Hagerstown, MD · standard
ZIP Code 21742
Washington County, Maryland — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,444
- 241/sq mi
- $86,288
- Median income
- $304,800
- Median home value
- 31.2%
- Bachelor's or higher
The verdict
Hagerstown pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 31%
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 241
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 21742 against every reporting US ZIP.
ZIP code 21742 is classified by USPS as a standard delivery area and covers roughly 130.7 square miles in Hagerstown, Washington County, Maryland. The area is home to 31,444 residents, producing a population density of 241 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 21742 against Maryland and the nation.
On the economic side, the median household income for ZIP 21742 sits at $86,288 (24% below the Maryland average), while per-capita income is $43,456. The poverty rate stands at 12.3% and the unemployment rate at 4.7%. On housing, the median home value is $304,800 (32% below the state average) with median rent at $1,351 per month, and 69.0% of occupied units are owner-occupied, a direct signal of whether 21742 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.2% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washington County, so you can benchmark 21742 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 21742
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 21742.
- Health care and social assistance
Health care and social assistance
123 establishments
- Retail trade
Retail trade
77 establishments
- Other services (except public administration)
Other services (except public administration)
67 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
65 establishments
- Construction
Construction
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 21742, Hagerstown, MD · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
31,444
Population
130.7
Area (sq mi)
241
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 21742?
41.7
Median Age
49.0%
Male
51.0%
Female
9.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,288
Median Household Income
-24% vs state
$43,456
Per Capita Income
12.3%
Poverty Rate
4.7%
Unemployment Rate
27.4 min
Mean Commute Time
How ZIP 21742 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$86,288 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,888
Total Housing Units
13,231
Occupied Units
657
Vacant Units
2.54
Avg Household Size
Occupancy Type
$304,800
Median Home Value
-32% vs state
$1,351
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 21742 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 162 |
| 2021 | +11.7% | 181 |
| 2022 | +12.4% | 203 |
| 2023 | +8.1% | 220 |
| 2024 | +4.4% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 642 business establishments in ZIP 21742, employing approximately 13,567 people with a combined annual payroll of $784,494,000.
642
Businesses
13,567
Employees
$784.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 123 | 19.2% |
| Retail trade | 77 | 12.0% |
| Other services (except public administration) | 67 | 10.4% |
| Professional, scientific, and technical services | 65 | 10.1% |
| Construction | 53 | 8.3% |
| Accommodation and food services | 51 | 7.9% |
| Finance and insurance | 49 | 7.6% |
| Real estate and rental and leasing | 32 | 5.0% |
| Administrative and support and waste management and remediation services | 29 | 4.5% |
| Transportation and warehousing | 20 | 3.1% |
| Manufacturing | 19 | 3.0% |
| Wholesale trade | 17 | 2.6% |
| Arts, entertainment, and recreation | 15 | 2.3% |
| Educational services | 14 | 2.2% |
| Information | 7 | 1.1% |
| Management of companies and enterprises | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 21742 vs 21734 →
ZIP 21742 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21740
Hagerstown (21740)
61,859 residents
- 21742
Hagerstown (21742)
31,444 residents
- 17268
Waynesboro (17268)
28,285 residents
- 21713 9,502
Boonsboro (21713)
9,502 residents
- 21783 9,130
Smithsburg (21783)
9,130 residents
- 21746 1,883
Hagerstown (21746)
1,883 residents
- 21767 991
Maugansville (21767)
991 residents
- 21734 771
Funkstown (21734)
771 residents
- 17263 467
State Line (17263)
467 residents
What this shows Among its immediate neighbors, ZIP 21742 ranks #2 by population — useful context the national average alone can't give.
ZIP 21742 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 21783
Smithsburg (21783)
$100,750 median income
- 21713
Boonsboro (21713)
$96,199 median income
- 17263
State Line (17263)
$88,835 median income
- 21742
Hagerstown (21742)
$86,288 median income
- 17268
Waynesboro (17268)
$73,161 median income
- 21740
Hagerstown (21740)
$62,873 median income
- 21734
Funkstown (21734)
$61,392 median income
- 21767
Maugansville (21767)
$57,940 median income
What this shows By household income, ZIP 21742 ranks #4 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 21734 | Funkstown, MD | 771 | 5.1 mi |
| 21767 | Maugansville, MD | 991 | 5.2 mi |
| 17263 | State Line, PA | 467 | 5.1 mi |
| 21783 | Smithsburg, MD | 9,130 | 5.5 mi |
| 21740 | Hagerstown, MD | 61,859 | 5.2 mi |
| 17256 | Shady Grove, PA | 91 | 7.9 mi |
| 17272 | Zullinger, PA | 294 | 7.1 mi |
| 21713 | Boonsboro, MD | 9,502 | 10.0 mi |
| 21746 | Hagerstown, MD | 1,883 | 7.8 mi |
| 17268 | Waynesboro, PA | 28,285 | 8.5 mi |
More ZIP Codes in Washington County
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Frequently Asked Questions
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What is the population of ZIP code 21742? ▼
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How many businesses are in ZIP code 21742? ▼
What are the main industries in ZIP code 21742? ▼
How have home values changed in ZIP code 21742? ▼
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What percentage of residents own vs. rent in ZIP 21742? ▼
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ZIP Code Research Guides
Official Data Resources for Hagerstown, MD
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.