Sacramento, CA · standard
ZIP Code 95816
Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,579
- 2,939/sq mi
- $90,839
- Median income
- $839,700
- Median home value
- 64.5%
- Bachelor's or higher
The verdict
Sacramento pairs an above-median household income with top-decile home values, in a suburban-density, renter-heavy area.
- Top 26%
- household income, US ZIPs
- Top 4%
- home value, US ZIPs
- 2,939
- people per sq mi
- 29%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95816 against every reporting US ZIP.
ZIP code 95816 is classified by USPS as a standard delivery area and covers roughly 5.3 square miles in Sacramento, Sacramento County, California. The area is home to 15,579 residents, producing a population density of 2,939 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95816 against California and the nation.
On the economic side, the median household income for ZIP 95816 sits at $90,839 (11% below the California average), while per-capita income is $73,860. The poverty rate stands at 10.0% and the unemployment rate at 3.4%. On housing, the median home value is $839,700 (9% above the state average) with median rent at $1,779 per month, and 29.4% of occupied units are owner-occupied, a direct signal of whether 95816 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 64.5% of adults hold a bachelor's degree or higher, the median age is 37, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95816 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95816
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95816.
- Health care and social assistance
Health care and social assistance
318 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
291 establishments
- Other services (except public administration)
Other services (except public administration)
131 establishments
- Accommodation and food services 116
Accommodation and food services
116 establishments
- Retail trade 94
Retail trade
94 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95816, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
15,579
Population
5.3
Area (sq mi)
2,939
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95816?
37.0
Median Age
46.5%
Male
53.5%
Female
8.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,839
Median Household Income
-11% vs state
$73,860
Per Capita Income
10.0%
Poverty Rate
3.4%
Unemployment Rate
19.7 min
Mean Commute Time
How ZIP 95816 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$90,839 Top 26% higher than 74% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,694
Total Housing Units
11,109
Occupied Units
585
Vacant Units
1.69
Avg Household Size
Occupancy Type
$839,700
Median Home Value
+9% vs state
$1,779
Median Rent
1949
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.1%
YoY Change (2024)
337
HPI Index (2000 = 100)
+237%
Total Change Since 2000
Home values in ZIP 95816 have increased 6.1% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 277 |
| 2021 | +9.6% | 304 |
| 2022 | +6.0% | 322 |
| 2023 | -1.2% | 318 |
| 2024 | +6.1% | 337 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,302 business establishments in ZIP 95816, employing approximately 16,329 people with a combined annual payroll of $1,295,230,000.
1,302
Businesses
16,329
Employees
$1.3B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 318 | 24.4% |
| Professional, scientific, and technical services | 291 | 22.4% |
| Other services (except public administration) | 131 | 10.1% |
| Accommodation and food services | 116 | 8.9% |
| Retail trade | 94 | 7.2% |
| Real estate and rental and leasing | 76 | 5.8% |
| Administrative and support and waste management and remediation services | 47 | 3.6% |
| Arts, entertainment, and recreation | 46 | 3.5% |
| Construction | 38 | 2.9% |
| Finance and insurance | 37 | 2.8% |
| Information | 34 | 2.6% |
| Educational services | 29 | 2.2% |
| Wholesale trade | 17 | 1.3% |
| Manufacturing | 13 | 1.0% |
| Transportation and warehousing | 9 | 0.7% |
| Management of companies and enterprises | 5 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95816 vs 95819 →
ZIP 95816 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95822
Sacramento (95822)
42,347 residents
- 95820
Sacramento (95820)
34,480 residents
- 95825
Sacramento (95825)
31,084 residents
- 95824
Sacramento (95824)
30,221 residents
- 95815
Sacramento (95815)
24,680 residents
- 95818
Sacramento (95818)
19,811 residents
- 95819
Sacramento (95819)
17,141 residents
- 95816 15,579
Sacramento (95816)
15,579 residents
- 95817 13,534
Sacramento (95817)
13,534 residents
What this shows Among its immediate neighbors, ZIP 95816 ranks #8 by population — useful context the national average alone can't give.
ZIP 95816 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95819
Sacramento (95819)
$136,306 median income
- 95818
Sacramento (95818)
$118,196 median income
- 95816
Sacramento (95816)
$90,839 median income
- 95822
Sacramento (95822)
$86,801 median income
- 95811
Sacramento (95811)
$80,827 median income
- 95820
Sacramento (95820)
$78,436 median income
- 95825
Sacramento (95825)
$64,602 median income
- 95817
Sacramento (95817)
$64,212 median income
- 95815
Sacramento (95815)
$60,097 median income
What this shows By household income, ZIP 95816 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95819 | Sacramento, CA | 17,141 | 1.5 mi |
| 95817 | Sacramento, CA | 13,534 | 1.6 mi |
| 95811 | Sacramento, CA | 7,595 | 1.5 mi |
| 95814 | Sacramento, CA | 9,922 | 1.6 mi |
| 95818 | Sacramento, CA | 19,811 | 1.9 mi |
| 95815 | Sacramento, CA | 24,680 | 2.6 mi |
| 95820 | Sacramento, CA | 34,480 | 2.8 mi |
| 95825 | Sacramento, CA | 31,084 | 3.5 mi |
| 95824 | Sacramento, CA | 30,221 | 4.0 mi |
| 95822 | Sacramento, CA | 42,347 | 4.4 mi |
More ZIP Codes in Sacramento County
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Frequently Asked Questions
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How have home values changed in ZIP code 95816? ▼
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What percentage of residents own vs. rent in ZIP 95816? ▼
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ZIP Code Research Guides
Official Data Resources for Sacramento, CA
Verify and explore additional data for this area using these official government sources.
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