B-

Fort Wayne, IN

Source:

Affordability Score: 67/100

Population: 305,409 · 16 ZIP codes

The affordability dashboard for Fort Wayne, IN aggregates Census ACS 5-Year Estimates across 16 ZIP codes covering 305,409 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $70,677, median home value of $201,365, median rent of $1,084 per month, and 30.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,113 per month (studio $892, 1BR $916, 3BR $1,381, 4BR $1,512).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Fort Wayne, IN include rent. Unemployment currently reads 5.2% and poverty 14.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,677
Median household income
Education C-
30.5%
Bachelor's degree or higher
Housing B
2.8x
Home value $201,365 vs income
Commute B-
22 min
Average commute time
Rent A-
$1,113/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$70,677
▲ 14% vs national
Per Capita Income
$36,583
Unemployment Rate
5.2%
Poverty Rate
14.2%

Housing

Median Home Value
$201,365
▼ 27% vs national
Median Rent
$1,084/mo
Owner Occupied
65.9%
2BR Fair Market Rent
$1,113/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$892
1BR
$916
2BR
$1,113
3BR
$1,381
4BR
$1,512

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
30.5%
▲ 1 ppt vs national
High School+
58.9%
Median Age
36.0
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Fort Wayne, IN receives an overall affordability grade of B- (67/100), aggregated from 16 ZIP codes with a total population of 305,409. This area performs well in rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Fort Wayne ZIP Codes
View all 16 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Fort Wayne, IN affordable?
Fort Wayne, IN receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,677. Median home value is $201,365.
What is the cost of living in Fort Wayne?
Key cost metrics: Median rent $1,084/mo. 2BR fair market rent $1,113/mo. Median home value $201,365.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →