D

Central, SC

Source:

Affordability Score: 48/100

Population: 14,186 · 1 ZIP codes

The affordability dashboard for Central, SC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,186 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $55,264, median home value of $234,500, median rent of $906 per month, and 40.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,339 per month (studio $1,166, 1BR $1,221, 3BR $1,612, 4BR $1,943). Department of Labor data lists infant center-based childcare at $10,344 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 4.7% and poverty 20.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,264
Median household income
Education B
40.0%
Bachelor's degree or higher
Housing F
4.2x
Home value $234,500 vs income
Commute C+
23 min
Average commute time
Rent C-
$1,339/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,344/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$55,264
▼ 11% vs national
Per Capita Income
$29,626
Unemployment Rate
4.7%
Poverty Rate
20.5%

Housing

Median Home Value
$234,500
▼ 15% vs national
Median Rent
$906/mo
Owner Occupied
46.5%
2BR Fair Market Rent
$1,339/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,166
1BR
$1,221
2BR
$1,339
3BR
$1,612
4BR
$1,943

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
40.0%
▲ 10 ppt vs national
High School+
63.6%
Median Age
30.0
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$10,344/yr
19% of income
Toddler (Center)
$9,622/yr
Preschool (Center)
$9,418/yr
School-Age (Center)
$7,158/yr

What This Means

Central, SC receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 14,186. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Central ZIP Codes
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What are common questions about this dashboard?

Is Central, SC affordable?
Central, SC receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,264. Median home value is $234,500.
What is the cost of living in Central?
Key cost metrics: Median rent $906/mo. 2BR fair market rent $1,339/mo. Infant childcare $10,344/yr. Median home value $234,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →