B

Berlin, CT

Source:

Affordability Score: 74/100

Population: 18,565 · 1 ZIP codes

The affordability dashboard for Berlin, CT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 18,565 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $116,042, median home value of $377,100, median rent of $1,405 per month, and 44.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,653 per month (studio $1,133, 1BR $1,306, 3BR $1,992, 4BR $2,363). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Berlin, CT include income, education, rent. Unemployment currently reads 2.1% and poverty 3.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$116,042
Median household income
Education B+
44.7%
Bachelor's degree or higher
Housing C
3.2x
Home value $377,100 vs income
Commute B
21 min
Average commute time
Rent A
$1,653/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$17,160/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$116,042
▲ 87% vs national
Per Capita Income
$56,638
Unemployment Rate
2.1%
Poverty Rate
3.5%

Housing

Median Home Value
$377,100
▲ 37% vs national
Median Rent
$1,405/mo
Owner Occupied
82.5%
2BR Fair Market Rent
$1,653/mo
▲ 38% vs national

Fair Market Rents by Bedroom

Studio
$1,133
1BR
$1,306
2BR
$1,653
3BR
$1,992
4BR
$2,363

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
44.7%
▲ 15 ppt vs national
High School+
66.4%
Median Age
48.2
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
15% of income
Toddler (Center)
$17,160/yr
Preschool (Center)
$13,000/yr
School-Age (Center)
$6,240/yr

What This Means

Berlin, CT receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 18,565. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Berlin, CT affordable?
Berlin, CT receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $116,042. Median home value is $377,100.
What is the cost of living in Berlin?
Key cost metrics: Median rent $1,405/mo. 2BR fair market rent $1,653/mo. Infant childcare $17,160/yr. Median home value $377,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →