B

Coal City, IN

Source:

Affordability Score: 73/100

Population: 1,093 · 1 ZIP codes

The affordability dashboard for Coal City, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,093 residents, then layers in county-level federal data to produce an overall grade of B (73/100). The headline inputs are median household income of $74,920, median home value of $122,600, median rent of $626 per month, and 25.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $956 per month (studio $770, 1BR $798, 3BR $1,155, 4BR $1,509).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Coal City, IN include housing, rent. Unemployment currently reads 2.2% and poverty 6.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$74,920
Median household income
Education F
25.0%
Bachelor's degree or higher
Housing A+
1.6x
Home value $122,600 vs income
Commute N/A
N/A
Average commute time
Rent A
$956/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$74,920
▲ 21% vs national
Per Capita Income
$32,890
Unemployment Rate
2.2%
Poverty Rate
6.6%

Housing

Median Home Value
$122,600
▼ 55% vs national
Median Rent
$626/mo
Owner Occupied
90.7%
2BR Fair Market Rent
$956/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$770
1BR
$798
2BR
$956
3BR
$1,155
4BR
$1,509

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
25.0%
▼ 5 ppt vs national
High School+
62.8%
Median Age
46.5
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Coal City, IN receives an overall affordability grade of B (73/100), aggregated from 1 ZIP codes with a total population of 1,093. This area performs well in housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Coal City ZIP Codes
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What are common questions about this dashboard?

Is Coal City, IN affordable?
Coal City, IN receives an overall affordability grade of B (73/100) based on Census, HUD, FBI, and DOL data. Median household income is $74,920. Median home value is $122,600.
What is the cost of living in Coal City?
Key cost metrics: Median rent $626/mo. 2BR fair market rent $956/mo. Median home value $122,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →