D

English, IN

Source:

Affordability Score: 40/100

Population: 3,502 · 1 ZIP codes

The affordability dashboard for English, IN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,502 residents, then layers in county-level federal data to produce an overall grade of D (40/100). The headline inputs are median household income of $41,579, median home value of $119,000, median rent of $542 per month, and 13.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $956 per month (studio $683, 1BR $729, 3BR $1,200, 4BR $1,604).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 4.0% and poverty 31.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$41,579
Median household income
Education F
13.1%
Bachelor's degree or higher
Housing B
2.9x
Home value $119,000 vs income
Commute F
42 min
Average commute time
Rent C
$956/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$41,579
▼ 33% vs national
Per Capita Income
$27,477
Unemployment Rate
4.0%
Poverty Rate
31.2%

Housing

Median Home Value
$119,000
▼ 57% vs national
Median Rent
$542/mo
Owner Occupied
82.8%
2BR Fair Market Rent
$956/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$683
1BR
$729
2BR
$956
3BR
$1,200
4BR
$1,604

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.1%
▼ 17 ppt vs national
High School+
53.7%
Median Age
41.7
Avg. Commute
42 min
▲ 16 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

English, IN receives an overall affordability grade of D (40/100), aggregated from 1 ZIP codes with a total population of 3,502. Challenges include income and education and commute. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore English ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is English, IN affordable?
English, IN receives an overall affordability grade of D (40/100) based on Census, HUD, FBI, and DOL data. Median household income is $41,579. Median home value is $119,000.
What is the cost of living in English?
Key cost metrics: Median rent $542/mo. 2BR fair market rent $956/mo. Median home value $119,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →