C

Crystal Beach, FL

Source:

Affordability Score: 59/100

Population: 1,294 · 1 ZIP codes

The affordability dashboard for Crystal Beach, FL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,294 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of , median home value of $729,000, median rent of per month, and 34.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,977 per month (studio $1,593, 1BR $1,696, 3BR $2,527, 4BR $3,077). Department of Labor data lists infant center-based childcare at $15,600 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 0.0% and poverty 0.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education C
34.3%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
Per Capita Income
$77,229
Unemployment Rate
0.0%
Poverty Rate
0.4%

Housing

Median Home Value
$729,000
▲ 165% vs national
Median Rent
Owner Occupied
90.4%
2BR Fair Market Rent
$1,977/mo
▲ 65% vs national

Fair Market Rents by Bedroom

Studio
$1,593
1BR
$1,696
2BR
$1,977
3BR
$2,527
4BR
$3,077

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.3%
▲ 4 ppt vs national
High School+
51.9%
Median Age
49.5
Avg. Commute

Childcare Costs

Infant (Center)
$15,600/yr
Toddler (Center)
$9,620/yr
Preschool (Center)
$8,684/yr
School-Age (Center)
$6,500/yr

What This Means

Crystal Beach, FL receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 1,294. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Crystal Beach, FL affordable?
Crystal Beach, FL receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median home value is $729,000.
What is the cost of living in Crystal Beach?
Key cost metrics: 2BR fair market rent $1,977/mo. Infant childcare $15,600/yr. Median home value $729,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →