PlainZIP

Sacramento, CA · standard

ZIP Code 95816

Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,579
2,939/sq mi
$90,839
Median income
$839,700
Median home value
64.5%
Bachelor's or higher

The verdict

Sacramento pairs an above-median household income with top-decile home values, in a suburban-density, renter-heavy area.

Top 26%
household income, US ZIPs
Top 4%
home value, US ZIPs
2,939
people per sq mi
29%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95816 against every reporting US ZIP.

ZIP code 95816 is a mid-sized community (a standard USPS delivery area) in Sacramento, Sacramento County, California, home to 15,579 residents across 5.3 square miles, a density of 2,939 people per square mile, in the Los Angeles time zone.

ZIP 95816 lands in the middle-income range, with a median household income of $90,839 (11% below the California average), while per-capita income is $73,860. 10.0% of residents live below the poverty line, and the unemployment rate reads 3.4%. The typical home here is valued at $839,700 (9% above the state average); renters pay a median of $1,779 monthly, and 29.4% of units are owner-occupied.

This is a highly-educated ZIP: 64.5% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 20 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 95816, plus 6 more within Sacramento County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95816

Top 5 sectors by establishment count in Sacramento, CA

Which industries have the most business establishments in ZIP 95816.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95816, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,579

Population

5.3

Area (sq mi)

2,939

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95816?

37.0

Median Age

46.5%

Male

53.5%

Female

8.6%

Foreign-Born

White 67.8%
African American 4.1%
Asian 6.8%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.1%
Hispanic or Latino 17.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,839

Median Household Income

-11% vs state

$73,860

Per Capita Income

10.0%

Poverty Rate

3.4%

Unemployment Rate

19.7 min

Mean Commute Time

How ZIP 95816 ranks nationally

Sacramento, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$90,839 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.2%
Bachelor's Degree or Higher 64.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,694

Total Housing Units

11,109

Occupied Units

585

Vacant Units

1.69

Avg Household Size

Occupancy Type

Owner 29.4%
Renter 70.6%

$839,700

Median Home Value

+9% vs state

$1,779

Median Rent

1949

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.1%

YoY Change (2024)

337

HPI Index (2000 = 100)

+237%

Total Change Since 2000

Home values in ZIP 95816 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 277
2021 +9.6% 304
2022 +6.0% 322
2023 -1.2% 318
2024 +6.1% 337

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,302 business establishments in ZIP 95816, employing approximately 16,329 people with a combined annual payroll of $1,295,230,000.

1,302

Businesses

16,329

Employees

$1.3B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 318 24.4%
Professional, scientific, and technical services 291 22.4%
Other services (except public administration) 131 10.1%
Accommodation and food services 116 8.9%
Retail trade 94 7.2%
Real estate and rental and leasing 76 5.8%
Administrative and support and waste management and remediation services 47 3.6%
Arts, entertainment, and recreation 46 3.5%
Construction 38 2.9%
Finance and insurance 37 2.8%
Information 34 2.6%
Educational services 29 2.2%
Wholesale trade 17 1.3%
Manufacturing 13 1.0%
Transportation and warehousing 9 0.7%
Management of companies and enterprises 5 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95816 vs 95819 →

ZIP 95816 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95816 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95816 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95816 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95819 Sacramento, CA 17,141 1.5 mi
95817 Sacramento, CA 13,534 1.6 mi
95811 Sacramento, CA 7,595 1.5 mi
95814 Sacramento, CA 9,922 1.6 mi
95818 Sacramento, CA 19,811 1.9 mi
95815 Sacramento, CA 24,680 2.6 mi
95820 Sacramento, CA 34,480 2.8 mi
95825 Sacramento, CA 31,084 3.5 mi
95824 Sacramento, CA 30,221 4.0 mi
95822 Sacramento, CA 42,347 4.4 mi

More ZIP Codes in Sacramento County

95823 standard
Sacramento, CA
Pop: 73,985
95630 standard
Folsom, CA
Pop: 72,180
95624 standard
Elk Grove, CA
Pop: 61,989
95758 standard
Elk Grove, CA
Pop: 60,435
95608 standard
Carmichael, CA
Pop: 59,418
95828 standard
Sacramento, CA
Pop: 57,862

Related Areas

Sacramento County Sacramento, CA California

Frequently Asked Questions

What county is ZIP code 95816 in? ▼
ZIP code 95816 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95816? ▼
ZIP code 95816 in Sacramento, CA has a population of 15,579 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95816? ▼
The median household income in ZIP 95816 is $90,839, which is 19% above the national average of $76,288.
What is the average home value in ZIP 95816? ▼
The median home value in ZIP 95816 is $839,700, which is 202% above the national average of $278,155.
What is the demographic makeup of ZIP 95816? ▼
The largest racial group in ZIP 95816 is White at 67.8%. Hispanic or Latino residents make up 17.9% of the population.
How many businesses are in ZIP code 95816? ▼
ZIP code 95816 has 1,302 business establishments employing approximately 16,329 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95816? ▼
The top industries by establishment count in ZIP 95816 are: Health care and social assistance (318), Professional, scientific, and technical services (291), Other services (except public administration) (131). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 95816? ▼
According to the FHFA House Price Index, home values in ZIP 95816 increased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 237%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95816? ▼
In ZIP code 95816, 73.2% of residents aged 25+ have a high school diploma or higher, and 64.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95816? ▼
The mean commute time for workers in ZIP code 95816 is 19.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95816? ▼
In ZIP code 95816, approximately 29.4% of occupied housing units are owner-occupied and 70.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95816? ▼
The poverty rate in ZIP code 95816 is 10.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.