Residential delivery area · California
ZIP Code 95746: Granite Bay, CA
ZIP code 95746 is in Granite Bay, California, entirely in Placer County (Census 2020 ZIP-county file). About 23,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $183,305 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Granite Bay · its only residential ZIP
- County
- Placer County
- Census places
- Granite Bay census-designated place
- Metro area
- Sacramento-Roseville-Folsom, CA
- House district
- CA-3 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 18.4 sq mi · 1,249 people per sq mi
Where is ZIP code 95746?
95746 centers on 38.747°, -121.166° and covers 18.4 square miles of land plus 7.2 of water. It borders 6 ZIP codes: 95650, 95661, 95677, 95662, 95630, 95664.
The map draws ZIP code areas only. For the streets inside 95746, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95746 compare with the rest of Placer County?
| Measure | 95746 | In Placer County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 22,985 | 8th of 33 | 762nd of 1,802 |
| Median household income | $183k | 1st of 16 | 79th of 1,189 |
| Median home value | $1.1M | 2nd of 23 | 287th of 1,317 |
Its median household income is higher than in 98% of U.S. residential ZIP codes, and it is denser than 80% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95746?
The 2020 Census counted 22,166 people in 95746; the ACS, which samples households over 2020-2024, estimates 22,985. Between the 2010 and 2020 censuses its population grew 3.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 22,985
- 2020 Census count
- 22,166+3.3% since 2010 (21,460)
- Households
- 7,955
- Median age
- 48.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95746?
Of the 22,985 people the ACS estimates in 95746, 22.2% are under 18 and 22.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.7%).
- Under 1822.2%
- 18 to 6455.8%
- 65 and older22.0%
- White, not Hispanic72.7%
- Asian, not Hispanic9.7%
- Hispanic or Latino8.7%
- Other or two or more7.2%
- Black, not Hispanic1.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95746 earn?
Median household income is $183,305 (ACS 2020-2024), the highest of the 16 ranked ZIP codes in Placer County. It is not measurably different from 2015-2019 ($180,614 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $183,305±$23,938
- Income per person
- $84,058
- Below the poverty line
- 5.4%
- Unemployed (of the labor force)
- 4.5%
- Adults 25+ with a bachelor's degree
- 62.3%
- Adjusted gross income per tax return, 2022
- $241,03010,620 returns; wages 53% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95746?
FHFA's house price index for 95746, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 43% from 2020 to 2025, and moved +3.2% in 2025.
- Median home value (owners' estimate)
- $1,099,500
- Median gross rent
- $2,921
- Homes owned by their occupants
- 88.8%
- Housing units
- 8,402
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95746?
634 business establishments had a location in this ZIP code in 2023, 55 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services125
- Health care and social assistance92
- Construction82
- Finance and insurance55
- Real estate and rental and leasing55
- Administrative and support and waste management and remediation services43
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95746?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95650 | Loomis | 13,405 | $118k | 4.3 mi |
| 95661 | Roseville | 32,589 | $106k | 4.5 mi |
| 95677 | Rocklin | 29,206 | $106k | 4.8 mi |
| 95662 | Orangevale | 32,600 | $97k | 4.9 mi |
| 95630 | Folsom | 79,484 | $140k | 6.0 mi |
| 95664 | Pilot Hill | 1,341 | $118k | 7.9 mi |
| 95671 | Represa | 4,432 | $233k | 3.7 mi (near) |
| 95610 | Citrus Heights | 46,928 | $83k | 6.7 mi (near) |
| 95678 | Roseville | 45,346 | $101k | 6.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.