Hagerstown, MD · standard

ZIP Code 21742

Washington County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,444
241/sq mi
$86,288
Median income
$304,800
Median home value
31.2%
Bachelor's or higher

The verdict

Hagerstown pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 31%
household income, US ZIPs
Top 33%
home value, US ZIPs
241
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21742 against every reporting US ZIP.

ZIP code 21742 is classified by USPS as a standard delivery area and covers roughly 130.7 square miles in Hagerstown, Washington County, Maryland. The area is home to 31,444 residents, producing a population density of 241 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21742 against Maryland and the nation.

On the economic side, the median household income for ZIP 21742 sits at $86,288 (24% below the Maryland average), while per-capita income is $43,456. The poverty rate stands at 12.3% and the unemployment rate at 4.7%. On housing, the median home value is $304,800 (32% below the state average) with median rent at $1,351 per month, and 69.0% of occupied units are owner-occupied, a direct signal of whether 21742 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 31.2% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 21742 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 21742

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 21742.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21742, Hagerstown, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,444

Population

130.7

Area (sq mi)

241

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 21742?

41.7

Median Age

49.0%

Male

51.0%

Female

9.1%

Foreign-Born

White 72.7%
African American 11.6%
Asian 2.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.7%
Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,288

Median Household Income

-24% vs state

$43,456

Per Capita Income

12.3%

Poverty Rate

4.7%

Unemployment Rate

27.4 min

Mean Commute Time

How ZIP 21742 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$86,288 Top 31% higher than 69% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 31.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,888

Total Housing Units

13,231

Occupied Units

657

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 69.0%
Renter 31.0%

$304,800

Median Home Value

-32% vs state

$1,351

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.4%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 21742 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 162
2021 +11.7% 181
2022 +12.4% 203
2023 +8.1% 220
2024 +4.4% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 642 business establishments in ZIP 21742, employing approximately 13,567 people with a combined annual payroll of $784,494,000.

642

Businesses

13,567

Employees

$784.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 123 19.2%
Retail trade 77 12.0%
Other services (except public administration) 67 10.4%
Professional, scientific, and technical services 65 10.1%
Construction 53 8.3%
Accommodation and food services 51 7.9%
Finance and insurance 49 7.6%
Real estate and rental and leasing 32 5.0%
Administrative and support and waste management and remediation services 29 4.5%
Transportation and warehousing 20 3.1%
Manufacturing 19 3.0%
Wholesale trade 17 2.6%
Arts, entertainment, and recreation 15 2.3%
Educational services 14 2.2%
Information 7 1.1%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 21742 vs 21734 →

ZIP 21742 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 21742 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 21742 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 21742 ranks #4 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
21734 Funkstown, MD 771 5.1 mi
21767 Maugansville, MD 991 5.2 mi
17263 State Line, PA 467 5.1 mi
21783 Smithsburg, MD 9,130 5.5 mi
21740 Hagerstown, MD 61,859 5.2 mi
17256 Shady Grove, PA 91 7.9 mi
17272 Zullinger, PA 294 7.1 mi
21713 Boonsboro, MD 9,502 10.0 mi
21746 Hagerstown, MD 1,883 7.8 mi
17268 Waynesboro, PA 28,285 8.5 mi

More ZIP Codes in Washington County

Frequently Asked Questions

What county is ZIP code 21742 in?
ZIP code 21742 (Hagerstown) is located in Washington County, Maryland. Washington County contains multiple ZIP codes, see the full list at /counties/washington-md.
What is the population of ZIP code 21742?
ZIP code 21742 in Hagerstown, MD has a population of 31,444 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 21742?
The median household income in ZIP 21742 is $86,288, which is 13% above the national average of $76,288.
What is the average home value in ZIP 21742?
The median home value in ZIP 21742 is $304,800, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 21742?
The largest racial group in ZIP 21742 is White at 72.7%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 21742?
ZIP code 21742 has 642 business establishments employing approximately 13,567 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 21742?
The top industries by establishment count in ZIP 21742 are: Health care and social assistance (123), Retail trade (77), Other services (except public administration) (67). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 21742?
According to the FHFA House Price Index, home values in ZIP 21742 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 21742?
In ZIP code 21742, 59.9% of residents aged 25+ have a high school diploma or higher, and 31.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 21742?
The mean commute time for workers in ZIP code 21742 is 27.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 21742?
In ZIP code 21742, approximately 69.0% of occupied housing units are owner-occupied and 31.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 21742?
The poverty rate in ZIP code 21742 is 12.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Hagerstown, MD

Verify and explore additional data for this area using these official government sources.