Seattle, WA · standard
ZIP Code 98102
King County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,756
- 6,228/sq mi High-density area
- $114,925
- Median income Above-median income area
- $963,200
- Median home value Above-median home value
- 76.8%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Seattle pairs an upper-quartile household income with top-decile home values, in a suburban-density, renter-heavy area.
- Top 11%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 6,228
- people per sq mi
- 27%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98102 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 98102 (Seattle, WA) fell -9.5% from 2023 to 2024. The all-transactions index moved from 289.6 in 2023 to 262.0 in 2024 (2000 = 100).
ZIP code 98102 is a densely settled ZIP (a standard USPS delivery area) in Seattle, King County, Washington, with 20,756 residents across 3.3 square miles, a density of 6,228 people per square mile, in the Los Angeles time zone.
ZIP 98102 skews affluent, with a median household income of $114,925 (26% above the average Washington ZIP), while per-capita income is $105,939. The poverty rate is 9.1%, with unemployment at 4.3%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $963,200 (88% above the average Washington ZIP), with only 27.0% owner-occupied homes and median rent of $1,926.
This is a highly-educated ZIP: 76.8% of adults hold a bachelor's degree or higher, the median age is 33.8, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in King County, so 98102 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 98102
Top 5 sectors by establishment count in Seattle, WA
Which industries have the most business establishments in ZIP 98102.
- Professional, scientific, and technical services
Professional, scientific, and technical services
156 establishments
- Health care and social assistance
Health care and social assistance
107 establishments
- Accommodation and food services
Accommodation and food services
97 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
95 establishments
- Other services (except public administration)
Other services (except public administration)
78 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98102, Seattle, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,756
Population
3.3
Area (sq mi)
6,228
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98102?
33.8
Median Age
54.4%
Male
45.6%
Female
13.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,925
Median Household Income
+26% vs state ZIP avg
$105,939
Per Capita Income
9.1%
Poverty Rate
4.3%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 98102 ranks among Washington ZIPs
Seattle, WA household income vs. every Washington ZIP code
Median household income among 547 reporting Washington ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$114,925 Top 18% higher than 82% of 547 Washington ZIPs
Each bar is a $20K-wide band; taller bars hold more Washington ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,488housing units
18,488
Total Housing Units
17,489
Occupied Units
999
Vacant Units
1.56
Avg Household Size
Occupancy Type
$963,200
Median Home Value
+88% vs state ZIP avg
$1,926
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-9.5%
YoY Change (2024)
262
HPI Index (2000 = 100)
+162%
Total Change Since 2000
Home values in ZIP 98102 have decreased 9.5% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.6% | 249 |
| 2021 | +2.3% | 255 |
| 2022 | +23.9% | 316 |
| 2023 | -8.3% | 290 |
| 2024 | -9.5% | 262 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 784 business establishments in ZIP 98102, employing approximately 10,504 people with a combined annual payroll of $1,296,940,000.
784
Businesses
10,504
Employees
$1.3B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 156 | 19.9% |
| Health care and social assistance | 107 | 13.7% |
| Accommodation and food services | 97 | 12.4% |
| Real estate and rental and leasing | 95 | 12.1% |
| Other services (except public administration) | 78 | 9.9% |
| Retail trade | 48 | 6.1% |
| Finance and insurance | 33 | 4.2% |
| Construction | 27 | 3.4% |
| Administrative and support and waste management and remediation services | 25 | 3.2% |
| Information | 23 | 2.9% |
| Arts, entertainment, and recreation | 23 | 2.9% |
| Wholesale trade | 20 | 2.5% |
| Educational services | 18 | 2.3% |
| Manufacturing | 15 | 1.9% |
| Transportation and warehousing | 8 | 1.0% |
| Management of companies and enterprises | 6 | 0.8% |
| Agriculture, forestry, fishing and hunting | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98102 vs 98195 →
ZIP 98102 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98112
Seattle (98112)
21,077 residents
- 98119
Seattle (98119)
21,039 residents
- 98102
Seattle (98102)
20,756 residents
- 98109
Seattle (98109)
20,715 residents
- 98104
Seattle (98104)
13,095 residents
- 98121
Seattle (98121)
12,628 residents
- 98101
Seattle (98101)
10,238 residents
- 98164 141
Seattle (98164)
141 residents
What this shows Among its immediate neighbors, ZIP 98102 ranks #3 by population - useful context the national average alone can't give.
ZIP 98102 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98164
Seattle (98164)
$250,000 median income
- 98112
Seattle (98112)
$171,572 median income
- 98121
Seattle (98121)
$152,019 median income
- 98109
Seattle (98109)
$133,663 median income
- 98101
Seattle (98101)
$128,882 median income
- 98119
Seattle (98119)
$123,551 median income
- 98102
Seattle (98102)
$114,925 median income
- 98104 $61,460
Seattle (98104)
$61,460 median income
What this shows By household income, ZIP 98102 ranks #7 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98195 | Seattle, WA | 0 | 1.1 mi |
| 98109 | Seattle, WA | 20,715 | 1.1 mi |
| 98112 | Seattle, WA | 21,077 | 1.6 mi |
| 98101 | Seattle, WA | 10,238 | 1.8 mi |
| 98164 | Seattle, WA | 141 | 2.1 mi |
| 98104 | Seattle, WA | 13,095 | 2.4 mi |
| 98154 | Seattle, WA | 0 | 2.1 mi |
| 98174 | Seattle, WA | 0 | 2.3 mi |
| 98121 | Seattle, WA | 12,628 | 1.8 mi |
| 98119 | Seattle, WA | 21,039 | 2.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 98102, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,756 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in King County
Related Areas
Frequently Asked Questions
What county is ZIP code 98102 in?
ZIP code 98102 (Seattle) is located in King County, Washington. King County contains multiple ZIP codes, see the full list at /counties/king-wa.
What is the population of ZIP code 98102?
ZIP code 98102 in Seattle, WA has a population of 20,756 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98102?
The median household income in ZIP 98102 is $114,925, which is 51% above the national average of $76,288.
What is the average home value in ZIP 98102?
The median home value in ZIP 98102 is $963,200, which is 246% above the national average of $278,155.
What is the demographic makeup of ZIP 98102?
The largest racial group in ZIP 98102 is White at 68.8%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 98102?
ZIP code 98102 has 784 business establishments employing approximately 10,504 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98102?
The top industries by establishment count in ZIP 98102 are: Professional, scientific, and technical services (156), Health care and social assistance (107), Accommodation and food services (97). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 98102?
According to the FHFA House Price Index, home values in ZIP 98102 decreased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 162%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98102?
In ZIP code 98102, 82.5% of residents aged 25+ have a high school diploma or higher, and 76.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98102?
The mean commute time for workers in ZIP code 98102 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98102?
In ZIP code 98102, approximately 27.0% of occupied housing units are owner-occupied and 73.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98102?
The poverty rate in ZIP code 98102 is 9.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 98102's numbers, next.
- See how ZIP 98102 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Seattle, WA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.