Smithsburg, MD · standard
ZIP Code 21783
Washington County, Maryland - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,130
- 79/sq mi Moderate-density area
- $100,750
- Median income Above-median income area
- $339,800
- Median home value Above-median home value
- 22.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Smithsburg pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 79
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21783 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 21783 (Smithsburg, MD) rose +5.7% from 2023 to 2024. The all-transactions index moved from 225.9 in 2023 to 238.8 in 2024 (2000 = 100).
ZIP code 21783 is a mid-sized community (a standard USPS delivery area) in Smithsburg, Washington County, Maryland, home to 9,130 residents across 116.3 square miles, a density of 79 people per square mile, in the New York time zone.
ZIP 21783 lands in the middle-income range, with a median household income of $100,750 (12% below the average Maryland ZIP), while per-capita income is $46,122. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.3% and unemployment is 2.3%. Home values sit below the statewide ZIP benchmark: the median is $339,800 (24% below the average Maryland ZIP), and median rent is $1,070; owner occupancy is 81.7%.
Educational attainment sits below the national norm: 22.7% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Washington County, so 21783 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 21783
Top 5 sectors by establishment count in Smithsburg, MD
Which industries have the most business establishments in ZIP 21783.
- Construction
Construction
32 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Retail trade
Retail trade
16 establishments
- Health care and social assistance
Health care and social assistance
15 establishments
- Accommodation and food services 9
Accommodation and food services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 21783, Smithsburg, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,130
Population
116.3
Area (sq mi)
79
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21783?
42.8
Median Age
50.8%
Male
49.2%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$100,750
Median Household Income
-12% vs state ZIP avg
$46,122
Per Capita Income
7.3%
Poverty Rate
2.3%
Unemployment Rate
32.5 min
Mean Commute Time
How ZIP 21783 ranks among Maryland ZIPs
Smithsburg, MD household income vs. every Maryland ZIP code
Median household income among 419 reporting Maryland ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$100,750 46th percentile higher than 46% of 419 Maryland ZIPs
Each bar is a $20K-wide band; taller bars hold more Maryland ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,972housing units
3,972
Total Housing Units
3,632
Occupied Units
340
Vacant Units
2.70
Avg Household Size
Occupancy Type
$339,800
Median Home Value
-24% vs state ZIP avg
$1,070
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 21783 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.9% | 167 |
| 2021 | +10.0% | 184 |
| 2022 | +13.4% | 209 |
| 2023 | +8.2% | 226 |
| 2024 | +5.7% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 124 business establishments in ZIP 21783, employing approximately 1,110 people with a combined annual payroll of $49,019,000.
124
Businesses
1,110
Employees
$49.0M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 32 | 25.8% |
| Other services (except public administration) | 17 | 13.7% |
| Retail trade | 16 | 12.9% |
| Health care and social assistance | 15 | 12.1% |
| Accommodation and food services | 9 | 7.3% |
| Administrative and support and waste management and remediation services | 8 | 6.5% |
| Real estate and rental and leasing | 6 | 4.8% |
| Wholesale trade | 5 | 4.0% |
| Manufacturing | 4 | 3.2% |
| Finance and insurance | 4 | 3.2% |
| Transportation and warehousing | 3 | 2.4% |
| Professional, scientific, and technical services | 3 | 2.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21783 vs 21719 →
ZIP 21783 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21742
Hagerstown (21742)
31,444 residents
- 17268
Waynesboro (17268)
28,285 residents
- 21788 11,622
Thurmont (21788)
11,622 residents
- 21783 9,130
Smithsburg (21783)
9,130 residents
- 21773 5,460
Myersville (21773)
5,460 residents
- 21780 1,625
Sabillasville (21780)
1,625 residents
- 21719 1,548
Cascade (21719)
1,548 residents
- 17214 1,089
Blue Ridge Summit (17214)
1,089 residents
- 17247 366
Quincy (17247)
366 residents
What this shows Among its immediate neighbors, ZIP 21783 ranks #4 by population - useful context the national average alone can't give.
ZIP 21783 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21773
Myersville (21773)
$161,908 median income
- 21783
Smithsburg (21783)
$100,750 median income
- 21788
Thurmont (21788)
$98,856 median income
- 21742
Hagerstown (21742)
$86,288 median income
- 21780
Sabillasville (21780)
$83,785 median income
- 17268
Waynesboro (17268)
$73,161 median income
- 21719
Cascade (21719)
$65,809 median income
- 17214 $62,188
Blue Ridge Summit (17214)
$62,188 median income
- 17247 $52,159
Quincy (17247)
$52,159 median income
What this shows By household income, ZIP 21783 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21719 | Cascade, MD | 1,548 | 4.9 mi |
| 21780 | Sabillasville, MD | 1,625 | 5.1 mi |
| 21773 | Myersville, MD | 5,460 | 7.8 mi |
| 17250 | Rouzerville, PA | 68 | 6.1 mi |
| 21742 | Hagerstown, MD | 31,444 | 5.5 mi |
| 17268 | Waynesboro, PA | 28,285 | 8.6 mi |
| 17247 | Quincy, PA | 366 | 10.2 mi |
| 17214 | Blue Ridge Summit, PA | 1,089 | 8.0 mi |
| 17272 | Zullinger, PA | 294 | 8.9 mi |
| 21788 | Thurmont, MD | 11,622 | 8.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 21783, both outside MD so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,130 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Washington County
Related Areas
Frequently Asked Questions
What county is ZIP code 21783 in?
ZIP code 21783 (Smithsburg) is located in Washington County, Maryland. Washington County contains multiple ZIP codes, see the full list at /counties/washington-md.
What is the population of ZIP code 21783?
ZIP code 21783 in Smithsburg, MD has a population of 9,130 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21783?
The median household income in ZIP 21783 is $100,750, which is 32% above the national average of $76,288.
What is the average home value in ZIP 21783?
The median home value in ZIP 21783 is $339,800, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 21783?
The largest racial group in ZIP 21783 is White at 90.0%. Hispanic or Latino residents make up 3.8% of the population.
How many businesses are in ZIP code 21783?
ZIP code 21783 has 124 business establishments employing approximately 1,110 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21783?
The top industries by establishment count in ZIP 21783 are: Construction (32), Other services (except public administration) (17), Retail trade (16). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 21783?
According to the FHFA House Price Index, home values in ZIP 21783 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21783?
In ZIP code 21783, 61.9% of residents aged 25+ have a high school diploma or higher, and 22.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21783?
The mean commute time for workers in ZIP code 21783 is 32.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21783?
In ZIP code 21783, approximately 81.7% of occupied housing units are owner-occupied and 18.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21783?
The poverty rate in ZIP code 21783 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 21783's numbers, next.
- See how ZIP 21783 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Smithsburg, MD ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.