Seattle, WA · standard

ZIP Code 98107

King County, Washington — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,147
3,716/sq mi
$142,662
Median income
$953,400
Median home value
78.6%
Bachelor's or higher

The verdict

Seattle pairs a top-decile household income with top-decile home values, in a suburban-density, renter-heavy area.

Top 5%
household income, US ZIPs
Top 3%
home value, US ZIPs
3,716
people per sq mi
38%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 98107 against every reporting US ZIP.

ZIP code 98107 is classified by USPS as a standard delivery area and covers roughly 5.7 square miles in Seattle, King County, Washington. The area is home to 21,147 residents, producing a population density of 3,716 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 98107 against Washington and the nation.

On the economic side, the median household income for ZIP 98107 sits at $142,662 (57% above the Washington average), while per-capita income is $100,561. The poverty rate stands at 6.1% and the unemployment rate at 4.3%. On housing, the median home value is $953,400 (87% above the state average) with median rent at $2,208 per month, and 38.3% of occupied units are owner-occupied, a direct signal of whether 98107 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 78.6% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 28 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing King County, so you can benchmark 98107 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 98107

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 98107.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 98107, Seattle, WA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

21,147

Population

5.7

Area (sq mi)

3,716

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 98107?

34.2

Median Age

49.8%

Male

50.2%

Female

16.1%

Foreign-Born

White 71.8%
African American 0.9%
Asian 14.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.7%
Hispanic or Latino 7.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$142,662

Median Household Income

+57% vs state

$100,561

Per Capita Income

6.1%

Poverty Rate

4.3%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 98107 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$142,662 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 82.9%
Bachelor's Degree or Higher 78.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,938

Total Housing Units

15,835

Occupied Units

1,103

Vacant Units

1.81

Avg Household Size

Occupancy Type

Owner 38.3%
Renter 61.7%

$953,400

Median Home Value

+87% vs state

$2,208

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.4%

YoY Change (2024)

345

HPI Index (2000 = 100)

+245%

Total Change Since 2000

Home values in ZIP 98107 have decreased 0.4% over the past year (2024). Since 2000, this ZIP has seen +245% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 298
2021 +7.0% 319
2022 +8.2% 345
2023 +0.3% 346
2024 -0.4% 345

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,382 business establishments in ZIP 98107, employing approximately 14,757 people with a combined annual payroll of $1,028,407,000.

1,382

Businesses

14,757

Employees

$1.0B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 251 18.2%
Accommodation and food services 182 13.2%
Health care and social assistance 138 10.0%
Retail trade 137 9.9%
Other services (except public administration) 132 9.6%
Construction 86 6.2%
Real estate and rental and leasing 83 6.0%
Manufacturing 77 5.6%
Information 53 3.8%
Wholesale trade 50 3.6%
Administrative and support and waste management and remediation services 50 3.6%
Finance and insurance 46 3.3%
Arts, entertainment, and recreation 35 2.5%
Educational services 25 1.8%
Agriculture, forestry, fishing and hunting 11 0.8%
Transportation and warehousing 11 0.8%
Management of companies and enterprises 11 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 98107 vs 98117 →

ZIP 98107 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 98107 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 98107 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 98107 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
98117 Seattle, WA 31,365 1.4 mi
98119 Seattle, WA 21,039 1.9 mi
98199 Seattle, WA 19,686 1.6 mi
98103 Seattle, WA 45,911 1.7 mi
98109 Seattle, WA 20,715 2.9 mi
98177 Seattle, WA 19,030 5.2 mi
98121 Seattle, WA 12,628 3.9 mi
98102 Seattle, WA 20,756 3.4 mi
98195 Seattle, WA 0 3.4 mi
98101 Seattle, WA 10,238 4.4 mi

More ZIP Codes in King County

Frequently Asked Questions

What county is ZIP code 98107 in?
ZIP code 98107 (Seattle) is located in King County, Washington. King County contains multiple ZIP codes, see the full list at /counties/king-wa.
What is the population of ZIP code 98107?
ZIP code 98107 in Seattle, WA has a population of 21,147 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 98107?
The median household income in ZIP 98107 is $142,662, which is 87% above the national average of $76,288.
What is the average home value in ZIP 98107?
The median home value in ZIP 98107 is $953,400, which is 243% above the national average of $278,155.
What is the demographic makeup of ZIP 98107?
The largest racial group in ZIP 98107 is White at 71.8%. Hispanic or Latino residents make up 7.3% of the population.
How many businesses are in ZIP code 98107?
ZIP code 98107 has 1,382 business establishments employing approximately 14,757 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 98107?
The top industries by establishment count in ZIP 98107 are: Professional, scientific, and technical services (251), Accommodation and food services (182), Health care and social assistance (138). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 98107?
According to the FHFA House Price Index, home values in ZIP 98107 decreased by 0.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 245%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 98107?
In ZIP code 98107, 82.9% of residents aged 25+ have a high school diploma or higher, and 78.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 98107?
The mean commute time for workers in ZIP code 98107 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 98107?
In ZIP code 98107, approximately 38.3% of occupied housing units are owner-occupied and 61.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 98107?
The poverty rate in ZIP code 98107 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Seattle, WA

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