Citrus Heights, CA · standard
ZIP Code 95610
Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 44,147
- 2,178/sq mi High-density area
- $83,327
- Median income Near-median income area
- $485,900
- Median home value Above-median home value
- 25.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Citrus Heights pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- Top 34%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 2,178
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95610 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95610 (Citrus Heights, CA) rose +5.2% from 2023 to 2024. The all-transactions index moved from 308.9 in 2023 to 324.9 in 2024 (2000 = 100).
ZIP code 95610 is a densely settled ZIP (a standard USPS delivery area) in Citrus Heights, Sacramento County, California, with 44,147 residents across 20.3 square miles, a density of 2,178 people per square mile, in the Los Angeles time zone.
ZIP 95610 lands in the middle-income range, with a median household income of $83,327 (18% below the average California ZIP), while per-capita income is $37,876. The poverty rate is 8.6%, with unemployment at 7.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $485,900 (37% below the average California ZIP), and median rent is $1,821; owner occupancy is 52.9%.
Educational attainment sits below the national norm: 25.5% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sacramento County, so 95610 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95610
Top 5 sectors by establishment count in Citrus Heights, CA
Which industries have the most business establishments in ZIP 95610.
- Retail trade
Retail trade
153 establishments
- Health care and social assistance
Health care and social assistance
120 establishments
- Accommodation and food services
Accommodation and food services
118 establishments
- Construction
Construction
113 establishments
- Other services (except public administration)
Other services (except public administration)
95 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95610, Citrus Heights, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
44,147
Population
20.3
Area (sq mi)
2,178
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95610?
36.6
Median Age
48.5%
Male
51.5%
Female
14.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$83,327
Median Household Income
-18% vs state ZIP avg
$37,876
Per Capita Income
8.6%
Poverty Rate
7.2%
Unemployment Rate
27.5 min
Mean Commute Time
How ZIP 95610 ranks nationally
Citrus Heights, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$83,327 Top 34% higher than 66% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,133housing units
18,133
Total Housing Units
17,478
Occupied Units
655
Vacant Units
2.65
Avg Household Size
Occupancy Type
$485,900
Median Home Value
-37% vs state ZIP avg
$1,821
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.2%
YoY Change (2024)
325
HPI Index (2000 = 100)
+225%
Total Change Since 2000
Home values in ZIP 95610 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.5% | 237 |
| 2021 | +15.5% | 273 |
| 2022 | +15.4% | 315 |
| 2023 | -2.0% | 309 |
| 2024 | +5.2% | 325 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 970 business establishments in ZIP 95610, employing approximately 10,833 people with a combined annual payroll of $409,757,000.
970
Businesses
10,833
Employees
$409.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 153 | 15.8% |
| Health care and social assistance | 120 | 12.4% |
| Accommodation and food services | 118 | 12.2% |
| Construction | 113 | 11.7% |
| Other services (except public administration) | 95 | 9.8% |
| Professional, scientific, and technical services | 79 | 8.1% |
| Real estate and rental and leasing | 66 | 6.8% |
| Finance and insurance | 63 | 6.5% |
| Administrative and support and waste management and remediation services | 50 | 5.2% |
| Transportation and warehousing | 41 | 4.2% |
| Educational services | 16 | 1.6% |
| Wholesale trade | 14 | 1.4% |
| Arts, entertainment, and recreation | 14 | 1.4% |
| Information | 12 | 1.2% |
| Manufacturing | 10 | 1.0% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95610 vs 95621 →
ZIP 95610 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95670
Rancho Cordova (95670)
52,973 residents
- 95843
Antelope (95843)
45,048 residents
- 95610
Citrus Heights (95610)
44,147 residents
- 95678
Roseville (95678)
41,192 residents
- 95628
Fair Oaks (95628)
40,196 residents
- 95621
Citrus Heights (95621)
39,819 residents
- 95842
Sacramento (95842)
31,806 residents
- 95662
Orangevale (95662)
31,558 residents
- 95660
North Highlands (95660)
30,714 residents
What this shows Among its immediate neighbors, ZIP 95610 ranks #3 by population - useful context the national average alone can't give.
ZIP 95610 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95628
Fair Oaks (95628)
$115,803 median income
- 95661
Roseville (95661)
$105,925 median income
- 95678
Roseville (95678)
$100,554 median income
- 95843
Antelope (95843)
$98,274 median income
- 95662
Orangevale (95662)
$96,689 median income
- 95670
Rancho Cordova (95670)
$89,484 median income
- 95610
Citrus Heights (95610)
$83,327 median income
- 95621
Citrus Heights (95621)
$80,901 median income
- 95842
Sacramento (95842)
$68,276 median income
What this shows By household income, ZIP 95610 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95621 | Citrus Heights, CA | 39,819 | 2.0 mi |
| 95662 | Orangevale, CA | 31,558 | 2.8 mi |
| 95628 | Fair Oaks, CA | 40,196 | 3.1 mi |
| 95661 | Roseville, CA | 29,791 | 3.4 mi |
| 95678 | Roseville, CA | 41,192 | 4.8 mi |
| 95842 | Sacramento, CA | 31,806 | 4.2 mi |
| 95670 | Rancho Cordova, CA | 52,973 | 6.2 mi |
| 95841 | Sacramento, CA | 19,448 | 4.7 mi |
| 95843 | Antelope, CA | 45,048 | 5.1 mi |
| 95660 | North Highlands, CA | 30,714 | 5.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95610, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (44,147 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sacramento County
Related Areas
Frequently Asked Questions
What county is ZIP code 95610 in?
ZIP code 95610 (Citrus Heights) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95610?
ZIP code 95610 in Citrus Heights, CA has a population of 44,147 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95610?
The median household income in ZIP 95610 is $83,327, which is 9% above the national average of $76,288.
What is the average home value in ZIP 95610?
The median home value in ZIP 95610 is $485,900, which is 75% above the national average of $278,155.
What is the demographic makeup of ZIP 95610?
The largest racial group in ZIP 95610 is White at 69.6%. Hispanic or Latino residents make up 19.4% of the population.
How many businesses are in ZIP code 95610?
ZIP code 95610 has 970 business establishments employing approximately 10,833 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95610?
The top industries by establishment count in ZIP 95610 are: Retail trade (153), Health care and social assistance (120), Accommodation and food services (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95610?
According to the FHFA House Price Index, home values in ZIP 95610 increased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95610?
In ZIP code 95610, 50.9% of residents aged 25+ have a high school diploma or higher, and 25.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95610?
The mean commute time for workers in ZIP code 95610 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95610?
In ZIP code 95610, approximately 52.9% of occupied housing units are owner-occupied and 47.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95610?
The poverty rate in ZIP code 95610 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95610's numbers, next.
- See how ZIP 95610 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Citrus Heights, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.