Apalachicola, FL

The affordability dashboard for Apalachicola, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,858 residents, then layers in county-level federal data to produce an overall grade of F (35/100). The headline inputs are median household income of $46,713, median home value of $241,500, median rent of $1,049 per month, and 27.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,186 per month (studio $1,033, 1BR $1,058, 3BR $1,564, 4BR $1,570).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, housing. Unemployment currently reads 3.6% and poverty 14.9% - numbers worth keeping alongside the headline grade.