Seattle, WA · standard
ZIP Code 98198
King County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 34,584
- 1,732/sq mi
- $86,239
- Median income
- $589,500
- Median home value
- 30.8%
- Bachelor's or higher
The verdict
Seattle pairs an above-median household income with top-decile home values, in a low-density, mixed-tenure area.
- Top 31%
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 1,732
- people per sq mi
- 55%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98198 against every reporting US ZIP.
ZIP code 98198 is classified by USPS as a standard delivery area and covers roughly 20.0 square miles in Seattle, King County, Washington. The area is home to 34,584 residents, producing a population density of 1,732 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98198 against Washington and the nation.
On the economic side, the median household income for ZIP 98198 sits at $86,239 (5% below the Washington average), while per-capita income is $41,819. The poverty rate stands at 12.9% and the unemployment rate at 7.2%. On housing, the median home value is $589,500 (15% above the state average) with median rent at $1,814 per month, and 54.8% of occupied units are owner-occupied, a direct signal of whether 98198 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 30.8% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing King County, so you can benchmark 98198 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 98198
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 98198.
- Construction
Construction
99 establishments
- Health care and social assistance
Health care and social assistance
88 establishments
- Other services (except public administration)
Other services (except public administration)
81 establishments
- Accommodation and food services
Accommodation and food services
66 establishments
- Retail trade
Retail trade
58 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98198, Seattle, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
34,584
Population
20.0
Area (sq mi)
1,732
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 98198?
36.1
Median Age
50.1%
Male
49.9%
Female
30.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$86,239
Median Household Income
-5% vs state
$41,819
Per Capita Income
12.9%
Poverty Rate
7.2%
Unemployment Rate
30.3 min
Mean Commute Time
How ZIP 98198 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$86,239 Top 31% higher than 69% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
15,275
Total Housing Units
14,588
Occupied Units
687
Vacant Units
2.67
Avg Household Size
Occupancy Type
$589,500
Median Home Value
+15% vs state
$1,814
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.9%
YoY Change (2024)
335
HPI Index (2000 = 100)
+235%
Total Change Since 2000
Home values in ZIP 98198 have increased 3.9% over the past year (2024). Since 2000, this ZIP has seen +235% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 231 |
| 2021 | +15.4% | 267 |
| 2022 | +18.1% | 315 |
| 2023 | +2.4% | 323 |
| 2024 | +3.9% | 335 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 653 business establishments in ZIP 98198, employing approximately 6,976 people with a combined annual payroll of $339,552,000.
653
Businesses
6,976
Employees
$339.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 99 | 15.2% |
| Health care and social assistance | 88 | 13.5% |
| Other services (except public administration) | 81 | 12.4% |
| Accommodation and food services | 66 | 10.1% |
| Retail trade | 58 | 8.9% |
| Professional, scientific, and technical services | 50 | 7.7% |
| Real estate and rental and leasing | 49 | 7.5% |
| Administrative and support and waste management and remediation services | 49 | 7.5% |
| Transportation and warehousing | 38 | 5.8% |
| Wholesale trade | 27 | 4.1% |
| Finance and insurance | 18 | 2.8% |
| Manufacturing | 11 | 1.7% |
| Educational services | 7 | 1.1% |
| Information | 5 | 0.8% |
| Arts, entertainment, and recreation | 4 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 98198 vs 98032 →
ZIP 98198 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98023
Federal Way (98023)
47,510 residents
- 98003
Federal Way (98003)
44,151 residents
- 98031
Kent (98031)
36,581 residents
- 98198
Seattle (98198)
34,584 residents
- 98032
Kent (98032)
33,853 residents
- 98168
Seattle (98168)
33,734 residents
- 98001
Auburn (98001)
31,911 residents
- 98188
Seattle (98188)
23,111 residents
- 98166
Seattle (98166)
20,301 residents
What this shows Among its immediate neighbors, ZIP 98198 ranks #4 by population — useful context the national average alone can't give.
ZIP 98198 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 98166
Seattle (98166)
$114,969 median income
- 98001
Auburn (98001)
$106,791 median income
- 98031
Kent (98031)
$105,965 median income
- 98023
Federal Way (98023)
$104,893 median income
- 98168
Seattle (98168)
$88,083 median income
- 98148
Seattle (98148)
$87,342 median income
- 98198
Seattle (98198)
$86,239 median income
- 98032
Kent (98032)
$82,636 median income
- 98188
Seattle (98188)
$76,438 median income
What this shows By household income, ZIP 98198 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 98032 | Kent, WA | 33,853 | 2.5 mi |
| 98158 | Seattle, WA | 0 | 3.8 mi |
| 98148 | Seattle, WA | 10,010 | 3.5 mi |
| 98188 | Seattle, WA | 23,111 | 4.1 mi |
| 98003 | Federal Way, WA | 44,151 | 6.2 mi |
| 98166 | Seattle, WA | 20,301 | 4.4 mi |
| 98168 | Seattle, WA | 33,734 | 6.5 mi |
| 98031 | Kent, WA | 36,581 | 5.5 mi |
| 98001 | Auburn, WA | 31,911 | 6.2 mi |
| 98023 | Federal Way, WA | 47,510 | 6.4 mi |
More ZIP Codes in King County
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Frequently Asked Questions
What county is ZIP code 98198 in? ▼
What is the population of ZIP code 98198? ▼
What is the median household income in ZIP 98198? ▼
What is the average home value in ZIP 98198? ▼
What is the demographic makeup of ZIP 98198? ▼
How many businesses are in ZIP code 98198? ▼
What are the main industries in ZIP code 98198? ▼
How have home values changed in ZIP code 98198? ▼
What is the education level in ZIP code 98198? ▼
What is the average commute time in ZIP 98198? ▼
What percentage of residents own vs. rent in ZIP 98198? ▼
What is the poverty rate in ZIP code 98198? ▼
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Official Data Resources for Seattle, WA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.