Seattle, WA · standard

ZIP Code 98103

King County, Washington - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

45,911
3,816/sq mi High-density area
$131,154
Median income Above-median income area
$1,044,100
Median home value Above-median home value
78.6%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Seattle pairs a top-decile household income with top-decile home values, in a suburban-density, mixed-tenure area.

Top 7%
household income, US ZIPs
Top 2%
home value, US ZIPs
3,816
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98103 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 98103 (Seattle, WA) rose +2.8% from 2023 to 2024. The all-transactions index moved from 329.9 in 2023 to 339.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 98103 is a densely settled ZIP (a standard USPS delivery area) in Seattle, King County, Washington, with 45,911 residents across 12.0 square miles, a density of 3,816 people per square mile, in the Los Angeles time zone.

ZIP 98103 skews affluent, with a median household income of $131,154 (44% above the average Washington ZIP), while per-capita income is $96,570. The poverty rate is 6.8%, with unemployment at 4.0%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $1,044,100 (104% above the average Washington ZIP), with only 44.4% owner-occupied homes and median rent of $2,032.

This is a highly-educated ZIP: 78.6% of adults hold a bachelor's degree or higher, the median age is 34.5, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in King County, so 98103 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 98103

Top 5 sectors by establishment count in Seattle, WA

Which industries have the most business establishments in ZIP 98103.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 98103, Seattle, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

45,911

Population

12.0

Area (sq mi)

3,816

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98103?

34.5

Median Age

48.3%

Male

51.7%

Female

14.2%

Foreign-Born

White 72.0%
African American 2.2%
Asian 11.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 11.5%
Hispanic or Latino 7.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$131,154

Median Household Income

+44% vs state ZIP avg

$96,570

Per Capita Income

6.8%

Poverty Rate

4.0%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 98103 ranks nationally

Seattle, WA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$131,154 Top 7% higher than 93% of 30,318 US ZIPs

This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 84.3%
Bachelor's Degree or Higher 78.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

28,631

Total Housing Units

26,873

Occupied Units

1,758

Vacant Units

1.94

Avg Household Size

Occupancy Type

Owner 44.4%
Renter 55.6%

$1,044,100

Median Home Value

+104% vs state ZIP avg

$2,032

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.8%

YoY Change (2024)

339

HPI Index (2000 = 100)

+239%

Total Change Since 2000

Home values in ZIP 98103 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +239% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 284
2021 +5.0% 298
2022 +11.1% 331
2023 -0.3% 330
2024 +2.8% 339

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,982 business establishments in ZIP 98103, employing approximately 25,838 people with a combined annual payroll of $4,226,493,000.

1,982

Businesses

25,838

Employees

$4.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 380 19.2%
Health care and social assistance 290 14.6%
Accommodation and food services 265 13.4%
Other services (except public administration) 213 10.8%
Real estate and rental and leasing 161 8.1%
Retail trade 158 8.0%
Construction 109 5.5%
Administrative and support and waste management and remediation services 66 3.3%
Arts, entertainment, and recreation 61 3.1%
Educational services 60 3.0%
Finance and insurance 57 2.9%
Information 53 2.7%
Manufacturing 50 2.5%
Wholesale trade 31 1.6%
Transportation and warehousing 14 0.7%
Agriculture, forestry, fishing and hunting 7 0.3%
Management of companies and enterprises 4 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98103 vs 98107 →

ZIP 98103 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98103 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98103 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98103 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98107 Seattle, WA 21,147 1.7 mi
98109 Seattle, WA 20,715 2.9 mi
98117 Seattle, WA 31,365 2.1 mi
98102 Seattle, WA 20,756 2.7 mi
98195 Seattle, WA 0 2.3 mi
98119 Seattle, WA 21,039 2.6 mi
98121 Seattle, WA 12,628 4.0 mi
98133 Seattle, WA 44,555 4.6 mi
98101 Seattle, WA 10,238 4.3 mi
98105 Seattle, WA 43,924 2.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 98103, both outside WA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (45,911 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in King County

Frequently Asked Questions

What county is ZIP code 98103 in?

ZIP code 98103 (Seattle) is located in King County, Washington. King County contains multiple ZIP codes, see the full list at /counties/king-wa.

What is the population of ZIP code 98103?

ZIP code 98103 in Seattle, WA has a population of 45,911 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 98103?

The median household income in ZIP 98103 is $131,154, which is 72% above the national average of $76,288.

What is the average home value in ZIP 98103?

The median home value in ZIP 98103 is $1,044,100, which is 275% above the national average of $278,155.

What is the demographic makeup of ZIP 98103?

The largest racial group in ZIP 98103 is White at 72.0%. Hispanic or Latino residents make up 7.9% of the population.

How many businesses are in ZIP code 98103?

ZIP code 98103 has 1,982 business establishments employing approximately 25,838 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 98103?

The top industries by establishment count in ZIP 98103 are: Professional, scientific, and technical services (380), Health care and social assistance (290), Accommodation and food services (265). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 98103?

According to the FHFA House Price Index, home values in ZIP 98103 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 239%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 98103?

In ZIP code 98103, 84.3% of residents aged 25+ have a high school diploma or higher, and 78.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 98103?

The mean commute time for workers in ZIP code 98103 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 98103?

In ZIP code 98103, approximately 44.4% of occupied housing units are owner-occupied and 55.6% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 98103?

The poverty rate in ZIP code 98103 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 98103's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 98103's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.