D

Boynton Beach, FL

Source:

Affordability Score: 48/100

Population: 155,385 · 6 ZIP codes

The affordability dashboard for Boynton Beach, FL aggregates Census ACS 5-Year Estimates across 6 ZIP codes covering 155,385 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $81,146, median home value of $400,744, median rent of $2,086 per month, and 39.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,254 per month (studio $1,788, 1BR $1,901, 3BR $2,920, 4BR $3,388). Department of Labor data lists infant center-based childcare at $15,860 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 5.5% and poverty 10.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,146
Median household income
Education B
39.7%
Bachelor's degree or higher
Housing F
4.9x
Home value $400,744 vs income
Commute D
26 min
Average commute time
Rent F
$2,254/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,860/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$81,146
▲ 31% vs national
Per Capita Income
$48,795
Unemployment Rate
5.5%
Poverty Rate
10.5%

Housing

Median Home Value
$400,744
▲ 46% vs national
Median Rent
$2,086/mo
Owner Occupied
76.9%
2BR Fair Market Rent
$2,254/mo
▲ 88% vs national

Fair Market Rents by Bedroom

Studio
$1,788
1BR
$1,901
2BR
$2,254
3BR
$2,920
4BR
$3,388

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
39.7%
▲ 10 ppt vs national
High School+
63.8%
Median Age
51.6
Avg. Commute
26 min
▲ 0 min vs national

Childcare Costs

Infant (Center)
$15,860/yr
20% of income
Toddler (Center)
$12,753/yr
Preschool (Center)
$11,440/yr
School-Age (Center)
$6,196/yr

What This Means

Boynton Beach, FL receives an overall affordability grade of D (48/100), aggregated from 6 ZIP codes with a total population of 155,385. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Boynton Beach ZIP Codes
View all 6 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Boynton Beach, FL affordable?
Boynton Beach, FL receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,146. Median home value is $400,744.
What is the cost of living in Boynton Beach?
Key cost metrics: Median rent $2,086/mo. 2BR fair market rent $2,254/mo. Infant childcare $15,860/yr. Median home value $400,744.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →