B

Arcadia, IN

Source:

Affordability Score: 70/100

Population: 3,308 · 1 ZIP codes

The affordability dashboard for Arcadia, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,308 residents, then layers in county-level federal data to produce an overall grade of B (70/100). The headline inputs are median household income of $90,536, median home value of $246,000, median rent of $959 per month, and 32.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,473 per month (studio $1,118, 1BR $1,267, 3BR $1,907, 4BR $2,338).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Arcadia, IN include income, housing, rent. Unemployment currently reads 2.0% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$90,536
Median household income
Education C
32.8%
Bachelor's degree or higher
Housing B+
2.7x
Home value $246,000 vs income
Commute D
27 min
Average commute time
Rent A-
$1,473/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$90,536
▲ 46% vs national
Per Capita Income
$43,923
Unemployment Rate
2.0%
Poverty Rate
6.6%

Housing

Median Home Value
$246,000
▼ 11% vs national
Median Rent
$959/mo
Owner Occupied
77.7%
2BR Fair Market Rent
$1,473/mo
▲ 23% vs national

Fair Market Rents by Bedroom

Studio
$1,118
1BR
$1,267
2BR
$1,473
3BR
$1,907
4BR
$2,338

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.8%
▲ 3 ppt vs national
High School+
62.2%
Median Age
35.4
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Arcadia, IN receives an overall affordability grade of B (70/100), aggregated from 1 ZIP codes with a total population of 3,308. This area performs well in income and housing and rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Arcadia ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Arcadia, IN affordable?
Arcadia, IN receives an overall affordability grade of B (70/100) based on Census, HUD, FBI, and DOL data. Median household income is $90,536. Median home value is $246,000.
What is the cost of living in Arcadia?
Key cost metrics: Median rent $959/mo. 2BR fair market rent $1,473/mo. Median home value $246,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →