Residential delivery area · California

ZIP Code 95821: Arden-Arcade (Sacramento), CA

ZIP code 95821 is in Arden-Arcade (postal name Sacramento), California, entirely in Sacramento County (Census 2020 ZIP-county file). About 38,000 people live there (Census Bureau, ACS 2020-2024), the 9th most populous of Sacramento's 28 residential ZIP codes. Median household income is $64,963 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Arden-Arcade (82%) and Sacramento (16%), and 3% in smaller places.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
958sectional center: Sacramento, CA (SCF 956)
21delivery area within it
Town
Sacramento · 28 residential ZIPs
Census places
Arden-Arcade (82%) census-designated place; Sacramento (16%)
Metro area
Sacramento-Roseville-Folsom, CA
House district
CA-6 119th Congress
Time zone
Pacific
Land area
7.1 sq mi · 5,390 people per sq mi
PO Box ZIPs
72 more ZIP codes use the name Sacramento for PO boxes or single organizations

Where is ZIP code 95821?

95821 centers on 38.626°, -121.385° and covers 7.1 square miles of land plus 0.1 of water. It borders 7 ZIP codes: 95825, 95608, 95864, 95841, 95815, 95838, 95660.

95608 · Carmichael95660 · North Highlands95815 · Sacramento95825 · Sacramento95838 · Sacramento95841 · Sacramento95864 · Sacramento95821 · Sacramento (this ZIP)958219560895815958389566095864958419582595608 · Carmichael95660 · North Highlands95815 · Sacramento95825 · Sacramento95838 · Sacramento95841 · Sacramento95864 · Sacramento95821 · Sacramento (this ZIP)958219560895815958389566095864958419582595608 · Carmichael95660 · North Highlands95815 · Sacramento95825 · Sacramento95838 · Sacramento95841 · Sacramento95864 · Sacramento95821 · Sacramento (this ZIP)95821956089581595838956609586495841
Shaded by median household income, in national fifths (ACS 2020-2024); 95821 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 95821, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 95821 compare with the rest of Sacramento?

Rank of 95821 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure95821In SacramentoIn Sacramento CountyIn CA
People (ACS 2020-2024)38,0649th of 2819th of 56418th of 1,802
Median household income$65k19th of 2539th of 451,034th of 1,189
Median home value$497k12th of 2625th of 47944th of 1,317

Its median household income is higher than in 38% of U.S. residential ZIP codes, and it is denser than 94% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 95821?

The 2020 Census counted 39,310 people in 95821; the ACS, which samples households over 2020-2024, estimates 38,064. Between the 2010 and 2020 censuses its population grew 17.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
38,064
2020 Census count
39,310+17.2% since 2010 (33,550)
Households
15,500
Median age
38.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 95821?

Of the 38,064 people the ACS estimates in 95821, 22.4% are under 18 and 17.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (48.6%), then Hispanic or Latino (20.6%).

  • Under 1822.4%
  • 18 to 6460.6%
  • 65 and older17.0%
Age of the people of 95821 (ACS 2020-2024, B01001)
  • White, not Hispanic48.6%
  • Hispanic or Latino20.6%
  • Other or two or more12.0%
  • Asian, not Hispanic11.2%
  • Black, not Hispanic7.6%
Race and Hispanic origin in 95821 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 95821 earn?

Median household income is $64,963 (ACS 2020-2024), the 39th highest of the 45 ranked ZIP codes in Sacramento County. It rose from $52,093 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$64,963
Income per person
$40,083
Below the poverty line
17.7%
Unemployed (of the labor force)
9.8%
Adults 25+ with a bachelor's degree
31.5%
Adjusted gross income per tax return, 2022
$70,12316,290 returns; wages 69% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 95821?

FHFA's house price index for 95821, built from repeat sales and appraisals of the same homes, rose 85% from 2015 to 2025 and rose 36% from 2020 to 2025, and moved +2.8% in 2025.

Median home value (owners' estimate)
$496,500
Median gross rent
$1,423
Homes owned by their occupants
48.5%
Housing units
16,427
0 400 800 1200 197619902000201020202025 0 400 800 1200 197619902000201020202025 0 400 800 1200 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 95821; 2025: 1277.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 95821?

774 business establishments had a location in this ZIP code in 2023, 46 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade138
  • Health care and social assistance122
  • Professional, scientific, and technical services97
  • Accommodation and food services85
  • Other services (except public administration)68
  • Construction55

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 95821?

ZIP codes that share a boundary with 95821, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
95825Sacramento36,156$65k2.7 mi
95608Carmichael61,440$87k2.9 mi
95864Sacramento25,500$128k2.9 mi
95841Sacramento20,500$61k3.1 mi
95815Sacramento26,658$60k3.6 mi
95838Sacramento40,677$68k3.5 mi
95660North Highlands35,451$68k3.7 mi
95652McClellan1,486$24k2.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.