Sacramento, CA · standard
ZIP Code 95821
Sacramento County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 33,550
- 1,811/sq mi High-density area
- $64,963
- Median income Near-median income area
- $496,500
- Median home value Above-median home value
- 31.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sacramento pairs a below-median household income with upper-quartile home values, in a low-density, mixed-tenure area.
- 38th pct
- household income, US ZIPs
- Top 13%
- home value, US ZIPs
- 1,811
- people per sq mi
- 49%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95821 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95821 (Sacramento, CA) rose +4.4% from 2023 to 2024. The all-transactions index moved from 293.2 in 2023 to 306.2 in 2024 (2000 = 100).
ZIP code 95821 is a densely settled ZIP (a standard USPS delivery area) in Sacramento, Sacramento County, California, with 33,550 residents across 18.5 square miles, a density of 1,811 people per square mile, in the Los Angeles time zone.
ZIP 95821 reports a modest median household income of $64,963 (36% below the average California ZIP), while per-capita income is $40,083. The poverty rate is 17.7%, with unemployment at 9.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $496,500 (36% below the average California ZIP), and median rent is $1,423; owner occupancy is 48.5%.
A solid share of residents have a four-year degree: 31.5% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Sacramento County, so 95821 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95821
Top 5 sectors by establishment count in Sacramento, CA
Which industries have the most business establishments in ZIP 95821.
- Retail trade
Retail trade
138 establishments
- Health care and social assistance
Health care and social assistance
122 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
97 establishments
- Accommodation and food services
Accommodation and food services
85 establishments
- Other services (except public administration)
Other services (except public administration)
68 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95821, Sacramento, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
33,550
Population
18.5
Area (sq mi)
1,811
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95821?
38.2
Median Age
48.4%
Male
51.6%
Female
22.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,963
Median Household Income
-36% vs state ZIP avg
$40,083
Per Capita Income
17.7%
Poverty Rate
9.8%
Unemployment Rate
27.6 min
Mean Commute Time
How ZIP 95821 ranks nationally
Sacramento, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$64,963 38th percentile higher than 38% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,427housing units
16,427
Total Housing Units
15,500
Occupied Units
927
Vacant Units
2.44
Avg Household Size
Occupancy Type
$496,500
Median Home Value
-36% vs state ZIP avg
$1,423
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
306
HPI Index (2000 = 100)
+206%
Total Change Since 2000
Home values in ZIP 95821 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +206% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 229 |
| 2021 | +14.7% | 262 |
| 2022 | +11.8% | 293 |
| 2023 | +0.0% | 293 |
| 2024 | +4.4% | 306 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 774 business establishments in ZIP 95821, employing approximately 9,351 people with a combined annual payroll of $538,916,000.
774
Businesses
9,351
Employees
$538.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 138 | 17.8% |
| Health care and social assistance | 122 | 15.8% |
| Professional, scientific, and technical services | 97 | 12.5% |
| Accommodation and food services | 85 | 11.0% |
| Other services (except public administration) | 68 | 8.8% |
| Construction | 55 | 7.1% |
| Real estate and rental and leasing | 51 | 6.6% |
| Administrative and support and waste management and remediation services | 45 | 5.8% |
| Finance and insurance | 31 | 4.0% |
| Transportation and warehousing | 20 | 2.6% |
| Information | 17 | 2.2% |
| Educational services | 14 | 1.8% |
| Wholesale trade | 12 | 1.6% |
| Manufacturing | 11 | 1.4% |
| Arts, entertainment, and recreation | 8 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95821 vs 95864 →
ZIP 95821 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95608
Carmichael (95608)
59,418 residents
- 95838
Sacramento (95838)
36,764 residents
- 95826
Sacramento (95826)
36,628 residents
- 95821
Sacramento (95821)
33,550 residents
- 95842
Sacramento (95842)
31,806 residents
- 95825
Sacramento (95825)
31,084 residents
- 95660
North Highlands (95660)
30,714 residents
- 95815
Sacramento (95815)
24,680 residents
- 95864 22,447
Sacramento (95864)
22,447 residents
What this shows Among its immediate neighbors, ZIP 95821 ranks #4 by population - useful context the national average alone can't give.
ZIP 95821 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95864
Sacramento (95864)
$127,953 median income
- 95608
Carmichael (95608)
$86,563 median income
- 95826
Sacramento (95826)
$82,127 median income
- 95838
Sacramento (95838)
$68,349 median income
- 95842
Sacramento (95842)
$68,276 median income
- 95660
North Highlands (95660)
$68,235 median income
- 95821
Sacramento (95821)
$64,963 median income
- 95825
Sacramento (95825)
$64,602 median income
- 95841
Sacramento (95841)
$61,054 median income
What this shows By household income, ZIP 95821 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95864 | Sacramento, CA | 22,447 | 2.8 mi |
| 95652 | Mcclellan, CA | 739 | 2.7 mi |
| 95608 | Carmichael, CA | 59,418 | 3.0 mi |
| 95660 | North Highlands, CA | 30,714 | 3.6 mi |
| 95825 | Sacramento, CA | 31,084 | 2.7 mi |
| 95841 | Sacramento, CA | 19,448 | 3.1 mi |
| 95838 | Sacramento, CA | 36,764 | 3.6 mi |
| 95815 | Sacramento, CA | 24,680 | 3.7 mi |
| 95826 | Sacramento, CA | 36,628 | 5.6 mi |
| 95842 | Sacramento, CA | 31,806 | 4.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95821, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (33,550 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Sacramento County
Related Areas
Frequently Asked Questions
What county is ZIP code 95821 in?
ZIP code 95821 (Sacramento) is located in Sacramento County, California. Sacramento County contains multiple ZIP codes, see the full list at /counties/sacramento-ca.
What is the population of ZIP code 95821?
ZIP code 95821 in Sacramento, CA has a population of 33,550 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95821?
The median household income in ZIP 95821 is $64,963, which is 15% below the national average of $76,288.
What is the average home value in ZIP 95821?
The median home value in ZIP 95821 is $496,500, which is 78% above the national average of $278,155.
What is the demographic makeup of ZIP 95821?
The largest racial group in ZIP 95821 is White at 51.9%. Hispanic or Latino residents make up 20.6% of the population.
How many businesses are in ZIP code 95821?
ZIP code 95821 has 774 business establishments employing approximately 9,351 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95821?
The top industries by establishment count in ZIP 95821 are: Retail trade (138), Health care and social assistance (122), Professional, scientific, and technical services (97). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 95821?
According to the FHFA House Price Index, home values in ZIP 95821 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 206%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95821?
In ZIP code 95821, 54.1% of residents aged 25+ have a high school diploma or higher, and 31.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95821?
The mean commute time for workers in ZIP code 95821 is 27.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95821?
In ZIP code 95821, approximately 48.5% of occupied housing units are owner-occupied and 51.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95821?
The poverty rate in ZIP code 95821 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95821's numbers, next.
- See how ZIP 95821 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sacramento, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.