Lafayette, IN
Source:
Affordability Score: 61/100
Population: 98,078 · 4 ZIP codes
The affordability dashboard for Lafayette, IN aggregates Census ACS 5-Year Estimates across 4 ZIP codes covering 98,078 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $63,712, median home value of $214,200, median rent of $1,094 per month, and 31.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.
Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,242 per month (studio $894, 1BR $1,032, 3BR $1,489, 4BR $1,992).
Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Lafayette, IN include commute. Unemployment currently reads 3.0% and poverty 14.7% — numbers worth keeping alongside the headline grade.
Score Breakdown
Income & Employment
Housing
Fair Market Rents by Bedroom
Safety
Education & Family
Childcare Costs
What This Means
Lafayette, IN receives an overall affordability grade of C+ (61/100), aggregated from 4 ZIP codes with a total population of 98,078. This area performs well in commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.
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Official Data Resources
Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →
Read our methodology — how this data is sourced, computed, and verified.