B+

Cutler, IN

Source:

Affordability Score: 76/100

Population: 1,045 · 1 ZIP codes

The affordability dashboard for Cutler, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,045 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $100,074, median home value of $280,500, median rent of per month, and 27.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $709, 1BR $742, 3BR $1,219, 4BR $1,328).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cutler, IN include income, housing, rent. Unemployment currently reads 1.4% and poverty 6.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$100,074
Median household income
Education D
27.7%
Bachelor's degree or higher
Housing B
2.8x
Home value $280,500 vs income
Commute N/A
N/A
Average commute time
Rent A+
$973/mo
2BR fair market rent (12% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$100,074
▲ 61% vs national
Per Capita Income
$35,567
Unemployment Rate
1.4%
Poverty Rate
6.8%

Housing

Median Home Value
$280,500
▲ 2% vs national
Median Rent
Owner Occupied
98.0%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$709
1BR
$742
2BR
$973
3BR
$1,219
4BR
$1,328

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.7%
▼ 2 ppt vs national
High School+
81.9%
Median Age
34.8
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Cutler, IN receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 1,045. This area performs well in income and housing and rent. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cutler ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Cutler, IN affordable?
Cutler, IN receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $100,074. Median home value is $280,500.
What is the cost of living in Cutler?
Key cost metrics: 2BR fair market rent $973/mo. Median home value $280,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →