ZIP 96748 vs ZIP 96742

This side-by-side compares ZIP 96748 (Kaunakakai, HI) and ZIP 96742 (Kalaupapa, HI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 96748 has a population of 4,503 at 14 people per square mile, while ZIP 96742 has 90 at 3 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 96748 reports a median household income of $77,422 against $73,750 in ZIP 96742, with per-capita income of $31,613 vs $44,316. The share of adults holding a bachelor's degree or higher is 21.6% in 96748 and 22.4% in 96742. Poverty rate reads 15.1% vs 22.7%, and unemployment 11.6% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $386,500 in 96748 versus — in 96742, with median rent of $878 and $1,271 per month respectively. Homeownership rate is 63.0% vs 0.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.