D

Centralia, WA

Source:

Affordability Score: 40/100

Population: 24,121 · 1 ZIP codes

The affordability dashboard for Centralia, WA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 24,121 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $63,406, median home value of $343,000, median rent of $1,130 per month, and 22.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $882, 1BR $975, 3BR $1,688, 4BR $1,832). Department of Labor data lists infant center-based childcare at $18,580 per year, consuming 29% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 4.6% and poverty 16.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,406
Median household income
Education F
22.1%
Bachelor's degree or higher
Housing F
5.4x
Home value $343,000 vs income
Commute C-
26 min
Average commute time
Rent B-
$1,279/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$18,580/yr
Center-based infant care (29% of income)

Income & Employment

Median Income
$63,406
▲ 2% vs national
Per Capita Income
$32,793
Unemployment Rate
4.6%
Poverty Rate
16.6%

Housing

Median Home Value
$343,000
▲ 25% vs national
Median Rent
$1,130/mo
Owner Occupied
65.7%
2BR Fair Market Rent
$1,279/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$882
1BR
$975
2BR
$1,279
3BR
$1,688
4BR
$1,832

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.1%
▼ 8 ppt vs national
High School+
51.8%
Median Age
40.3
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$18,580/yr
29% of income
Toddler (Center)
$12,944/yr
Preschool (Center)
$12,944/yr
School-Age (Center)
$9,964/yr

What This Means

Centralia, WA receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 24,121. Challenges include education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Centralia ZIP Codes
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What are common questions about this dashboard?

Is Centralia, WA affordable?
Centralia, WA receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,406. Median home value is $343,000.
What is the cost of living in Centralia?
Key cost metrics: Median rent $1,130/mo. 2BR fair market rent $1,279/mo. Infant childcare $18,580/yr. Median home value $343,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →