C+

Canal Point, FL

Source:

Affordability Score: 62/100

Population: 459 · 1 ZIP codes

The affordability dashboard for Canal Point, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 459 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of , median home value of , median rent of $1,431 per month, and 35.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,254 per month (studio $1,788, 1BR $1,901, 3BR $2,920, 4BR $3,388). Department of Labor data lists infant center-based childcare at $15,860 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 0.0% and poverty 27.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education C+
35.6%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
Per Capita Income
$33,678
Unemployment Rate
0.0%
Poverty Rate
27.6%

Housing

Median Home Value
Median Rent
$1,431/mo
Owner Occupied
53.2%
2BR Fair Market Rent
$2,254/mo
▲ 88% vs national

Fair Market Rents by Bedroom

Studio
$1,788
1BR
$1,901
2BR
$2,254
3BR
$2,920
4BR
$3,388

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.6%
▲ 6 ppt vs national
High School+
59.0%
Median Age
32.0
Avg. Commute

Childcare Costs

Infant (Center)
$15,860/yr
Toddler (Center)
$12,753/yr
Preschool (Center)
$11,440/yr
School-Age (Center)
$6,196/yr

What This Means

Canal Point, FL receives an overall affordability grade of C+ (62/100), aggregated from 1 ZIP codes with a total population of 459. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Canal Point, FL affordable?
Canal Point, FL receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data.
What is the cost of living in Canal Point?
Key cost metrics: Median rent $1,431/mo. 2BR fair market rent $2,254/mo. Infant childcare $15,860/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →