D

Chester, SC

Source:

Affordability Score: 48/100

Population: 19,847 · 1 ZIP codes

The affordability dashboard for Chester, SC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,847 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $51,230, median home value of $158,800, median rent of $785 per month, and 14.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,056 per month (studio $811, 1BR $816, 3BR $1,469, 4BR $1,547). Department of Labor data lists infant center-based childcare at $6,095 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 6.6% and poverty 21.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$51,230
Median household income
Education F
14.2%
Bachelor's degree or higher
Housing C+
3.1x
Home value $158,800 vs income
Commute F
30 min
Average commute time
Rent B-
$1,056/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,095/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$51,230
▼ 17% vs national
Per Capita Income
$27,839
Unemployment Rate
6.6%
Poverty Rate
21.6%

Housing

Median Home Value
$158,800
▼ 42% vs national
Median Rent
$785/mo
Owner Occupied
74.9%
2BR Fair Market Rent
$1,056/mo
▼ 12% vs national

Fair Market Rents by Bedroom

Studio
$811
1BR
$816
2BR
$1,056
3BR
$1,469
4BR
$1,547

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.2%
▼ 16 ppt vs national
High School+
56.5%
Median Age
42.9
Avg. Commute
30 min
▲ 4 min vs national

Childcare Costs

Infant (Center)
$6,095/yr
12% of income
Toddler (Center)
$6,095/yr
Preschool (Center)
$6,615/yr
School-Age (Center)
$6,962/yr

What This Means

Chester, SC receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 19,847. Challenges include income and education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Chester ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Chester, SC affordable?
Chester, SC receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $51,230. Median home value is $158,800.
What is the cost of living in Chester?
Key cost metrics: Median rent $785/mo. 2BR fair market rent $1,056/mo. Infant childcare $6,095/yr. Median home value $158,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →