ZIP 98102 vs ZIP 98195

This side-by-side compares ZIP 98102 (Seattle, WA) and ZIP 98195 (Seattle, WA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 98102 has a population of 20,756 at 6,228 people per square mile, while ZIP 98195 has 0. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 98102 reports a median household income of $114,925 against — in ZIP 98195, with per-capita income of $105,939 vs $5,895. The share of adults holding a bachelor's degree or higher is 76.8% in 98102 and 38.9% in 98195. Poverty rate reads 9.1% vs 0.0%, and unemployment 4.3% vs 15.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $963,200 in 98102 versus — in 98195, with median rent of $1,926 and — per month respectively. Homeownership rate is 27.0% vs 0.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.