ZIP Code 95630

ZIP code 95630 is classified by USPS as a standard delivery area and covers roughly 71.7 square miles in Folsom, Sacramento County, California. The area is home to 72,180 residents, producing a population density of 1,007 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95630 against California and the nation.

On the economic side, the median household income for ZIP 95630 sits at $139,642 (37% above the California average), while per-capita income is $66,176. The poverty rate stands at 5.4% and the unemployment rate at 6.3%. On housing, the median home value is $755,200 (2% below the state average) with median rent at $2,355 per month, and 69.9% of occupied units are owner-occupied, a direct signal of whether 95630 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 58.9% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95630 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →