ZIP 98195 vs ZIP 98102

This side-by-side compares ZIP 98195 (Seattle, WA) and ZIP 98102 (Seattle, WA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 98195 has a population of 0, while ZIP 98102 has 20,756 at 6,228 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 98195 reports a median household income of — against $114,925 in ZIP 98102, with per-capita income of $5,895 vs $105,939. The share of adults holding a bachelor's degree or higher is 38.9% in 98195 and 76.8% in 98102. Poverty rate reads 0.0% vs 9.1%, and unemployment 15.5% vs 4.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 98195 versus $963,200 in 98102, with median rent of — and $1,926 per month respectively. Homeownership rate is 0.0% vs 27.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.