F

Archer, FL

Source:

Affordability Score: 39/100

Population: 7,732 · 1 ZIP codes

The affordability dashboard for Archer, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 7,732 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $54,585, median home value of $205,600, median rent of $1,355 per month, and 27.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,493 per month (studio $1,154, 1BR $1,246, 3BR $1,868, 4BR $1,977). Department of Labor data lists infant center-based childcare at $13,000 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are commute, childcare. Unemployment currently reads 6.9% and poverty 21.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,585
Median household income
Education D
27.3%
Bachelor's degree or higher
Housing D
3.8x
Home value $205,600 vs income
Commute F
30 min
Average commute time
Rent D
$1,493/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$13,000/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$54,585
▼ 12% vs national
Per Capita Income
$37,832
Unemployment Rate
6.9%
Poverty Rate
21.8%

Housing

Median Home Value
$205,600
▼ 25% vs national
Median Rent
$1,355/mo
Owner Occupied
79.4%
2BR Fair Market Rent
$1,493/mo
▲ 24% vs national

Fair Market Rents by Bedroom

Studio
$1,154
1BR
$1,246
2BR
$1,493
3BR
$1,868
4BR
$1,977

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.3%
▼ 3 ppt vs national
High School+
60.1%
Median Age
40.6
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$13,000/yr
24% of income
Toddler (Center)
$9,490/yr
Preschool (Center)
$8,320/yr
School-Age (Center)
$6,968/yr

What This Means

Archer, FL receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 7,732. Challenges include commute and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Archer, FL affordable?
Archer, FL receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,585. Median home value is $205,600.
What is the cost of living in Archer?
Key cost metrics: Median rent $1,355/mo. 2BR fair market rent $1,493/mo. Infant childcare $13,000/yr. Median home value $205,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →