PlainZIP

Citrus Heights, CA · standard

ZIP Code 95610

Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

44,147
2,178/sq mi
$83,327
Median income
$485,900
Median home value
25.5%
Bachelor's or higher

The verdict

Citrus Heights pairs an above-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.

Top 34%
household income, US ZIPs
Top 14%
home value, US ZIPs
2,178
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95610 against every reporting US ZIP.

ZIP code 95610 is a densely settled ZIP (a standard USPS delivery area) in Citrus Heights, Sacramento County, California, with 44,147 residents across 20.3 square miles, a density of 2,178 people per square mile, in the Los Angeles time zone.

ZIP 95610 lands in the middle-income range, with a median household income of $83,327 (18% below the California average), while per-capita income is $37,876. Local economic indicators show a 8.6% poverty rate alongside 7.2% unemployment. Median home value sits at $485,900 (37% below the state average), median rent at $1,821 a month, and owner-occupancy at 52.9%.

Educational attainment sits below the national norm: 25.5% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 28 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Sacramento County, letting you compare 95610 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95610

Top 5 sectors by establishment count in Citrus Heights, CA

Which industries have the most business establishments in ZIP 95610.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95610, Citrus Heights, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

44,147

Population

20.3

Area (sq mi)

2,178

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95610?

36.6

Median Age

48.5%

Male

51.5%

Female

14.2%

Foreign-Born

White 69.6%
African American 4.9%
Asian 2.5%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.6%
Hispanic or Latino 19.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,327

Median Household Income

-18% vs state

$37,876

Per Capita Income

8.6%

Poverty Rate

7.2%

Unemployment Rate

27.5 min

Mean Commute Time

How ZIP 95610 ranks nationally

Citrus Heights, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$83,327 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 25.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,133

Total Housing Units

17,478

Occupied Units

655

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 52.9%
Renter 47.1%

$485,900

Median Home Value

-37% vs state

$1,821

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.2%

YoY Change (2024)

325

HPI Index (2000 = 100)

+225%

Total Change Since 2000

Home values in ZIP 95610 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 237
2021 +15.5% 273
2022 +15.4% 315
2023 -2.0% 309
2024 +5.2% 325

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 970 business establishments in ZIP 95610, employing approximately 10,833 people with a combined annual payroll of $409,757,000.

970

Businesses

10,833

Employees

$409.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 153 15.8%
Health care and social assistance 120 12.4%
Accommodation and food services 118 12.2%
Construction 113 11.7%
Other services (except public administration) 95 9.8%
Professional, scientific, and technical services 79 8.1%
Real estate and rental and leasing 66 6.8%
Finance and insurance 63 6.5%
Administrative and support and waste management and remediation services 50 5.2%
Transportation and warehousing 41 4.2%
Educational services 16 1.6%
Wholesale trade 14 1.4%
Arts, entertainment, and recreation 14 1.4%
Information 12 1.2%
Manufacturing 10 1.0%
Management of companies and enterprises 5 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95610 vs 95621 →

ZIP 95610 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95610 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95610 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95610 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95621 Citrus Heights, CA 39,819 2.0 mi
95662 Orangevale, CA 31,558 2.8 mi
95628 Fair Oaks, CA 40,196 3.1 mi
95661 Roseville, CA 29,791 3.4 mi
95678 Roseville, CA 41,192 4.8 mi
95842 Sacramento, CA 31,806 4.2 mi
95670 Rancho Cordova, CA 52,973 6.2 mi
95841 Sacramento, CA 19,448 4.7 mi
95843 Antelope, CA 45,048 5.1 mi
95660 North Highlands, CA 30,714 5.9 mi

More ZIP Codes in Sacramento County

95823 standard
Sacramento, CA
Pop: 73,985
95630 standard
Folsom, CA
Pop: 72,180
95624 standard
Elk Grove, CA
Pop: 61,989
95758 standard
Elk Grove, CA
Pop: 60,435
95608 standard
Carmichael, CA
Pop: 59,418
95828 standard
Sacramento, CA
Pop: 57,862

Related Areas

Sacramento County Citrus Heights, CA California

Frequently Asked Questions

What county is ZIP code 95610 in? ▼
ZIP code 95610 (Citrus Heights) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95610? ▼
ZIP code 95610 in Citrus Heights, CA has a population of 44,147 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95610? ▼
The median household income in ZIP 95610 is $83,327, which is 9% above the national average of $76,288.
What is the average home value in ZIP 95610? ▼
The median home value in ZIP 95610 is $485,900, which is 75% above the national average of $278,155.
What is the demographic makeup of ZIP 95610? ▼
The largest racial group in ZIP 95610 is White at 69.6%. Hispanic or Latino residents make up 19.4% of the population.
How many businesses are in ZIP code 95610? ▼
ZIP code 95610 has 970 business establishments employing approximately 10,833 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95610? ▼
The top industries by establishment count in ZIP 95610 are: Retail trade (153), Health care and social assistance (120), Accommodation and food services (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95610? ▼
According to the FHFA House Price Index, home values in ZIP 95610 increased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95610? ▼
In ZIP code 95610, 50.9% of residents aged 25+ have a high school diploma or higher, and 25.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95610? ▼
The mean commute time for workers in ZIP code 95610 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95610? ▼
In ZIP code 95610, approximately 52.9% of occupied housing units are owner-occupied and 47.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95610? ▼
The poverty rate in ZIP code 95610 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.