B-

Columbus, IN

Source:

Affordability Score: 69/100

Population: 67,468 · 2 ZIP codes

The affordability dashboard for Columbus, IN aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 67,468 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $79,427, median home value of $234,652, median rent of $1,097 per month, and 35.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,415 per month (studio $1,233, 1BR $1,257, 3BR $1,697, 4BR $2,000).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Columbus, IN include rent. Unemployment currently reads 4.2% and poverty 10.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,427
Median household income
Education C+
35.8%
Bachelor's degree or higher
Housing B-
3.0x
Home value $234,652 vs income
Commute B
21 min
Average commute time
Rent B+
$1,415/mo
2BR fair market rent (21% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$79,427
▲ 28% vs national
Per Capita Income
$42,724
Unemployment Rate
4.2%
Poverty Rate
10.7%

Housing

Median Home Value
$234,652
▼ 15% vs national
Median Rent
$1,097/mo
Owner Occupied
69.0%
2BR Fair Market Rent
$1,415/mo
▲ 18% vs national

Fair Market Rents by Bedroom

Studio
$1,233
1BR
$1,257
2BR
$1,415
3BR
$1,697
4BR
$2,000

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.8%
▲ 6 ppt vs national
High School+
67.4%
Median Age
38.1
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Columbus, IN receives an overall affordability grade of B- (69/100), aggregated from 2 ZIP codes with a total population of 67,468. This area performs well in rent. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Columbus ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Columbus, IN affordable?
Columbus, IN receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,427. Median home value is $234,652.
What is the cost of living in Columbus?
Key cost metrics: Median rent $1,097/mo. 2BR fair market rent $1,415/mo. Median home value $234,652.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →