIP code 95831 has 549 business establishments employing approximately 5,181 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95831? ▼
The top industries by establishment count in ZIP 95831 are: Health care and social assistance (131), Professional, scientific, and technical services (83), Accommodation and food services (56). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95831? ▼
According to the FHFA House Price Index, home values in ZIP 95831 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 221%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95831? ▼
In ZIP code 95831, 63.2% of residents aged 25+ have a high school diploma or higher, and 51.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95831? ▼
The mean commute time for workers in ZIP code 95831 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95831? ▼
In ZIP code 95831, approximately 56.7% of occupied housing units are owner-occupied and 43.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95831? ▼
The poverty rate in ZIP code 95831 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.