PlainZIP

Sacramento, CA · standard

ZIP Code 95821

Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

33,550
1,811/sq mi
$64,963
Median income
$496,500
Median home value
31.5%
Bachelor's or higher

The verdict

Sacramento pairs a below-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

38th pct
household income, US ZIPs
Top 13%
home value, US ZIPs
1,811
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95821 against every reporting US ZIP.

ZIP code 95821 is a densely settled ZIP (a standard USPS delivery area) in Sacramento, Sacramento County, California, with 33,550 residents across 18.5 square miles, a density of 1,811 people per square mile, in the Los Angeles time zone.

ZIP 95821 reports a modest median household income of $64,963 (36% below the California average), while per-capita income is $40,083. 17.7% of residents live below the poverty line, and the unemployment rate reads 9.8%. The typical home here is valued at $496,500 (36% below the state average); renters pay a median of $1,423 monthly, and 48.5% of units are owner-occupied.

A solid share of residents have a four-year degree: 31.5% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 28 minutes. To put 95821 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Sacramento County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95821

Top 5 sectors by establishment count in Sacramento, CA

Which industries have the most business establishments in ZIP 95821.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95821, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

33,550

Population

18.5

Area (sq mi)

1,811

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95821?

38.2

Median Age

48.4%

Male

51.6%

Female

22.0%

Foreign-Born

White 51.9%
African American 7.8%
Asian 11.3%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 15.9%
Hispanic or Latino 20.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,963

Median Household Income

-36% vs state

$40,083

Per Capita Income

17.7%

Poverty Rate

9.8%

Unemployment Rate

27.6 min

Mean Commute Time

How ZIP 95821 ranks nationally

Sacramento, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,963 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.1%
Bachelor's Degree or Higher 31.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,427

Total Housing Units

15,500

Occupied Units

927

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 48.5%
Renter 51.5%

$496,500

Median Home Value

-36% vs state

$1,423

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.4%

YoY Change (2024)

306

HPI Index (2000 = 100)

+206%

Total Change Since 2000

Home values in ZIP 95821 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 229
2021 +14.7% 262
2022 +11.8% 293
2023 +0.0% 293
2024 +4.4% 306

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 774 business establishments in ZIP 95821, employing approximately 9,351 people with a combined annual payroll of $538,916,000.

774

Businesses

9,351

Employees

$538.9M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 138 17.8%
Health care and social assistance 122 15.8%
Professional, scientific, and technical services 97 12.5%
Accommodation and food services 85 11.0%
Other services (except public administration) 68 8.8%
Construction 55 7.1%
Real estate and rental and leasing 51 6.6%
Administrative and support and waste management and remediation services 45 5.8%
Finance and insurance 31 4.0%
Transportation and warehousing 20 2.6%
Information 17 2.2%
Educational services 14 1.8%
Wholesale trade 12 1.6%
Manufacturing 11 1.4%
Arts, entertainment, and recreation 8 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95821 vs 95864 →

ZIP 95821 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95821 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95821 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95821 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95864 Sacramento, CA 22,447 2.8 mi
95652 Mcclellan, CA 739 2.7 mi
95608 Carmichael, CA 59,418 3.0 mi
95660 North Highlands, CA 30,714 3.6 mi
95825 Sacramento, CA 31,084 2.7 mi
95841 Sacramento, CA 19,448 3.1 mi
95838 Sacramento, CA 36,764 3.6 mi
95815 Sacramento, CA 24,680 3.7 mi
95826 Sacramento, CA 36,628 5.6 mi
95842 Sacramento, CA 31,806 4.6 mi

More ZIP Codes in Sacramento County

95823 standard
Sacramento, CA
Pop: 73,985
95630 standard
Folsom, CA
Pop: 72,180
95624 standard
Elk Grove, CA
Pop: 61,989
95758 standard
Elk Grove, CA
Pop: 60,435
95608 standard
Carmichael, CA
Pop: 59,418
95828 standard
Sacramento, CA
Pop: 57,862

Related Areas

Sacramento County Sacramento, CA California

Frequently Asked Questions

What county is ZIP code 95821 in? ▼
ZIP code 95821 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95821? ▼
ZIP code 95821 in Sacramento, CA has a population of 33,550 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95821? ▼
The median household income in ZIP 95821 is $64,963, which is 15% below the national average of $76,288.
What is the average home value in ZIP 95821? ▼
The median home value in ZIP 95821 is $496,500, which is 78% above the national average of $278,155.
What is the demographic makeup of ZIP 95821? ▼
The largest racial group in ZIP 95821 is White at 51.9%. Hispanic or Latino residents make up 20.6% of the population.
How many businesses are in ZIP code 95821? ▼
ZIP code 95821 has 774 business establishments employing approximately 9,351 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95821? ▼
The top industries by establishment count in ZIP 95821 are: Retail trade (138), Health care and social assistance (122), Professional, scientific, and technical services (97). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95821? ▼
According to the FHFA House Price Index, home values in ZIP 95821 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 206%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95821? ▼
In ZIP code 95821, 54.1% of residents aged 25+ have a high school diploma or higher, and 31.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95821? ▼
The mean commute time for workers in ZIP code 95821 is 27.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95821? ▼
In ZIP code 95821, approximately 48.5% of occupied housing units are owner-occupied and 51.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95821? ▼
The poverty rate in ZIP code 95821 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.