D

Cowpens, SC

Source:

Affordability Score: 44/100

Population: 8,401 · 1 ZIP codes

The affordability dashboard for Cowpens, SC aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,401 residents, then layers in county-level federal data to produce an overall grade of D (44/100). The headline inputs are median household income of $48,243, median home value of $151,800, median rent of $878 per month, and 14.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,187 per month (studio $1,034, 1BR $1,083, 3BR $1,439, 4BR $1,661). Department of Labor data lists infant center-based childcare at $10,344 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 3.3% and poverty 21.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,243
Median household income
Education F
14.8%
Bachelor's degree or higher
Housing C+
3.1x
Home value $151,800 vs income
Commute B-
22 min
Average commute time
Rent C-
$1,187/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,344/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$48,243
▼ 22% vs national
Per Capita Income
$30,434
Unemployment Rate
3.3%
Poverty Rate
21.5%

Housing

Median Home Value
$151,800
▼ 45% vs national
Median Rent
$878/mo
Owner Occupied
73.0%
2BR Fair Market Rent
$1,187/mo
▼ 1% vs national

Fair Market Rents by Bedroom

Studio
$1,034
1BR
$1,083
2BR
$1,187
3BR
$1,439
4BR
$1,661

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.8%
▼ 15 ppt vs national
High School+
52.0%
Median Age
45.3
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$10,344/yr
21% of income
Toddler (Center)
$9,622/yr
Preschool (Center)
$9,418/yr
School-Age (Center)
$7,158/yr

What This Means

Cowpens, SC receives an overall affordability grade of D (44/100), aggregated from 1 ZIP codes with a total population of 8,401. Challenges include income and education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cowpens ZIP Codes
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What are common questions about this dashboard?

Is Cowpens, SC affordable?
Cowpens, SC receives an overall affordability grade of D (44/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,243. Median home value is $151,800.
What is the cost of living in Cowpens?
Key cost metrics: Median rent $878/mo. 2BR fair market rent $1,187/mo. Infant childcare $10,344/yr. Median home value $151,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →