B-

Evansville, IN

Source:

Affordability Score: 65/100

Population: 182,901 · 9 ZIP codes

The affordability dashboard for Evansville, IN aggregates Census ACS 5-Year Estimates across 9 ZIP codes covering 182,901 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $64,406, median home value of $178,965, median rent of $1,056 per month, and 27.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,113 per month (studio $853, 1BR $860, 3BR $1,370, 4BR $1,539).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Evansville, IN include housing, commute, rent. Unemployment currently reads 4.3% and poverty 14.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,406
Median household income
Education D
27.4%
Bachelor's degree or higher
Housing B+
2.8x
Home value $178,965 vs income
Commute B+
20 min
Average commute time
Rent B+
$1,113/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$64,406
▲ 4% vs national
Per Capita Income
$36,551
Unemployment Rate
4.3%
Poverty Rate
14.7%

Housing

Median Home Value
$178,965
▼ 35% vs national
Median Rent
$1,056/mo
Owner Occupied
65.8%
2BR Fair Market Rent
$1,113/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$853
1BR
$860
2BR
$1,113
3BR
$1,370
4BR
$1,539

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.4%
▼ 3 ppt vs national
High School+
59.3%
Median Age
38.4
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Evansville, IN receives an overall affordability grade of B- (65/100), aggregated from 9 ZIP codes with a total population of 182,901. This area performs well in housing and commute and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Evansville ZIP Codes
View all 9 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Evansville, IN affordable?
Evansville, IN receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,406. Median home value is $178,965.
What is the cost of living in Evansville?
Key cost metrics: Median rent $1,056/mo. 2BR fair market rent $1,113/mo. Median home value $178,965.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →