C+

Ambia, IN

Source:

Affordability Score: 62/100

Population: 491 · 1 ZIP codes

The affordability dashboard for Ambia, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 491 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $66,250, median home value of $165,000, median rent of per month, and 22.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,242 per month (studio $894, 1BR $1,032, 3BR $1,489, 4BR $1,992).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ambia, IN include housing. Pressure points are education. Unemployment currently reads 4.1% and poverty 28.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,250
Median household income
Education F
22.4%
Bachelor's degree or higher
Housing A-
2.5x
Home value $165,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,242/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$66,250
▲ 7% vs national
Per Capita Income
$32,264
Unemployment Rate
4.1%
Poverty Rate
28.0%

Housing

Median Home Value
$165,000
▼ 40% vs national
Median Rent
Owner Occupied
94.3%
2BR Fair Market Rent
$1,242/mo
▲ 4% vs national

Fair Market Rents by Bedroom

Studio
$894
1BR
$1,032
2BR
$1,242
3BR
$1,489
4BR
$1,992

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.4%
▼ 8 ppt vs national
High School+
75.9%
Median Age
40.9
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Ambia, IN receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 491. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ambia, IN affordable?
Ambia, IN receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,250. Median home value is $165,000.
What is the cost of living in Ambia?
Key cost metrics: 2BR fair market rent $1,242/mo. Median home value $165,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →