ZIP 95827 vs ZIP 95655

This side-by-side compares ZIP 95827 (Sacramento, CA) and ZIP 95655 (Mather, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95827 has a population of 20,269 at 1,015 people per square mile, while ZIP 95655 has 4,314 at 175 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95827 reports a median household income of $85,841 against $143,958 in ZIP 95655, with per-capita income of $35,215 vs $46,632. The share of adults holding a bachelor's degree or higher is 26.2% in 95827 and 38.2% in 95655. Poverty rate reads 14.0% vs 11.8%, and unemployment 6.1% vs 9.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $437,300 in 95827 versus $587,800 in 95655, with median rent of $1,901 and — per month respectively. Homeownership rate is 63.3% vs 77.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.