B+

East Lyme, CT

Source:

Affordability Score: 76/100

Population: 6,607 · 1 ZIP codes

The affordability dashboard for East Lyme, CT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,607 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $129,083, median home value of $439,000, median rent of $1,528 per month, and 60.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,625 per month (studio $1,114, 1BR $1,326, 3BR $2,107, 4BR $2,723). Department of Labor data lists infant center-based childcare at $15,080 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for East Lyme, CT include income, education, rent. Unemployment currently reads 4.1% and poverty 5.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$129,083
Median household income
Education A+
60.7%
Bachelor's degree or higher
Housing C-
3.4x
Home value $439,000 vs income
Commute C-
26 min
Average commute time
Rent A
$1,625/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$15,080/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$129,083
▲ 108% vs national
Per Capita Income
$63,126
Unemployment Rate
4.1%
Poverty Rate
5.5%

Housing

Median Home Value
$439,000
▲ 60% vs national
Median Rent
$1,528/mo
Owner Occupied
74.7%
2BR Fair Market Rent
$1,625/mo
▲ 35% vs national

Fair Market Rents by Bedroom

Studio
$1,114
1BR
$1,326
2BR
$1,625
3BR
$2,107
4BR
$2,723

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
60.7%
▲ 31 ppt vs national
High School+
75.3%
Median Age
44.5
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$15,080/yr
12% of income
Toddler (Center)
$15,080/yr
Preschool (Center)
$12,220/yr
School-Age (Center)
$5,980/yr

What This Means

East Lyme, CT receives an overall affordability grade of B+ (76/100), aggregated from 1 ZIP codes with a total population of 6,607. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is East Lyme, CT affordable?
East Lyme, CT receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $129,083. Median home value is $439,000.
What is the cost of living in East Lyme?
Key cost metrics: Median rent $1,528/mo. 2BR fair market rent $1,625/mo. Infant childcare $15,080/yr. Median home value $439,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →