Sacramento, CA · standard
ZIP Code 95821
Sacramento County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 33,550
- 1,811/sq mi
- $64,963
- Median income
- $496,500
- Median home value
- 31.5%
- Bachelor's or higher
The verdict
Sacramento pairs a below-median household income with upper-quartile home values, in a low-density, mixed-tenure area.
- 38th pct
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 1,811
- people per sq mi
- 49%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95821 against every reporting US ZIP.
ZIP code 95821 is classified by USPS as a standard delivery area and covers roughly 18.5 square miles in Sacramento, Sacramento County, California. The area is home to 33,550 residents, producing a population density of 1,811 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95821 against California and the nation.
On the economic side, the median household income for ZIP 95821 sits at $64,963 (36% below the California average), while per-capita income is $40,083. The poverty rate stands at 17.7% and the unemployment rate at 9.8%. On housing, the median home value is $496,500 (36% below the state average) with median rent at $1,423 per month, and 48.5% of occupied units are owner-occupied, a direct signal of whether 95821 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.5% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Sacramento County, so you can benchmark 95821 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95821
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95821.
- Retail trade
Retail trade
138 establishments
- Health care and social assistance
Health care and social assistance
122 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
97 establishments
- Accommodation and food services
Accommodation and food services
85 establishments
- Other services (except public administration)
Other services (except public administration)
68 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95821, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
33,550
Population
18.5
Area (sq mi)
1,811
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95821?
38.2
Median Age
48.4%
Male
51.6%
Female
22.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,963
Median Household Income
-36% vs state
$40,083
Per Capita Income
17.7%
Poverty Rate
9.8%
Unemployment Rate
27.6 min
Mean Commute Time
How ZIP 95821 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$64,963 38th percentile higher than 38% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
16,427
Total Housing Units
15,500
Occupied Units
927
Vacant Units
2.44
Avg Household Size
Occupancy Type
$496,500
Median Home Value
-36% vs state
$1,423
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
306
HPI Index (2000 = 100)
+206%
Total Change Since 2000
Home values in ZIP 95821 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 229 |
| 2021 | +14.7% | 262 |
| 2022 | +11.8% | 293 |
| 2023 | +0.0% | 293 |
| 2024 | +4.4% | 306 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 774 business establishments in ZIP 95821, employing approximately 9,351 people with a combined annual payroll of $538,916,000.
774
Businesses
9,351
Employees
$538.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 138 | 17.8% |
| Health care and social assistance | 122 | 15.8% |
| Professional, scientific, and technical services | 97 | 12.5% |
| Accommodation and food services | 85 | 11.0% |
| Other services (except public administration) | 68 | 8.8% |
| Construction | 55 | 7.1% |
| Real estate and rental and leasing | 51 | 6.6% |
| Administrative and support and waste management and remediation services | 45 | 5.8% |
| Finance and insurance | 31 | 4.0% |
| Transportation and warehousing | 20 | 2.6% |
| Information | 17 | 2.2% |
| Educational services | 14 | 1.8% |
| Wholesale trade | 12 | 1.6% |
| Manufacturing | 11 | 1.4% |
| Arts, entertainment, and recreation | 8 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95821 vs 95864 →
ZIP 95821 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95608
Carmichael (95608)
59,418 residents
- 95838
Sacramento (95838)
36,764 residents
- 95826
Sacramento (95826)
36,628 residents
- 95821
Sacramento (95821)
33,550 residents
- 95842
Sacramento (95842)
31,806 residents
- 95825
Sacramento (95825)
31,084 residents
- 95660
North Highlands (95660)
30,714 residents
- 95815
Sacramento (95815)
24,680 residents
- 95864 22,447
Sacramento (95864)
22,447 residents
What this shows Among its immediate neighbors, ZIP 95821 ranks #4 by population — useful context the national average alone can't give.
ZIP 95821 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95864
Sacramento (95864)
$127,953 median income
- 95608
Carmichael (95608)
$86,563 median income
- 95826
Sacramento (95826)
$82,127 median income
- 95838
Sacramento (95838)
$68,349 median income
- 95842
Sacramento (95842)
$68,276 median income
- 95660
North Highlands (95660)
$68,235 median income
- 95821
Sacramento (95821)
$64,963 median income
- 95825
Sacramento (95825)
$64,602 median income
- 95841
Sacramento (95841)
$61,054 median income
What this shows By household income, ZIP 95821 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95864 | Sacramento, CA | 22,447 | 2.8 mi |
| 95652 | Mcclellan, CA | 739 | 2.7 mi |
| 95608 | Carmichael, CA | 59,418 | 3.0 mi |
| 95660 | North Highlands, CA | 30,714 | 3.6 mi |
| 95825 | Sacramento, CA | 31,084 | 2.7 mi |
| 95841 | Sacramento, CA | 19,448 | 3.1 mi |
| 95838 | Sacramento, CA | 36,764 | 3.6 mi |
| 95815 | Sacramento, CA | 24,680 | 3.7 mi |
| 95826 | Sacramento, CA | 36,628 | 5.6 mi |
| 95842 | Sacramento, CA | 31,806 | 4.6 mi |
More ZIP Codes in Sacramento County
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Frequently Asked Questions
What county is ZIP code 95821 in? ▼
What is the population of ZIP code 95821? ▼
What is the median household income in ZIP 95821? ▼
What is the average home value in ZIP 95821? ▼
What is the demographic makeup of ZIP 95821? ▼
How many businesses are in ZIP code 95821? ▼
What are the main industries in ZIP code 95821? ▼
How have home values changed in ZIP code 95821? ▼
What is the education level in ZIP code 95821? ▼
What is the average commute time in ZIP 95821? ▼
What percentage of residents own vs. rent in ZIP 95821? ▼
What is the poverty rate in ZIP code 95821? ▼
ZIP Code Research Guides
Official Data Resources for Sacramento, CA
Verify and explore additional data for this area using these official government sources.
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