C-

Branford, FL

Source:

Affordability Score: 53/100

Population: 5,309 · 1 ZIP codes

The affordability dashboard for Branford, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,309 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $59,681, median home value of $168,800, median rent of $944 per month, and 15.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,110 per month (studio $967, 1BR $1,013, 3BR $1,484, 4BR $1,573). Department of Labor data lists infant center-based childcare at $6,760 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 4.0% and poverty 8.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,681
Median household income
Education F
15.8%
Bachelor's degree or higher
Housing B
2.8x
Home value $168,800 vs income
Commute F
34 min
Average commute time
Rent B
$1,110/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,760/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$59,681
▼ 4% vs national
Per Capita Income
$34,569
Unemployment Rate
4.0%
Poverty Rate
8.5%

Housing

Median Home Value
$168,800
▼ 39% vs national
Median Rent
$944/mo
Owner Occupied
86.0%
2BR Fair Market Rent
$1,110/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$967
1BR
$1,013
2BR
$1,110
3BR
$1,484
4BR
$1,573

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.8%
▼ 14 ppt vs national
High School+
61.2%
Median Age
44.3
Avg. Commute
34 min
▲ 8 min vs national

Childcare Costs

Infant (Center)
$6,760/yr
11% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,200/yr
School-Age (Center)
$4,420/yr

What This Means

Branford, FL receives an overall affordability grade of C- (53/100), aggregated from 1 ZIP codes with a total population of 5,309. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Branford, FL affordable?
Branford, FL receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,681. Median home value is $168,800.
What is the cost of living in Branford?
Key cost metrics: Median rent $944/mo. 2BR fair market rent $1,110/mo. Infant childcare $6,760/yr. Median home value $168,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →