C-

Clifford, IN

Source:

Affordability Score: 52/100

Population: 202 · 1 ZIP codes

The affordability dashboard for Clifford, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 202 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $58,750, median home value of $125,900, median rent of $776 per month, and 9.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,415 per month (studio $1,233, 1BR $1,257, 3BR $1,697, 4BR $2,000).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Clifford, IN include housing. Pressure points are education. Unemployment currently reads 5.7% and poverty 14.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$58,750
Median household income
Education F
9.5%
Bachelor's degree or higher
Housing A
2.1x
Home value $125,900 vs income
Commute N/A
N/A
Average commute time
Rent C-
$1,415/mo
2BR fair market rent (29% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$58,750
▼ 5% vs national
Per Capita Income
$31,442
Unemployment Rate
5.7%
Poverty Rate
14.5%

Housing

Median Home Value
$125,900
▼ 54% vs national
Median Rent
$776/mo
Owner Occupied
42.0%
2BR Fair Market Rent
$1,415/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$1,233
1BR
$1,257
2BR
$1,415
3BR
$1,697
4BR
$2,000

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.5%
▼ 20 ppt vs national
High School+
77.7%
Median Age
50.3
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Clifford, IN receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 202. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Clifford ZIP Codes
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What are common questions about this dashboard?

Is Clifford, IN affordable?
Clifford, IN receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $58,750. Median home value is $125,900.
What is the cost of living in Clifford?
Key cost metrics: Median rent $776/mo. 2BR fair market rent $1,415/mo. Median home value $125,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →